UnitedHealth warns it may exit Obamacare plans

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smitbret

Diamond Member
Jul 27, 2006
3,382
17
81
And children would prefer to eat ice cream for dinner and stay awake until midnight.

So the government is the parent and we are the children?

I am pretty sure that is a good analogy of what the Founding Fathers were most afraid of.
 

K1052

Elite Member
Aug 21, 2003
52,606
46,264
136
Please define "Political Reality".

From where I sit, that's on oxymoron. There are only political ideals.

If it were reality there would be no politics to make.

You really have no idea what you're talking about, do you?
 

smitbret

Diamond Member
Jul 27, 2006
3,382
17
81
You really have no idea what you're talking about, do you?

Seriously? Explain "Political Reality". Unless you are talking about what buys the most votes there is no such thing as political reality. It's a bullshit phrase and it's unmeasureable except for specific referendums.
 

theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
I won't put them up as a model but they are certainly more reliable than almost any government entity. The difference is that there is a certain accountability for profitability in private industry. The government, on the other hand, seems to think they have a bottomless pit full of $100 bills and will throw endless amounts of cash at any perceived problem and then try to tell the tax payer it was for the greater good.

Are you kidding me? Medicare knows exactly how much it will pay for a service. Private health care, they won't even tell you how much something costs until it goes through the usual attempted rape of the consumer. How many people on Medicare declare medical bankruptcy?
 

waggy

No Lifer
Dec 14, 2000
68,143
10
81
I am on the fence on whether it will be a successful policy. It is early to determine success or failure imo.

My post was in response to senseamp and his ilk. They are already out setting the groundwork for if this fails it wont be the fault of their party that passed it.

agreed. I think it's to early to call it a success or failure.

I despise this crap. A democrat planned passed by democrats is really a republican plan. And when it fails will be republicans fault. This is the problem I have with the useful idiots of these parties. They will never ever take responsibility for their party pushing and passing a failed policy.

LOL exactly.

Someone still has to pay the bill. My premium responsibility increased 300% and that was to go to an HSA plan that pays NO benefit until I meet the annual $2000 deductible. Last year my co-pays for office visits were $25 and I didn't have to cough up $70 out of pocket for a simple antibiotic. I could get back on a plan that was similar with a $2500 deductible but that would have increased my premium 500%.

S

Mine shot up too. I was paying $500 for a family of 4. $20 copay per visit. cheap ass prescriptions. with my medical issues it was great. had it for years.

after HCA that plan was cancelled. i was offered a replacement at $1200 with a $3000 copay that needs to be paid before they would do shit. even then i had a $30 payment per visit. prescriptions damn near tripled.
Also the amount of things they would cover dropped a ton. but it was the cheapest by far i could get.

My wife changed jobs and had open enrollment. We jumped on that fast. still worse them my orginal plan but still darn good.
 

theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
It doesn't matter who passed it. If exchanges fail, there won't be any more attempts to expand care through private insurers. It will be politically impossible. Individual mandate with private exchanges will be dead. Future reforms will be single payer, most likely through creeping expansion of Medicare and Medicaid. Private insurers will be slowly squeezed out of existence. Again, they are free to gamble their whole industry for short term profit, but realistically this is their last chance.
 

Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
All I know is we as a nation can not continue to go down the same path regarding the health care system. Each year, the insurance premiums and cost of providing care go up, benefits go down. Don't have to be a genius to figure out it can not go on forever with this rate.
 
Nov 30, 2006
15,456
389
121
All I know is we as a nation can not continue to go down the same path regarding the health care system. Each year, the insurance premiums and cost of providing care go up, benefits go down. Don't have to be a genius to figure out it can not go on forever with this rate.
ACA is the awesome solution we were promised...just give it a few more years.
 

theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
Other countries have this figured out, no need to reinvent the bicycle, especially if it ends up twice as expensive and worse.
 
Nov 30, 2006
15,456
389
121
Other countries have this figured out, no need to reinvent the bicycle, especially if it ends up twice as expensive and worse.
We need to let Obama's signature legislation play out. Don't despair, just wait 2-3 more years, and you'll see just how awesome it is.
 

Phynaz

Lifer
Mar 13, 2006
10,140
819
126
This whole thing is a complete disaster. We keep trying to shift who pays for medical care, but we're not working on lowering the cost of that care.

1,000% this.

We aren't lowering costs, all the regulation increases cost.
 

dainthomas

Lifer
Dec 7, 2004
14,930
3,908
136
ACA is the awesome solution we were promised...just give it a few more years.

If it didn't work out would republicans finally be willing to entertain the idea of single payer?

If the choice is ACA or the old system, I'll take ACA every day of the week.
 

nakedfrog

No Lifer
Apr 3, 2001
62,727
18,898
136
So the government is the parent and we are the children?

I am pretty sure that is a good analogy of what the Founding Fathers were most afraid of.
Is this intended to be a joke, or are you actually deficient enough to not understand what I was saying?
 

theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
The problem is in American politics you can't get to the rational solution until you try every other way first.
 

Zorba

Lifer
Oct 22, 1999
15,613
11,255
136
We keep trying to shift who pays for medical care, but we're not working on lowering the cost of that care.

This x100. The cost of care is going through the roof, and nothing has changed. A standard office visit has doubled for me in maybe a decade. Cost is still completely hidden. Doctors offices will go out of their way to not tell you the cost of a procedure. And doctors are still allowed to do BS to drive up costs.

For example, my mother has getting steroids injected into her back a few times a year for several years. She used to drive herself to the office, get the shot and be done within 45 minutes. Well she just moved and the new office treats it like surgery, has to have an anesthesiologist, OR, etc etc. So the cost will be 3 to 4 times as much, for no added benefit, not to mention she now has to have someone in the waiting room at all times.
 

theeedude

Lifer
Feb 5, 2006
35,787
6,197
126
This x100. The cost of care is going through the roof, and nothing has changed. A standard office visit has doubled for me in maybe a decade. Cost is still completely hidden. Doctors offices will go out of their way to not tell you the cost of a procedure. And doctors are still allowed to do BS to drive up costs.

For example, my mother has getting steroids injected into her back a few times a year for several years. She used to drive herself to the office, get the shot and be done within 45 minutes. Well she just moved and the new office treats it like surgery, has to have an anesthesiologist, OR, etc etc. So the cost will be 3 to 4 times as much, for no added benefit, not to mention she now has to have someone in the waiting room at all times.

What is your solution?
 

Linux23

Lifer
Apr 9, 2000
11,374
741
126
Nationalized Healthcare with a Control Board in each region setting a maximum cap on procedures and services (for that region).
 

maddogchen

Diamond Member
Feb 17, 2004
8,903
2
76
United Healthcare pays their executives a lot. Many execs jumped from my old hospital to United Healthcare because they paid them a lot more.