Sports & fast cars are stupid.

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Aftermath

Golden Member
Sep 2, 2003
1,151
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0
i'm perfectly aware of why younger drivers have higher insurance rates. because they don't have experience behind the wheel. to equate them to sports car drivers as you did right up there ^^^ is ignorant.

I was always pretty sure it had to do with how much of a risk you are as a driver. The insurance company has to pay when you get in a wreck, so if your odds of getting in a wreck are higher, your rates go up.

Males pay more for insurance, same provider, same vehicle, same driving record, than a female.

Younger drivers (16 - 25 in most states) pay astronomical rates for insurance because of their age group. They're the most dangerous age group on the road.

People with sports cars pay more because they're statisticly more probable to be in wrecks than people in land yachts, trucks, minivans, whatever.

Skoorb isn't making this stuff up, insurance rates go by statistics and numbers, not big fat guys with cigars and pinky fingers in the corners of their mouths.
 

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No Lifer
Sep 29, 2000
70,150
5
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Originally posted by: fisher

never have i said anywhere that 16 year olds are less likely to get into accidents.

Ah, yeah you did. Actually, no you insulted me when I said it:
Originally posted by: fisher
16 year olds are bad drivers. Everyone knows this, and so they pay out the ass for insurance. So to are sports car drivers and again the insurance prices reflect this.

apparently you can get more ignorant. wow, you are a troll. congratulations.

and i have yet to see anyone say that your view of sports cars causing more accidents is anywhere near logical or true.
Well I've provided you with some links for your perusal. Are they all wrong, even though they do assert exactly that?
you don't like fast cars, so automatically everyone who drives a sports car is a bad driver and is going to run over little kids and cause more accidents.
Never did I say that. I said they are more likely to statistically. Stastics deal with percentages not black and whites, which is why I advised you research the intricacies of statistics a little bit. A person in a sports car is more likely to cause an accident than somebody in an accord. That doesn't mean they all will. Just that statistically speaking they are more likely to.
these are things you've stated in this thread. you ARE trolling, and if you take offense to that perhaps you should sit back and read your own words, but then to you they probably sound perfectly normal. the start of this thread and what it evolved into are two different things, and went from a discussion to trolling. plain and simple. and if you think being called a troll on a message board is a personal attack maybe you need to log off the internet and get a freakin life.
If the thread upsets you so much perhaps you would do well to leave it, and you can get off the internet like me. Unlike me though you've yet to complete your statistics studies, so I'd urge you to do that.
 

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No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: Aftermath
i'm perfectly aware of why younger drivers have higher insurance rates. because they don't have experience behind the wheel. to equate them to sports car drivers as you did right up there ^^^ is ignorant.

I was always pretty sure it had to do with how much of a risk you are as a driver. The insurance company has to pay when you get in a wreck, so if your odds of getting in a wreck are higher, your rates go up.

Males pay more for insurance, same provider, same vehicle, same driving record, than a female.

Younger drivers (16 - 25 in most states) pay astronomical rates for insurance because of their age group. They're the most dangerous age group on the road.

People with sports cars pay more because they're statisticly more probable to be in wrecks than people in land yachts, trucks, minivans, whatever.

Skoorb isn't making this stuff up, insurance rates go by statistics and numbers, not big fat guys with cigars and pinky fingers in the corners of their mouths.
You're exactly right. Insurance numbers are made by looking at and comparing large amounts of statistical data. Estimates of the liklihood of a claim and the severity of the claim in turn affect one's rates.
 

JCE10

Member
Sep 15, 2003
162
0
0
Glad you have an opinion.

I don't think its stupid. Some people see it as a hobby and if it keeps them busy and out of trouble, I'm all for it.

Based on your reasoning, I can think of other things that may be a bit silly:

- Fast computers when all you do is AIM and post on forums.
- A $2000 digicam when you only use it to take pics of your dog.

Now some reasons why it might not be so stupid to have a fast car:

- You don't have to push it to go faster as opposed to pedal to the metal just to pass a school bus. Adds a bit of luxury theme I guess.
- Some people do race their cars at tracks, autocrosses, etc. Majority of my friends with sport cars participate in these events. Some well, just want to show their wealth.
- Being "waste" is relative. If you are a billionaire, its as much as a waste as someone who pays more to buy a softer toilet paper.
- It will handle better most likely.

You seem to argue that sports car are not that safe. But I like to just point out its not the cars, but the type of person that drives the sports cars. Most people that drive sports cars have a higher chance of being the type that are wreckless and with that I would agree with.

