So I've been driving around in a brand-new car uninsured...

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UNCjigga

UNCjigga

Lifer
Dec 12, 2000
25,566
10,243
136
Arrghh...my dad told me he'd set up a policy under his account with State Farm...I'd just pay him back. I thought it was all a done deal. Then I get a frantic call from the dealer saying my insurance is NOT setup...I think my dad messed up the paperwork or something but in any case I wasn't eligible under his plan. Time for me to get my own policy. At least the rate wasn't too bad--$680/6 months. But my dad could've gotten better.

Anyways, here are some daytime pics of my new car:

Pics
 
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
uh...how did they let you drive off the lot without insurance?

each time i bought my car they called the insurance company to verify.
 
L

Lola

most states.. you have an automatic 30 days of coverage before you actually put the car on a policy... just an fyi
 
J

jemcam

Diamond Member
Jan 3, 2001
3,676
0
0
Originally posted by: LolaWiz
most states.. you have an automatic 30 days of coverage before you actually put the car on a policy... just an fyi
Click to expand...


Only if you have an existing policy on the car that you are replacing.
 
pray4mojo

pray4mojo

Diamond Member
Mar 8, 2003
3,647
0
0
Originally posted by: pontifex
uh...how did they let you drive off the lot without insurance?

each time i bought my car they called the insurance company to verify.
Click to expand...

you bought insurance for the car you bought that day?
 
JulesMaximus

JulesMaximus

No Lifer
Jul 3, 2003
74,578
982
126
Originally posted by: pontifex
uh...how did they let you drive off the lot without insurance?

each time i bought my car they called the insurance company to verify.
Click to expand...

Each time I bought a car they never called my insurance company. They just asked me for my insurance company's name and policy number. My insurance company gives me 30 days to inform them of the new car purchase. Of course, I let them know within a day or so.
 
JulesMaximus

JulesMaximus

No Lifer
Jul 3, 2003
74,578
982
126
Originally posted by: jemcam
Originally posted by: LolaWiz
most states.. you have an automatic 30 days of coverage before you actually put the car on a policy... just an fyi
Click to expand...


Only if you have an existing policy on the car that you are replacing.
Click to expand...

Nope, we bought a new car and didn't get rid of any of our existing cars but we still had 30 days.
 
T

Tommouse

Senior member
Feb 29, 2004
986
0
0
Originally posted by: Fenixgoon
Originally posted by: Tommouse
Nice ride :thumbsup:

<--- 99 Passat driver
Click to expand...

fixed for me :)

i drive it, parents own the car (though i might in the future :))
Click to expand...

Rock on fellow dubber :beer:

I guess I would technically have to change my original post, as I'm a driver right now, still owe the bank some dough. It will be "mine" eventually :D
 
mugs

mugs

Lifer
Apr 29, 2003
48,920
46
91
Originally posted by: JulesMaximus
Originally posted by: jemcam
Originally posted by: LolaWiz
most states.. you have an automatic 30 days of coverage before you actually put the car on a policy... just an fyi
Click to expand...


Only if you have an existing policy on the car that you are replacing.
Click to expand...

Nope, we bought a new car and didn't get rid of any of our existing cars but we still had 30 days.
Click to expand...

But.... you had an insurance policy, the OP apparantly did not. If he got in an accident with the car, who would be insuring him?
 
jamesbond007

jamesbond007

Diamond Member
Dec 21, 2000
5,280
0
71
Hot damn that's a sexy car. :) I pay $726/6mos and I have an 03 Neon! =/ I think it's time to switch to Progressive or something. I'm still under my mom's plan, but I'm the principal driver, have multi-vehicle discount, home-owner's discount (mom), and others.
 
F

forfor

Senior member
Jul 7, 2006
390
0
0
I love the new Passats. Congrats. My 2 uncles and a friend have the new generation Passats. Truely comfort machines. Anyways, 680/6 months with full coverage? That's not too bad. How old are you, how is the record?
 
W

Whisper

Diamond Member
Feb 25, 2000
5,394
2
81
Originally posted by: JulesMaximus
Originally posted by: jemcam
Originally posted by: LolaWiz
most states.. you have an automatic 30 days of coverage before you actually put the car on a policy... just an fyi
Click to expand...


Only if you have an existing policy on the car that you are replacing.
Click to expand...

Nope, we bought a new car and didn't get rid of any of our existing cars but we still had 30 days.
Click to expand...

I actually wasn't allowed to leave the lot until my insurance company had faxed over temporary proof of coverage. So yeah, I had to buy a policy the same day I got my car.

Then again, the only insurance I'd had before that was on my motorcycle, so I might be an exception to the rule.
 
pontifex

pontifex

Lifer
Dec 5, 2000
43,804
46
91
Originally posted by: pray4mojo
Originally posted by: pontifex
uh...how did they let you drive off the lot without insurance?

each time i bought my car they called the insurance company to verify.
Click to expand...

you bought insurance for the car you bought that day?
Click to expand...

maybe. they called my inusurance company, told them i was getting this new car today and they faxed over temp insurance info. i figured i had to have nsurance before i could drive it off the lot anyway.
 
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