I switched jobs this year and my cobra (continuation of benefits) for me and my fam was $670 per month. Dental was another $70.
My company now pics up 80% of those costs and 100% of dental.
I switched jobs this year and my cobra (continuation of benefits) for me and my fam was $670 per month. Dental was another $70.
My company now pics up 80% of those costs and 100% of dental.
In other words you would be earning $8,000 more per year if the government covered your health insurance. Would your taxes be $8,000 higher if they implemented a good national healthcare program?
If you don't support Kerry you are supporting Bush. That's just the way it is.
In my particular situation, a family of 4, with $15,000 deductable per person per year (yes, you read that right, 15 THOUSAND DOLLARS) with a monthly premium of $263. gets us exactly NOTHING except catastrophic care. Then they cover 100% after 15,000 with a 3 million dollar cap. Anthem Blue Cross. All medical care and dental care is paid for out of pocket.
Great system, eh? The U.S. rules!
Depends on what you are talking about...I wouldn't say the doctors are not as qualified but the facilities are not nearly as nice as some of the best in the US, such as many of those in Massachusetts...however nice facilities come at a price.
PingSpike
Lifer
- Feb 25, 2004
- 21,758
- 603
- 126
I don't know about you, but I would never refer to a 20/80 plan as 'good' health insurance. I'd refer to it as a waste of money myself. If anything really bad happened to you, like cancer or serious heart problems...or a bad car accident...that insurance wouldn't do jack squat to alleviate the finacial burden. I'm not sure if you meant 80 insurance/20 pay but even if you did...20% of cancer costs will still likely bankrupt you.
Real health insurance around here costs around $360/mo for a single person, around $1000/mo for a family. And that insurance doesn't cover everything either...there's a co-pay and deductable although they are both small. But that is insurance that will keep you out of the poor house and the grave if something really bad happens.
earthman
Golden Member
- Oct 16, 1999
- 1,653
- 0
- 71
It doesn't really matter how qualified the doctors supposedly are or how nice the hospital is if you can't afford to go there, and most Americans simply can't afford to go there without insurance. I'm amazed at how reactionary and ignorant the average young person is today, we claim to be this compassionate nation, but in fact we are the most selfish self-centered society that has ever existed. And those who mock the poor have obviously never experienced any real poverty, other than a poverty of the spirit. Enter the big myth of government handouts to "welfare mothers". The fact is, there are very few cash handouts anymore to anyone, regardless of need. And how can people defend profiteering over human suffering? We're supposed to believe that making money is more important than people dying from conditions that could be easily cured? The way to control costs is to bring the system under control. The way things work now, drug and insurance companies make all the money while the average person does without. In what is supposed to be the wealthiest nation on earth, this is ridiculous, and the attitude everyone has that it can't be any better is just sad.
Wow, well this guy certainly is a Fan of Logan's Run.
It's a little more than double the Carousel age but a start.
Did he say if he got a chip implanted under his skin yet???
Originally posted by: SickBeast
What's the point in even having insurance if you have to foot 80% of the bill anyways?
Doctors here are every bit as qualified as those in the US; many of our doctors move to the US to practice there. The same goes for engineers and architects.
You don't have to wait months to see a doctor here. Read my other post.
$120/month is $2,400/year, and that doesn't include your deductible or anything that is not covered by the policy. I would be interested to know how much the average American spends on health-related expenses per year. Then it would be interesting to compare that figure to the tax delta between Canada and the US.
Starts at around $350 a month and like you said have to pay 80% of the cost anyway. Normal to get bills anyway from $10K - $20K for a 4 day Hospital visit and that's not including $100K-200K for the Surgery of surgery is needed.
He, he. When he's 40, 60 will be old; when he's 50, 70 will be old, etc.
No one wants to die at any age, but this guy needs to be put on some serious medication. He's obviously living in La-La Land.
-Robert
No one wants to die at any age, but this guy needs to be put on some serious medication. He's obviously living in La-La Land.
-Robert
PingSpike
Lifer
- Feb 25, 2004
- 21,758
- 603
- 126
I think any government leeching by welfare recipants could be counteracted by requiring them to do some basic cleanup work and other unskilled labor or they forfiet their benefits, as SickBeast suggested. Just make them pick up trash on the side of the road, clean streets, etc. If they want to live off the government, they'll have to give something back.
That way, we're still helping people who are going through a rough patch...but we're lighting a fire under their ass at the same time to prevent them from using it as a crutch.
That way, we're still helping people who are going through a rough patch...but we're lighting a fire under their ass at the same time to prevent them from using it as a crutch.
Healthcare should rise 50% every 4 years, and they should come up with health savings accounts as well as health mortgages.
I mean how else are healthcare companies going to manage double digit growth every year?!
I mean how else are healthcare companies going to manage double digit growth every year?!
