<< tcsenter, very profound. yet i dont ever see the aversion of my current situation greater than my aversion to change As someone posted before, i can see myself not moving till i had to. ie: the sheriff comes and forces me out due to foreclosur. right now i see myself as a dinosaur heading for extinction. >>
Well, there's no sense in letting that happen. You should get your house cleaned-up and looking nice then sell it for whatever you can get before you the sheriff comes knocking on your door, silly. Break even, or something.
I don't know what you want here. You are so accustomed to having everything easy that when life throws you a little curve ball - which life invariably will no matter who you are - you are paralyzed because you have to work a little harder to adjust? Jesus H! Well if that ain't a cautionary tale for all parents, I don't know what is.
Maybe you just need to hit a new low for yourself, a low you never knew existed. You know that you're current direction is only going to make your situation worse. This may be the worse you've ever known, so you have no sense of how things could be worse. Buddy, let me tell you, it gets a helluva lot worse than that.
How do you think a foreclosure and other credit problems are going to affect your ability to get another loan if and when things turn around? Imagine that three years from now, you find another good job, and you find a house you like. Things are starting to look up for you again, you are eager to start over, but the bank tells you "no".
Funny thing about consequences, they are rarely ever immediately realized. They hit you well after the decisions that resulted in them, when you feel that you are just getting over that hump, when things really start to turn around for you, or when you believe that you've 'escaped' the consequences, then 'wham'. Then comes the realization that you should have done things differently: "Damn, why did I or didn't I do that?"
One poster seems to have already nailed it: "It doesnt sound like you want to change, it sounds like you are just going through the motions hoping something good will happen and deliver you from this mess."
You want things to change, but you want it to just 'happen', instead of you putting forth effort to make it happen. You only get so many free breaks in life, the rest you have to make.
Try settings some goals for yourself and stick to them; like "Week 1", "Week 2", etc. Something reasonable, not "Week 1: unseat Bill Gates as the World's Wealthiest Man."