SCOTUS rules: ACA subsidies apply to ALL states

[Jhhnn]

So now you're blaming the doctors who don't want to pay the price for this by accepting insurance plans that don't compensate well, oh wait yes they are part of the rich elite that should freely give all of their money and services away for the benefit of folks like you.

In the example, the surgeon refused the patient's insurance after initially accepting it. Had they refused the same insurance from the next potential patient right up front it would be a different matter entirely. It's not like such issues didn't exist prior to the ACA, either. Quite the contrary. Nobody said free, but you need that to make your false argument, obviously.

Folks like me? I'm 66 years old & worked my entire life until recently at a job with benefits. More people should be so lucky.

Before ACA I was able to get a new PCP in less than a few months, after ACA I decided to change my PCP and now it is considerably longer, and that was of the very limited options for those taking new patients...

Possibly could be related to MA and something else, but again things seemed to get considerably worse, I also have a good number of friends that now are complaining about much higher deductibles and overall worse care....then again these are all people with insurance they pay for, or that their company provides, I don't know anyone getting subsidized care as I am sure they are happy with their coverage.

Whining of the privileged.

 

[OverVolt]

It's going to do just the opposite of a death spiral, actually. It'll just take a little time for you to accept the obvious, along with most conservatives.

Oh, and quoted in case you edit later, lol.

This is part of how I brainstorm ideas actually... its a process.

Considering how much the democrats have at stake it would never be called a death spiral, but I think insurance rates are going to skyrocket and I think the ACA is going to fail to control costs. I'm fairly certain we're already seeing the slow but steady increase in rates and reduction in coverage.

Its so funny how they focus on only the premium cost of the plan, and not the deductible cost . However it would be so taboo for democrats to ever admit costs weren't controlled it'll just continue being the unaffordable care act. Those getting subsidies are going to drain a significant amount of money and nobody will be willing to do anything and the costs will spiral out of control. Those paying a monthly premium in the individual market likely don't be able to afford the deductible for shit coverage to begin with.

Thats probably the most realistic outcome. Thanks mang for enlightening me.

*hugs employer insurance card*

 

[JEDI]

*hugs employer insurance card*

so who makes enuf $ to not be eligible for subsidies yet don't have insurance?

self employed?
but that's no difference than b4 obamacare?
self employed always paid higher insurance because they're not part of a group plan.

 

[First]

This is part of how I brainstorm ideas actually... its a process.

Considering how much the democrats have at stake it would never be called a death spiral, but I think insurance rates are going to skyrocket and I think the ACA is going to fail to control costs. I'm fairly certain we're already seeing the slow but steady increase in rates and reduction in coverage.

Its so funny how they focus on only the premium cost of the plan, and not the deductible cost . However it would be so taboo for democrats to ever admit costs weren't controlled it'll just continue being the unaffordable care act. Those getting subsidies are going to drain a significant amount of money and nobody will be willing to do anything and the costs will spiral out of control. Those paying a monthly premium in the individual market likely don't be able to afford the deductible for shit coverage to begin with.

Thats probably the most realistic outcome. Thanks mang for enlightening me.

*hugs employer insurance card*

Your constant redrafts and re-edits are obscene, though, given you still aren't well informed. Insurance companies can't drop most coverage, that was a pre-condition of the ACA, minimum levels of benefits called Minimal Essential Coverage.

Also, it's not hard to turn up subsidies if premiums (or deductibles, if lawmakers address that) get too high. ACA isn't hard to improve, and is nowhere near the unworkable mess the hysterics of conservatives in DC would have you believe.

 

[OverVolt]

so who makes enuf $ to not be eligible for subsidies yet don't have insurance?

self employed?
but that's no difference than b4 obamacare?
self employed always paid higher insurance because they're not part of a group plan.

I made a little less than $30k the year I graduated college (working odd hours while job hunting) and didn't get a subsidy.

Well I did... you see it was a subsidy of $0. The deductible was reduced maybe... $1000. From $3000 to $2000. Wasn't much consolation because my old plans deductible was $1500 and $50/month less.

 

[OverVolt]

Your constant redrafts and re-edits are obscene, though, given you still aren't well informed. Insurance companies can't drop most coverage, that was a pre-condition of the ACA, minimum levels of benefits called Minimal Essential Coverage.

Also, it's not hard to turn up subsidies if premiums (or deductibles, if lawmakers address that) get too high. ACA isn't hard to improve, and is nowhere near the unworkable mess the hysterics of conservatives in DC would have you believe.

I am thanks. Minimum essential coverage is part of what has males carrying maternity coverage for equality reasons. Its odd how dental isn't part of that coverage but mental health is.

I'd like politics out of my insurance plan K thanks. Thats what you get in the individual market now. I personally don't see the value in mental health coverage but as a macroscopic feel good measure "people who need help can now get it" I was forced to pay for it.

 

[OverVolt]

so who makes enuf $ to not be eligible for subsidies yet don't have insurance?

self employed?
but that's no difference than b4 obamacare?
self employed always paid higher insurance because they're not part of a group plan.