Have a nice day, bye.
 

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No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: JCE10
Glad you have an opinion.

I don't think its stupid. Some people see it as a hobby and if it keeps them busy and out of trouble, I'm all for it.

Based on your reasoning, I can think of other things that may be a bit silly:

- Fast computers when all you do is AIM and post on forums.
- A $2000 digicam when you only use it to take pics of your dog.

Now some reasons why it might not be so stupid to have a fast car:

- You don't have to push it to go faster as opposed to pedal to the metal just to pass a school bus. Adds a bit of luxury theme I guess.
- Some people do race their cars at tracks, autocrosses, etc. Majority of my friends with sport cars participate in these events. Some well, just want to show their wealth.
- Being "waste" is relative. If you are a billionaire, its as much as a waste as someone who pays more to buy a softer toilet paper.
- It will handle better most likely.

You seem to argue that sports car are not that safe. But I like to just point out its not the cars, but the type of person that drives the sports cars. Most people that drive sports cars have a higher chance of being the type that are wreckless and with that I would agree with.

Have a nice day, bye.
Yeah you're right on the digicam and computer. I suppose in actual fact as long as you have the income for the bare necessities anything on top of that is a wasteful luxury, so in that vein sports cars are no worse than any number of items we buy.

 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: Skoorb
Originally posted by: Zenmervolt
True, most of the time a person won't be able to use the car's full performance. But a car that can run 0-60 in 5 seconds can probably be called on to pass a slow-moving motorhome without any drama. The big draw, to me anyway, is that if the car can scream when pushed hard then it's not going to be working hard at all in daily driving.

ZV
A speedy car is better than a slow one for that reason. Ie, a car with 200 horsepower is better for regular, legal & safe, driving than a 60 horsepower one. But I think once you get below the 7s or so for your car's 0-60 anything you're doing in it that calls upon all its power is surely illegal anyway.
My old 120 hp Honda Accord was fine for passing. The 280 hp Mark VIII is definitely overkill, but it's so much more relaxed when passing than the Honda, which had to be wrung out. The point isn't whether the car can do it or not, it's how relaxed the car is while doing it. The Honda was working at 80% or more to do what the Mark VIII does at maybe 30%. It's not about what the car can do at the limits, it's how relaxed the car is for normal driving. I'm not talking about calling on all the power there, I'm talking about how much better a car feels when it only needs to draw upon 20%-30% of the total power as opposed to 50%, 75%, or more.

ZV
 

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No Lifer
Sep 29, 2000
70,150
5
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Originally posted by: Zenmervolt
Originally posted by: Skoorb
Originally posted by: Zenmervolt
True, most of the time a person won't be able to use the car's full performance. But a car that can run 0-60 in 5 seconds can probably be called on to pass a slow-moving motorhome without any drama. The big draw, to me anyway, is that if the car can scream when pushed hard then it's not going to be working hard at all in daily driving.

ZV
A speedy car is better than a slow one for that reason. Ie, a car with 200 horsepower is better for regular, legal & safe, driving than a 60 horsepower one. But I think once you get below the 7s or so for your car's 0-60 anything you're doing in it that calls upon all its power is surely illegal anyway.
My old 120 hp Honda Accord was fine for passing. The 280 hp Mark VIII is definitely overkill, but it's so much more relaxed when passing than the Honda, which had to be wrung out. The point isn't whether the car can do it or not, it's how relaxed the car is while doing it. The Honda was working at 80% or more to do what the Mark VIII does at maybe 30%. It's not about what the car can do at the limits, it's how relaxed the car is for normal driving. I'm not talking about calling on all the power there, I'm talking about how much better a car feels when it only needs to draw upon 20%-30% of the total power as opposed to 50%, 75%, or more.

ZV
Tru 'nuff :) I think a 600 HP car at 15% is overkill for sure :D
 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: Redhotjrm
Skoorb, I've got your back on this one.

I'm as much as a car enthusiast as the next guy, but the logic surrounding sports cars is very stupid.

A sports car has a higher initial cost, higher insurance, higher fuel cost, higher repair cost, less comfort, less space, etc, etc, etc than any other car on the road.

The cars are fun because they go fast and draw attention. No matter what people will tell you, they really like to show off their car.

The basic premise of a car is to transport a person from point A to point B. It is illegal to go fast, and legally speaking, a nissan sentra will transport you from A to B in a cheaper, safer, and equally fast way as a sports car.

