UnitedHealth warns it may exit Obamacare plans

[s0me0nesmind1]

Wrong-



http://www.hhs.gov/healthcare/about-the-law/er-access-and-doctor-choice/index.html

So if I'm understanding your "wrong-" post correctly, the only exclusion to denial of insurance is based solely on "emergency room" visits. Not everything is a situation is one that warrants an emergency room. Maybe you feel like shit so they remit your to ICU, does that rule still apply?

 

[highland145]

So if I'm understanding your "wrong-" post correctly, the only exclusion to denial of insurance is based solely on "emergency room" visits. Not everything is a situation is one that warrants an emergency room. Maybe you feel like shit so they remit your to ICU, does that rule still apply?

This is what I have through United. Go to the ER and I pay 100%. Doesn't matter if they have a contract rate with them or not. Doesn't matter if the Dr has a contract rate either. I pay 100%. Last year, 16 stitches cost me $1700. But I can get a colonoscopy for free. And I can have a baby at little or no cost, too....woot.

effed up

So happy my premium only went up 13%. I expected more to cover the poor, illegals, Syrians, Cubans, Martians, politicians, ....

 

[Jhhnn]

This is what I have through United. Go to the ER and I pay 100%. Doesn't matter if they have a contract rate with them or not. Doesn't matter if the Dr has a contract rate either. I pay 100%. Last year, 16 stitches cost me $1700. But I can get a colonoscopy for free. And I can have a baby at little or no cost, too....woot.

effed up

So happy my premium only went up 13%. I expected more to cover the poor, illegals, Syrians, Cubans, Martians, politicians, ....

Afaict, that means you have a grandfathered plan or that United is operating in violation of the law.

Feel free to dig into the links at the HHS site.

 

[Jhhnn]

So if I'm understanding your "wrong-" post correctly, the only exclusion to denial of insurance is based solely on "emergency room" visits. Not everything is a situation is one that warrants an emergency room. Maybe you feel like shit so they remit your to ICU, does that rule still apply?

Why wouldn't it? They won't admit you to the hospital w/o cause. It's like saying that if you go into the emergency room for a heart attack that the insurance company doesn't have to pay for the emergency surgery.