IHateMyJob2004
Lifer
- Sep 29, 2004
- 18,656
- 68
- 91
I agree with the sentiment. I don't want to live much past 80. My dad did it right. Died a bit early at 65 but he didn't want to be sick and decrepid. He lived a good life and simply passed away.
Oh, I wouldn't say this to somone or anything. I woul;dn't be so improper.
CubicZirconia
Diamond Member
- Nov 24, 2001
- 5,193
- 0
- 71
OK
Canada pays $2400 per person a year in Health Care where everyones gets it
The US pays $4400 per person but 50 million in the US don't have Insurance
The US is Ranked 24th according to the WHO for overall care and Canada 20th ' last yrs numbers'
So neither system is the cats arse
Canada tries to guarantee Universitality which means everyone gets the same level of care.
You can get better care if you pay for it IE my Group Benefits from work covered a Private room for my wife during her pregnancy
I paid a small deductable. 25% of our system is private
Our system has longer wait times and the US has the Best quality of care BAR none if you can afford it.
Our system could stand IMO token user fees to keep people out of emergency, I drove a roomate there for a migrain at 2 in the morning once PMO! this would address some of the abuse.
Our overhead is much lower cause there is only one person who pays the bills, gov't, EI Toronto hospital accounting staff of 4 , Boston hospital accounting staff of 50. Since the gov'ts are also the sole purchaser of drugs and supply there is a lot of overhead savings there, which could be even further improved.
France pays $2400 per person a year according to the WHO and places first with a combined public/private system. You want a doctor to visit you at home? Pull out your chequebook. Although makes you wonder when all those bodies didn't make it during the heat wave last summer.
Canada pays $2400 per person a year in Health Care where everyones gets it
The US pays $4400 per person but 50 million in the US don't have Insurance
The US is Ranked 24th according to the WHO for overall care and Canada 20th ' last yrs numbers'
So neither system is the cats arse
Canada tries to guarantee Universitality which means everyone gets the same level of care.
You can get better care if you pay for it IE my Group Benefits from work covered a Private room for my wife during her pregnancy
I paid a small deductable. 25% of our system is private
Our system has longer wait times and the US has the Best quality of care BAR none if you can afford it.
Our system could stand IMO token user fees to keep people out of emergency, I drove a roomate there for a migrain at 2 in the morning once PMO! this would address some of the abuse.
Our overhead is much lower cause there is only one person who pays the bills, gov't, EI Toronto hospital accounting staff of 4 , Boston hospital accounting staff of 50. Since the gov'ts are also the sole purchaser of drugs and supply there is a lot of overhead savings there, which could be even further improved.
France pays $2400 per person a year according to the WHO and places first with a combined public/private system. You want a doctor to visit you at home? Pull out your chequebook. Although makes you wonder when all those bodies didn't make it during the heat wave last summer.
The $120/month health insurance I can be covered for is good for doctor's visits ($20 co-pay), and medication up to $250. If I was to get in a serious accident I would still have to pay 80% after $500. I know this sucks. Exactly why I have no health insurance.
You're calling me a propagandist? Should I take it as a compliment that you're comparing me to a famous writer?
I just googled him and it says most Americans can't stand the guy.
Mean MrMustard
Diamond Member
- Jan 5, 2001
- 3,144
- 10
- 81
Originally posted by: SickBeast
The Soviets are a democracy now.
Russia is a democracy?
LOL!! You haven't kept up on current events in the past 5 years have you?
I totally agree......too many Permanent Leeches.
I can just imagine all of the Health Care abuse by people if it were offered socialistically. Doctors would be even less inclined to treat to fix the problem but instead to just patch it up for you to keep coming in even more so than now. Hey now....the government is going to pay now, so why not?
Originally posted by: SickBeast
What's the point in even having insurance if you have to foot 80% of the bill anyways?
Doctors here are every bit as qualified as those in the US; many of our doctors move to the US to practice there. The same goes for engineers and architects.
You don't have to wait months to see a doctor here. Read my other post.
$120/month is $2,400/year, and that doesn't include your deductible or anything that is not covered by the policy. I would be interested to know how much the average American spends on health-related expenses per year. Then it would be interesting to compare that figure to the tax delta between Canada and the US.
The company I work for has a healty care plan that costs employees 1% of their gross weekly pay. If you use an in plan doctor the plan pays for all but about 10%. There are deductibles for anything other than an office visit. An emergency room visit is a $500 deductible for example, unless you're admitted and the insurance company determines that it was actually an emergency that sent you to the hospital. Then the $500 deductible is waived but there is still a hefty deductible for in hospital care that I would have to read the entire company health care manual to find out for each component of treatment.
If you go out of plan it's 80/20 and you still pay the deductibles.
The plan also pays for the wife will pay for your kids until they reach 18 unless they're in college. Then it pays until 21.
I'm pretty lucky I guess as compared to so many other Americans. I'd gladly switch to a plan like the Canadian plan if it meant insuring everyone because in the long run the uninsured end up costing us all a bundle.
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