Originally posted by: dullard
Sabot, I'd first wait to see if that is the final charge on the CC. When restaurants swipe the card, they frequently add a tip to make certain that you have enough credit limit to pay a typical tip. Then, when you actually tip the manager later corrects the billing to match your tip. This process can take several days. Thus, it is frequent that there is an incorrect amount on your CC online statement before this correction comes through.
If that correction never comes through, then follow the instructions (exactly) on your CC bill. They tell you step by step what to do to get your money back. First you try to settle the issue with the mananger. If that fails, you are required to mail a complaint letter (the text is specified by federal laws).
Originally posted by: cronos
Is there a reason why people like to leave their tip in cash?
I've never done it.
Basically, it is a tactic (usually used by former waiters) to help other waiters scam the system.
Some restaurants subtract the CC fees from the waiter's tip. So, if you are in a restaurant like that, you pay $5 and the waiter gets $5*97% = $4.85 and the CC company gets $5*3% = $0.15. Of course, not all restaurants do that to their staff.
Also, some waiters perfer to not pay income tax (illegal). If you put the tip in cash, the government will never have any record of the tip. If you tip on a CC, the government has the chance to find out about the tip.
The drawback is that you have to carry a CC and cash with you. Also, you don't get your 1%-5% CC cash rewards. So, you are losing money in hopes that the waiter may get a bit more tip. And finally, it leads to more risk in cases like the OP in this thread.