Some guys lack self control or self image. They really think it's fun to go fast and can't control themselves to stay within the limit. It's just like any other human trait that they can't control because they lack the self discipline. Like beating off. It feels good but you need to control it.
My Porsche gets 25 mpg in the city and 30 mpg highway. It insures for the same as my old Accord. It's infinitely more comfortable than my Accord (simply fits me better). It has been as reliable as my Accord was. It runs on 87 octane fuel. Repair cost? What repair cost? I work on it myself thank you. Parts aren't any more expensive than they were for the Honda except in one or two highly isolated places. (Anyone have Honda's wonderful $600 distributor fail?) The only area that it lacks is the back seat, but then again, at 21 I don't need to carry 4 people. I have fit an entire Marantz stereo setup complete with receiver, reel-to-reel deck, cassette deck, turntable, over 100 LP records, 30+ reel-to-reel tapes, a pair of Bic Venturi speakers and a pair of smaller "remote" speakers in the Porsche easily too. It has me more than covered for cargo space unless I try to use it for moving. The rear hatch has amazing space.

You may very well get there equally fast with a Sentra, but I'll arrive with a grin on my face that won't disappear. It's not about speed. It's about having a car that doesn't isolate you from the road in the way something like a Sentra or a Maxima does (I know you all will hate to hear this, but the Maxima is NUMB, the feedback to the driver is just sad).

"Es ist nich wie schnell man fahrt, aber wie gut Sie schnell fahren."

ZV
 

thomsbrain

Lifer
Dec 4, 2001
18,148
1
0
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
 

LAUST

Diamond Member
Sep 13, 2000
8,957
1
81
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Maxima??.. oh yah I remember those from my rearview mirror :p

 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: spidey07
Originally posted by: MattCo
Originally posted by: spidey07
Skoorb, Do I need to remind you that almost all modern safety features were born and came to market via sports cars? Not to mention the added braking of a sports car and agility IMHO makes them safer.

Do the security features Volvo invents all come from sports cars? I dont think the air was invented from sports cars. Maybe I am wrong.

-MC
googled...

When airbags were fitted
1986 Mercedes S Class
1990 Lexus LS400, Volvo 960
1992 BMW standard across range, Volvo driver and passenger airbag
1993 Holden Commodore, Mazda 929
1994 Mazda standard or option across entire range, Mitsubishi standard on Verada Xi, option on V6 Magna and Verada, Volvo side airbags introduced
1995 Toyota Celica, Nissan Pulsar
1996 Ford Fairmont/Fairmont Ghia
1998 Ford Falcon standard across range

hmmmm, SPORTS class was first car. :)

-edit- I'm thinking more along the lines of seatbelts, ABS, traction control, etc
Lincoln offered airbags in the 1970's.

ABS showed up first on the Jensen Interceptor FF in the late 1960's (4-wheel discs using Dunlop's "Maxareet" anti-skid system that had been originally developed for aircraft landing gear). ABS started showing up in numbers with the third generation Honda Prelude as Honda's "A.L.B." (I still think that Honda's acronym for it was better).

ZV
 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.
Maxima??.. oh yah I remember those from my rearview mirror
I still think my maxima has a better top speed than your pickup :)
 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: Skoorb
Linky
It is actually much more complicated than 2-door or 4-door. Insurance company
compile actuarial tables based on the make/model of car, driver sex, age,
ticket frequency, etc. They use those to rate vehicles and drivers. If there
is a surcharge for a particular car, it is based on the claim history of all
insured vehicles of that type. Now, it turns out that certain cars are
primarily driven more "safely" than others according to the statistics, and get
the most preferred rates: things like Ford Crown Victorias and Buick
Roadmasters. Other things are driven by testosterone overloaded people more
often and get higher rates, like Camaro Z28's. There are some intersting
anomolies which I noticed while looking over a general listing of the rating
catagories published by Consumer Reports a few years ago: Porsche 911/928 are
in the "average" rating class, while 924/944 are in the very risky class.
Ferrari's are average, Pontiac Fiero's are even more risky than 924/944.
Mustang V8 GT was riskier than Mustang V8 LX. Wheeeee! The tables don't
explain why a particular car might be more risky to insure than another, the
tables simply reflect experience.
Funny, my Porsche 924S (falls under 924/944) insures for the same price as my old Honda Accord sedan.

