ViviTheMage
Lifer
really, explain..I hate my usbank one, its so bad.
How do you pay off your citi bank card , I do not want to have to send lame checks through the mail.
convince me please, I love their rewards!!
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Visa or MasterCard
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really, explain..I hate my usbank one, its so bad.
How do you pay off your citi bank card , I do not want to have to send lame checks through the mail.
convince me please, I love their rewards!!
ViviTheMage
Lifer
you have me sold.
I just applied for a compusa credit card (which I plan to pay off within the 2 weeks and cancelling it)....
and I have one usbank card (fully paid of, never missed a payment)
do you think I coudl apply and get accepted for their card?
Or is that to much credit they are accessing of mine?
ViviTheMage
Lifer
will accessing my credit this much in the past half year hurt me?
would cancelling my compusa CC right after I pay it off hurt my credit?
imported_silentlamb
Member
What makes Amex better than Visa, assuming Citi Dividend Plat Select?
RossMAN
Grand Nagus
mitaiwan82
Platinum Member
+1 😀
imported_silentlamb
Member
Doesn't VISA have similar benefits? One noticeable difference I saw was additional cash back opportunities with amex. Is there anything else?
BillyBatson
Diamond Member
mastercard
from what i hear it is better and interest is lower
from what i hear it is better and interest is lower
The new Citibank-Amex cards do have these.
http://www.citibank.com/us/cards/cardserv/amex/divplat-amex.jsp
InverseOfNeo
Diamond Member
I have the Plat Select card too (had it since last August or so)...its a MC, I think at the time you could choose which one. I already had a VISA with a different card so I chose MC just to variety. 😛
Oh and WOW at the CitiAMEX card...is it just like an AMEX card but with the 1-5% back?
Suspicious-Teach8788
Lifer
I disagree.
I think one should have the Plat Select card because Mastercard is accepted anywhere pretty much, and then you should have the AMEX 3/2/1 card (TrueEArnings from Costco). Your 3% goes to eating out. You can never get that with Mastercard, even if you do the Citi-Amex thing.
Your goal here is to get cashback on AS MANY THINGS as you can. You maximize cashback on the GREATEST amount of goods = WIN FOR YOU.
Also get that Discover 5% movie theater thingy.
I think one should have the Plat Select card because Mastercard is accepted anywhere pretty much, and then you should have the AMEX 3/2/1 card (TrueEArnings from Costco). Your 3% goes to eating out. You can never get that with Mastercard, even if you do the Citi-Amex thing.
Your goal here is to get cashback on AS MANY THINGS as you can. You maximize cashback on the GREATEST amount of goods = WIN FOR YOU.
Also get that Discover 5% movie theater thingy.
imported_silentlamb
Member
VISA has this too since 3/1/05, http://usa.visa.com/personal/cards/bene...enefits/index.html|Purchase%20Security
Virtually everything you purchase with your covered Visa card is protected in case of theft or damage for the first 90 days from the date of purchase.
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