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So when Obama says I can keep my doctor.....

Patranus

Diamond Member
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?
 
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.
 
You can under a few limitations. First, your doc is in the government's approved list. Second, you can keep your plan, but only for 5 years.
 
Not sure. What happens when your employer (like mine) decides to go with a cheaper (or just another) insurance company and your current doctor is not in the new network? Mine did the same last year. I guess I could keep the doctor but would be paying nearly 100% myself until my out of pocket ran out ($5,000).

 
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Not according to the CBO...
 
What will eventually happen is the medical business will fragment itself into two pieces. One is the talented private doctors group who will be serving the non-govt option consumer, and the DO, bottom 10% MD class types who will take whatever they can get. And as the pool of consumers who are in the govt option grows, and not enough doctors to serve, Congress will have to pass a bill that forbids doctors from refusing govt option patients.
 
Originally posted by: Engineer
Not sure. What happens when your employer (like mine) decides to go with a cheaper (or just another) insurance company and your current doctor is not in the new network? Mine did the same last year. I guess I could keep the doctor but would be paying nearly 100% myself until my out of pocket ran out ($5,000).

Zing
 
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

:laugh:

Double Zing
 
Don't you find this argument a little self-defeating? While the current "government option" on the table doesn't seem to be anything to cheer for, don't you find the fact that you don't have the choice to go to any doctor in your area you wish to see a little troubling? That choice is something that people in a single-payer health system have.
 
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Isn't it something like $800/person per year if a company chooses not to provide coverage?
 
Originally posted by: dphantom
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Isn't it something like $800/person per year if a company chooses not to provide coverage?

Where did that number come from? If true then yes, that may be 'hefty' to a small business but a major employer would gladly pay $800/person to let the government handle the problem.
 
Originally posted by: Fingolfin269
Originally posted by: dphantom
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Isn't it something like $800/person per year if a company chooses not to provide coverage?

Where did that number come from? If true then yes, that may be 'hefty' to a small business but a major employer would gladly pay $800/person to let the government handle the problem.

The penalty proposed is equivalent to 8% of their total payroll. That's a lot more than $800.
 
Originally posted by: Patranus
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Not according to the CBO...

Uhmmm, yes. Unless you can show me a form of the bill where this penalty has been removed that is.

I guess you could mean that the CBO hasn't rated your trolling yet. Considering the vast amount of trolls they would have to sort through, this would be a considerable time investment on their part, so I'm willing to give them a pass for the moment.
 
Originally posted by: eskimospy
Originally posted by: Fingolfin269
Originally posted by: dphantom
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Isn't it something like $800/person per year if a company chooses not to provide coverage?

Where did that number come from? If true then yes, that may be 'hefty' to a small business but a major employer would gladly pay $800/person to let the government handle the problem.

The penalty proposed is equivalent to 8% of their total payroll. That's a lot more than $800.

Then again....lets rush the bill through now and hammer out the details later 😉
 
Originally posted by: eskimospy
Originally posted by: Fingolfin269
Originally posted by: dphantom
Originally posted by: eskimospy
Originally posted by: Patranus
So when Obama claims that I can keep my doctor with his government option...

...what happens if it is cheaper for my employer to dump the current health care plan and take whatever hit the government outs in place for employers who do not provide health coverage?

Will I be able to go to my same doctor in that case? Even it they work for Kaiser Permanent or other health group that provides insurance and services?

There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Your trolls are getting more obvious, by the way.

Isn't it something like $800/person per year if a company chooses not to provide coverage?

Where did that number come from? If true then yes, that may be 'hefty' to a small business but a major employer would gladly pay $800/person to let the government handle the problem.

The penalty proposed is equivalent to 8% of their total payroll. That's a lot more than $800.

8% of the total payroll including wages and benefits (insurance?). Any idea what the average major employer pays out in health insurance from a % of total payroll perspective currently?
 
Originally posted by: eskimospy
Uhmmm, yes. Unless you can show me a form of the bill where this penalty has been removed that is.