ZV
 

LAUST

Diamond Member
Sep 13, 2000
8,957
1
81
Originally posted by: Skoorb
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.
Maxima??.. oh yah I remember those from my rearview mirror
I still think my maxima has a better top speed than your pickup :)
Yah you might reel me in at the 2 mile marker ;)

 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: Aftermath
Males pay more for insurance, same provider, same vehicle, same driving record, than a female.
You know that in terms of accidents per miles driven females actually have more accidents than males? By a significant number. The difference is that while males have fewer accidents, males are more likely to total a car than females. Females tend to have "fender-bender" accidents.

ZV
 

Insane3D

Elite Member
May 24, 2000
19,446
0
0
Originally posted by: LAUST
Originally posted by: Skoorb
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.
Maxima??.. oh yah I remember those from my rearview mirror
I still think my maxima has a better top speed than your pickup :)
Yah you might reel me in at the 2 mile marker ;)

Bwuahahaha. :D
 

thomsbrain

Lifer
Dec 4, 2001
18,148
1
0
Originally posted by: Skoorb
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.

oh, i wasn't accusing you of trolling at all, just of having some fun. no harm in that. :) carry on.
 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: Zenmervolt
Originally posted by: Aftermath
Males pay more for insurance, same provider, same vehicle, same driving record, than a female.
You know that in terms of accidents per miles driven females actually have more accidents than males? By a significant number. The difference is that while males have fewer accidents, males are more likely to total a car than females. Females tend to have "fender-bender" accidents.

ZV
Yep, I love that number. You're both right because males do pay more, but they drive a disproportionate amount of miles. In truth that number leads one to state that males are in fact better drivers. :p
 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: LAUST
Originally posted by: Skoorb
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.
Maxima??.. oh yah I remember those from my rearview mirror
I still think my maxima has a better top speed than your pickup :)
Yah you might reel me in at the 2 mile marker ;)
Only if he's chipped the Maxima. The computer limits the Maxima to 118 mph I believe. If your truck can get to 120, you're fine. ;)

ZV
 

Zenmervolt

Elite member
Oct 22, 2000
24,514
44
91
Originally posted by: Skoorb
Originally posted by: Zenmervolt
Originally posted by: Aftermath
Males pay more for insurance, same provider, same vehicle, same driving record, than a female.
You know that in terms of accidents per miles driven females actually have more accidents than males? By a significant number. The difference is that while males have fewer accidents, males are more likely to total a car than females. Females tend to have "fender-bender" accidents.

ZV
Yep, I love that number. You're both right because males do pay more, but they drive a disproportionate amount of miles. In truth that number leads one to state that males are in fact better drivers. :p
Well, we're better in parking lots, but we seem to have a predisposition to balling up a car into a very expensive piece of abtsract art. :p In terms of total dollar amounts of damage, I think that we men still "win".

ZV
 

LAUST

Diamond Member
Sep 13, 2000
8,957
1
81
Originally posted by: Zenmervolt
Originally posted by: LAUST
Originally posted by: Skoorb
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.
Maxima??.. oh yah I remember those from my rearview mirror
I still think my maxima has a better top speed than your pickup :)
Yah you might reel me in at the 2 mile marker ;)
Only if he's chipped the Maxima. The computer limits the Maxima to 118 mph I believe. If your truck can get to 120, you're fine. ;)

ZV
124 :D

<--- can program his own PCM :D
 

Jeff7181

Lifer
Aug 21, 2002
18,368
11
81
I only read a few responses... but... lets just say some people are into sports cars, and you're not. To each his own.
 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: LAUST
Originally posted by: Zenmervolt
Originally posted by: LAUST
Originally posted by: Skoorb
Originally posted by: thomsbrain
don't you all realize you're being skoorbed? where do you think that word came from? this is a guy with a kick-ass maxima! you're being duped!

::hi-five to skoorb::

if skoorb isn't skoorbing, i hang my head in shame.
Skoorb was not skoorbing! I Actually do like sports and fast cars. I was playing devil's advocate, but that is not trolling in the true sense of the word. That is a deliberate attempt to piss people off, which I didn't do (in fact some agree with me!). I was merely trying to look at this from the other side of things.
Maxima??.. oh yah I remember those from my rearview mirror
I still think my maxima has a better top speed than your pickup :)
Yah you might reel me in at the 2 mile marker ;)
Only if he's chipped the Maxima. The computer limits the Maxima to 118 mph I believe. If your truck can get to 120, you're fine. ;)

ZV
124 :D

<--- can program his own PCM :D
Hee hee, the Maxmia GXE is governed to 118 due to the speed rating of the tires. The SE has no governor and is capable of over 140 :)