UPS cuts insurance to 15,000 spouses

[JEDI]

http://money.cnn.com/2013/08/21/news/companies/ups-obamacare/index.html?source=cnn_bin

In an undated memo to employees, UPS (UPS, Fortune 500) said it will discontinue coverage for all working spouses who are eligible for insurance with their own employer.


ok, how are they going to enforce that?
how will they know if their employee's spouse works? and if s/he does work, if their workplace offers health insurance?

i would just say yes she's unemployed and leave her on the plan.

 

[vi edit]

That's not unique to UPS. My current employer and many others I know do the same thing. If your spouse can receive their own coverage you are supposed to have them covered under their own.

How they audit that I have no idea.

 

[PokerGuy]

Other companies are doing this, and more are going to do this with the increasing cost of health care and the impending disastrous obummercare regulations.

Basically, they're just going to have the employers certify that their spouse is not employed or eligible for other insurance coverage. You can lie and claim that she's not employed etc, but if they choose to investigate you could end up getting terminated or getting dropped from coverage if something happens to either of you.

 

[phucheneh]

The follies of limp-dimped legislation.

I wonder how bad healthcare in this country will have to get before we finally do something other than poke the bear? I.e. force insurance co's to slightly alter the ways in which they rape us, employers to then cut benefits, ect.

Seems like we've seen this before. Something about 'banks' or some shit. ('hooray, they can no longer charge me this certain fee! oh look, they found three new fees...')

 

[kranky]

If I worked for UPS, I would not risk my job by lying about something that probably doesn't even benefit me.

 

[OCGuy]

UPS insurance was awesome. I had a lung collapse 3 times in two weeks, and my total treatment was well over $100k. I ended up paying $300 towards one of the x-ray rounds, and that was all.

 

[highland145]

The follies of limp-dimped legislation.

I wonder how bad healthcare in this country will have to get before we finally do something other than poke the bear? I.e. force insurance co's to slightly alter the ways in which they rape us, employers to then cut benefits, ect.

Seems like we've seen this before. Something about 'banks' or some shit. ('hooray, they can no longer charge me this certain fee! oh look, they found three new fees...')

LOL TD started charging me a cash deposit fee if I deposit over their limit. I'm a cash business so...a fee. Not much but it's a new one.

 

[Vdubchaos]

That's not unique to UPS. My current employer and many others I know do the same thing. If your spouse can receive their own coverage you are supposed to have them covered under their own.

How they audit that I have no idea.

Correct, but many companies are dropping it even when spouse has NO coverage.

My company went from 50% spousal coverage to 25%......and this year that number will probably go down to 0.

 

[s0me0nesmind1]

I've heard this from others as well. I find it to be BS. I mean, where the hell do kids fit in to this bullshit? Either the husband or wife has to put the kids somewhere, the employers are just like "GO TO THE OTHER ONE NOT US DAMNIT!".

Such crap. We are slowly slowly dwindling, but we are at the point where it is reaching significant amounts. Hopefully once unemployment stabalizes and some jobs become more rare maybe we can have some leverage to fight back =/

 

[JulesMaximus]

The follies of limp-dimped legislation.

I wonder how bad healthcare in this country will have to get before we finally do something other than poke the bear? I.e. force insurance co's to slightly alter the ways in which they rape us, employers to then cut benefits, ect.

Seems like we've seen this before. Something about 'banks' or some shit. ('hooray, they can no longer charge me this certain fee! oh look, they found three new fees...')

You sound as cynical as me. :wub:

 

[Auric]

If I worked for UPS, I would not risk my job by lying about something that probably doesn't even benefit me.

Yeah, sod your snuggle buddy.

LOL TD started charging me a cash deposit fee if I deposit over their limit. I'm a cash business so...a fee. Not much but it's a new one.

Having to physically handle the monies you loan them is, one must admit, rather an inconvenience.

 

[slag]

I'd probably tell UPS to go suck a d1ck. It's not like it pays that great to begin with and is a blue collar crap job anyway. If you can get a job at ups, you can get a job anywhere that covers spousal insurance.

 

[BrunoPuntzJones]

I'd probably tell UPS to go suck a d1ck. It's not like it pays that great to begin with and is a blue collar crap job anyway. If you can get a job at ups, you can get a job anywhere that covers spousal insurance.

Uh...wrong...

 

[Pulsar]

Many companies already have this policy. Dependents are allowed on your insurance. For instance, if your wife does not work, there's no problem putting her on your policy. Children are a no-brainer as well. However, if our wife has a policy through her own work, then it's no surprise that company "A" doesn't want to foot the bill when company "B" should be.

