Uber. The bully business model.

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LTC8K6

Lifer
Mar 10, 2004
28,520
1,576
126
If I were insuring your vehicle, and you told me it was now in Taxi service, I'd want to jack up your rates. What do insurance companies do when you tell them you are now using your car in Taxi service?

How does vehicle insurance work with Uber?

How is insurance going to work for autonomous vehicles?

They should be involved in fewer crashes, but they will still be involved in crashes.
 

Ns1

No Lifer
Jun 17, 2001
55,420
1,600
126
How does vehicle insurance work with Uber?

you get commercial insurance or your personal insurance boots you when they find out you've been illegally running a livery service on personal insurance.
 

sontakke

Senior member
Aug 8, 2001
895
11
81
I have a feeling that there must be enough insurance companies who would love to get in bed with Uber and offer that insurance to their "contractor drivers". Uber would get cut from the insurance premiums and the insurance company would have guaranteed customers. Win win (and loss for the drivers)
 

Midwayman

Diamond Member
Jan 28, 2000
5,723
325
126
you get commercial insurance or your personal insurance boots you when they find out you've been illegally running a livery service on personal insurance.

Retroactively. After you've had an accident. Totalled your car? Too bad. Your insurance isn't valid. Doesn't even matter if you weren't doing uber at the time. If they get a whiff of it, say goodbye to your insurance.
 

Midwayman

Diamond Member
Jan 28, 2000
5,723
325
126

pcslookout

Lifer
Mar 18, 2007
11,959
157
106
I use Lyft now but noticed they had 50% to 75% prime time so I waited 10 to 20 mins and then got no prime time rate!

Uber had the same thing but they call it surging. I was testing it in my city and sure enough the surge went down to normal rates after 10 to 20 minutes of wait time.