Originally posted by: waggy
i save for everything. i hate buying on credit.
last big thing i got was my TV 2 years ago or so (took me 5 years!). now im saving for a new rideing lawn mower. i don't need one but i hate the one i have and want a Zero turn one. figure to save $2500-3000 for it. should take me 2-3 years.
another thing im saving for is a nice table saw and band saw. Also saving to build a nice workshop in the back of the property.
Uhhh why can't you just walk it? Imagine all the money you'd save, and imagine how much exercises you'd get by not riding one.
I'm saving to build a 12-18 month nest in case shit happens. Then I'm going to split my spending in the following ways:
(a) entertainment fund (in here goes car, movies, etc. etc. for those that say you can't save for this stuff because its not that expensive...try buying 800 dollar wheels and 600 dollar tires..and its only that cheap because I want relatively small wheels 15x8 or 15x9. I also put my photography items in here which runs 300-1k per item)
(b) savings fund (will be the largest of them all and most money will go here)
(c) house/land fund (probably not put that much in for now, but i want to keep it consistent over time. I'll probably get more serious in 2-3 years once I'm done pimping out my car and get a new dslr + 2-3 Limited lenses that I'm wanting)
I used to be a spender, but since I got a real job, I'm a saver. Money doesn't come easy, and I find that I don't need to buy shit scontantly to keep happy
At the very least, I need about 50% of my income to go into the 'savings fund'....and then I'll filter into the other 2 funds. And saving for what? I dunno...better to save than to spend