This falls under the heading of common sense. It's not some draconian policy meant to make life impossible.

Our company likes attaching "up to and including termination" to the penalty clause of lying to the company. The technical term is "Falsification of company documentation and records". They take it pretty seriously.

There's a whole lot of people in this thread who seem to be having a visceral reaction because the word 'cuts insurance' is in the title. They aren't cutting insurance. They're telling the spouse that they need to go use their own insurance if they've got it. Company benefits aren't a charity.

 

[slag]

Uh...wrong...

Wrong with what part?

They don't pay that great. Maybe for low intelligence slackers who couldn't cut it in college its a decent job, but those people are the dregs of society anyway and don't count.

It's a blue collar crap job.. True.. Lots of physical labor, bad hours, etc.

hm.. yeah, I'm right again.

 

[ImpulsE69]

If I worked for UPS, I would not risk my job by lying about something that probably doesn't even benefit me.

It greatly impacts YOU and your family...not exactly sure how you would think it doesn't.

As for how bad healthcare has to get....legislators don't care. They have great healthcare. Screw the people who got them there. Unless they send penis pics to people who don't want them, they are set for life.

You can thank all the (and there are tons of them here) "it doesn't affect me" crowd for everything that is going down the toilet in this country. Once they've taken everything from everyone else, they'll be gunning for you too. That money has to come from somewhere.

 

[highland145]

Having to physically handle the monies you loan them is, one must admit, rather an inconvenience.

Don't disagree but they used to want the cash on hand. Not anymore.

 

[KMc]

Wrong with what part?

They don't pay that great. Maybe for low intelligence slackers who couldn't cut it in college its a decent job, but those people are the dregs of society anyway and don't count.

It's a blue collar crap job.. True.. Lots of physical labor, bad hours, etc.

hm.. yeah, I'm right again.

You do realize that not every person who works for UPS is a driver, or even in a "blue collar" job, right?

 

[OCGuy]

I'd probably tell UPS to go suck a d1ck. It's not like it pays that great to begin with and is a blue collar crap job anyway. If you can get a job at ups, you can get a job anywhere that covers spousal insurance.

You realize that the path that the low-paid Loader/Unloaders/Sorters take is either to management or driver.

Do you have any idea what the average UPS driver makes? There is a reason that when I worked there, the waiting list to be eligible was 4 years. The average is $70k, and in places like CA, it is $80,000.00

Not bad for no degree and starting off schlubing packages.

 

[vi edit]

Do you have any idea what the average UPS driver makes? There is a reason that when I worked there, the waiting list to be eligible was 4 years.

Last article I read was upwards of $70k + as much overtime as you could possibly handle.

 

[lupi]

Thread title should be UPS requires spouse to have own insurance if offered by spouse employer to be coinsured by UPS, but that wouldn't be nearly as damming.

 

[Nintendesert]

Last article I read was upwards of $70k + as much overtime as you could possibly handle.

There are rules with that. Such as estimates on the amount of packages and your route for how long it should take. Granted you still get a lot of overtime but you can't simply milk it by being slow. Though I have heard stories of people that try.

UPS is a really good employer with pay and benefits. This should really tell us something about how shitty the ACA is when UPS is starting to short one of their best benefits for employees.

 

[DaveSimmons]

Why should UPS subsidize the company employing your spouse? What if your spouse works for FedEx?

UPS is a really good employer with pay and benefits. This should really tell us something about how shitty the ACA is when UPS is starting to short one of their best benefits for employees.

Or not. This is the second year in a row where the increase in costs has slowed:

http://seattletimes.com/html/nationworld/2021652218_healthcostsxml.html

Reality does seem to have a liberal bias....

 

[OCGuy]

Why should UPS subsidize the company employing your spouse? What if your spouse works for FedEx?



Or not. This is the second year in a row where the increase in costs has slowed:

http://seattletimes.com/html/nationworld/2021652218_healthcostsxml.html

Reality does seem to have a liberal bias....

LOL. A slowing of increase (that is not a decline) but workers paying more is something you would link to as positive?

Jesus...

 

[BrunoPuntzJones]

Wrong with what part?

They don't pay that great. Maybe for low intelligence slackers who couldn't cut it in college its a decent job, but those people are the dregs of society anyway and don't count.

It's a blue collar crap job.. True.. Lots of physical labor, bad hours, etc.

hm.. yeah, I'm right again.

I know people with college degrees who make better money working at UPS than at a desk job. Package handlers start out low, but as noted above, drivers are making, $70,000 and up. More if you include benefits. It's not a shabby gig. You must be one of the 6 digit super model girlfriends who post here.