I guess you could mean that the CBO hasn't rated your trolling yet. Considering the vast amount of trolls they would have to sort through, this would be a considerable time investment on their part, so I'm willing to give them a pass for the moment.

You were using the "penalties" to support your argument that companies will not end up dumping the private insurance and the CBO has stated that despite these "penalties" it would be more cost effective for some companies to elect to use the "public option".

 
Originally posted by: eskimospy
There are heavy penalties for employers dumping people out of their health coverage so that they will be picked up by the government plan.

Such as?

We know about the 8% payroll fine and a loss of whatever annual tax deduction companies currently receive for providing coverage; however, neither of those is "heavy" as compared to the high costs some companies are paying for coverage right now. In fact, many financial gurus have calculated that companies would choose to pay for the fines rather than continued coverage.

So, other than those two items, exactly which "penalties" are you referring to? Please be specific.
 
Originally posted by: Fingolfin269
8% of the total payroll including wages and benefits (insurance?). Any idea what the average major employer pays out in health insurance from a % of total payroll perspective currently?

But if it is wages and benefits, and they cut the benefits without increasing wages, than that number shrinks and would only be evaluated on wages.
 
Originally posted by: Patranus
Originally posted by: Fingolfin269
8% of the total payroll including wages and benefits (insurance?). Any idea what the average major employer pays out in health insurance from a % of total payroll perspective currently?

But if it is wages and benefits, and they cut the benefits without increasing wages, than that number shrinks and would only be evaluated on wages.

Well, I know what my employer will do. Drop all health benefits and pay the "penalty". Even at 8%, it is cheaper than what they pay now as a percentage of payroll.
 
Originally posted by: yllus
Don't you find this argument a little self-defeating? While the current "government option" on the table doesn't seem to be anything to cheer for, don't you find the fact that you don't have the choice to go to any doctor in your area you wish to see a little troubling? That choice is something that people in a single-payer health system have.

Stop spreading lies and misinformation. I'm reporting you to flag@whitehouse.gov.

Everybody can go to whatever doctor they choose.
 
Originally posted by: spidey07
Originally posted by: yllus
Don't you find this argument a little self-defeating? While the current "government option" on the table doesn't seem to be anything to cheer for, don't you find the fact that you don't have the choice to go to any doctor in your area you wish to see a little troubling? That choice is something that people in a single-payer health system have.

Stop spreading lies and misinformation. I'm reporting you to flag@whitehouse.gov.

Everybody can go to whatever doctor they choose.

I'm pretty certain the White House likes what I'm saying - that this halfway measure you folks are working on is pretty dumb and that you should move all the way over to single-payer.
 
Originally posted by: yllus
Originally posted by: spidey07
Originally posted by: yllus
Don't you find this argument a little self-defeating? While the current "government option" on the table doesn't seem to be anything to cheer for, don't you find the fact that you don't have the choice to go to any doctor in your area you wish to see a little troubling? That choice is something that people in a single-payer health system have.

Stop spreading lies and misinformation. I'm reporting you to flag@whitehouse.gov.

Everybody can go to whatever doctor they choose.

I'm pretty certain the White House likes what I'm saying - that this halfway measure you folks are working on is pretty dumb and that you should move all the way over to single-payer.

:thumbsup:
 
Originally posted by: yllus
Originally posted by: spidey07
Originally posted by: yllus
Don't you find this argument a little self-defeating? While the current "government option" on the table doesn't seem to be anything to cheer for, don't you find the fact that you don't have the choice to go to any doctor in your area you wish to see a little troubling? That choice is something that people in a single-payer health system have.

Stop spreading lies and misinformation. I'm reporting you to flag@whitehouse.gov.

Everybody can go to whatever doctor they choose.

I'm pretty certain the White House likes what I'm saying - that this halfway measure you folks are working on is pretty dumb and that you should move all the way over to single-payer.

Of course they like it. It's a flat out lie and misinformation made to assure the public their freedom to chose a doctor isn't going away when facts say otherwise.

 
We all know many employers will dump private plans and shoe their employees to public. Anybody who doesn't think this will happen en masse is either retarded or dishonest.
 
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