So I will share my experience with Tire Rack Road Hazzard Warrenty.
I ended up hitting a very bad pot hole.
The damage was totally located on sidewall, it ripped the sidewall to be exact.
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So i went to tire rack, it redirected me to the warrenty service company.
They wanted installation receipt on the original that i had it done at a tire store.
Then they wanted the receipt on the replacement tire i ordered.
Then finally they wanted a receipt on the replacement installation on the new tire.
I submitted and filed my claim.
The tire was only 6 months old.
I requested the full price of the tire.
I was approved the full price of the tire only.... so i ended up having to pay the tax, and reinstall.
They did not ask for treadware, i guess 6 months they figured it was still a new tire.
They did not ask for me to mail the old tire back.
All they wanted was the pictures to show actual road hazzard damage.
But those are 478 dollar tires, so i was happy to get 478 dollars back mailed in a check in 2 weeks.
I really have nothing but praise on tire racks warrenty.
I really thought it would not pay out, but they did.
I still had to pay the tax twice, and install twice, but the bulk of the tire cost was reimbursed.
Offtopic: Im an idiot for getting 21 inch low profile tires in Los Angeles.
Its seriously a massocistic thing to do with how much pot holes we have.
if you paid warrenty on all 4 tires, and all 4 tires have damage, they will replace all 4.
However if only 1 has damage, they will only replace the 1, even in practice you require all 4 to be replaced.
I asked the CS about this too, because my other last instance, i needed 1 replaced, but it would offset my car, and when i gun it, my car would drift to one side. (I have a P100D, so the tire treads needs to be as even as possible).
So no, unless you have damage done on all 4 tires from road hazzard, they will only replace / refund you on the damaged tire and not all 4, even if its a safety reason that you require 4 replaced.