Temp workers who make good money unlike UCLAlabrat

 

[First]

I am thanks. Minimum essential coverage is part of what has males carrying maternity coverage for equality reasons. Its odd how dental isn't part of that coverage but mental health is.

People paying for things they may not, or probably will never use, is the entire precept behind insurance. I'm sorry nobody told you this before, but it's true. Insurance spreads the risk by making as many people as possible under the law share the cost. See the free rider problem. Maternal care for men is not controversial either; men frequently marry women who, surprisingly!, get pregnant and suddenly require the very real need for maternal care coverage in their plans.

And did you seriously just compare efficacy of mental health coverage to dental care? That says a lot about your worldview.

I'd like politics out of my insurance plan K thanks. Thats what you get in the individual market now. I personally don't see the value in mental health coverage but as a macroscopic feel good measure "people who need help can now get it" I was forced to pay for it.

If you don't see the need for mental health coverage, I'm sorry to tell you but you're just not particularly well informed on the subject.

 

[OverVolt]

People paying for things they may not, or probably will never use, is the entire precept behind insurance. I'm sorry nobody told you this before, but it's true. Insurance spreads the risk by making as many people as possible under the law share the cost. See the free rider problem. Maternal care for men is not controversial either; men frequently marry women who, surprisingly!, get pregnant and suddenly require the very real need for maternal care coverage in their plans.

And did you seriously just compare efficacy of mental health coverage to dental care? That says a lot about your worldview.



If you don't see the need for mental health coverage, I'm sorry to tell you but you're just not particularly well informed on the subject.

Insurance is based on statistics not wealth redistribution. I thought you were smart and knew that.

A policy covering one person has a larger variance and thus more expensive. A larger risk pool normalizes the data.

When was it you went from being smart and capable of critical thinking and turned into a drooling retard? Can you pinpoint it exactly or was it a slow process?

You really can't keep anything straight though I'm not surprised. You talk about individuals as if they are everyone and everyone as if they are individuals. You talk in very vague, macroscopic terms yet are trying to talk directly to me.

Do you even know what the fuck you are doing or no?

There is no reason to carry maternal coverage as a male as your risk of becoming pregnant is 0. I pool my money with my SO. Other people who fuck up at life are not my problem. Especially so since I have an employer plan :awe:.

 

[IGBT]

so when will homosexuals get the right to get married in mosques? Or maybe they already have it?? Who will be the first to get married in a mosque??

 

[dank69]

so when will homosexuals get the right to get married in mosques? Or maybe they already have it?? Who will be the first to get married in a mosque??

Probably never, but don't let me squash your dreams.

 

[Brainonska511]

so when will homosexuals get the right to get married in mosques? Or maybe they already have it?? Who will be the first to get married in a mosque??

Have you forgotten to take your meds?

When will Christians get the right to marry in mosques!?!? The evil muslims are conspiring with the homosexuals to oppress Christians in this country. /s

 

[hal2kilo]

Have you forgotten to take your meds?

When will Christians get the right to marry in mosques!?!? The evil muslims are conspiring with the homosexuals to oppress Christians in this country. /s

I was thinking of saying maybe you shouldn't start drinking so early.

 

[IGBT]

well that should be next if it hasn't happened yet. A Muslim bakery cooking a homosexual cake for a homosexual wedding in the next door mosque.

 

[Brainonska511]

well that should be next if it hasn't happened yet. A Muslim bakery cooking a homosexual cake for a homosexual wedding in the next door mosque.

Well, I've got some good news. You have no need to worry about that particular scenario. Religious institutions have long maintained the right to choose who they will hold wedding ceremonies for. I don't see Christians crying discrimination when a Rabbi won't marry them.

As for the bakery: bakeries aren't churches, mosques, temples... They are businesses open to the public and must follow nondiscrimination laws of wherever they are located. If they happen to sell wedding cakes and are located in a state that has nondiscrimination laws that protect homosexuals, then they cannot deny selling a wedding cake to a gay couple. On the economic side of things, I don't see why they would want to deny selling such a cake. Gay money is just as good as straight money.

 

[First]

Insurance is based on statistics not wealth redistribution. I thought you were smart and knew that.

A policy covering one person has a larger variance and thus more expensive. A larger risk pool normalizes the data.

When was it you went from being smart and capable of critical thinking and turned into a drooling retard? Can you pinpoint it exactly or was it a slow process?

You really can't keep anything straight though I'm not surprised. You talk about individuals as if they are everyone and everyone as if they are individuals. You talk in very vague, macroscopic terms yet are trying to talk directly to me.

Do you even know what the fuck you are doing or no?

There is no reason to carry maternal coverage as a male as your risk of becoming pregnant is 0. I pool my money with my SO. Other people who fuck up at life are not my problem. Especially so since I have an employer plan :awe:.

That was an impressive amount of word vomit to still say nothing interesting. Try not to pussy out this time; what part of adding on layers of minimal coverage to insurance plans, as prescribed by the ACA, don't you get? Other people who "fuck up at life" is the primary way insurance companies price their plans/premiums; you do have to worry about them, ya fucktard. If insurance companies didn't pool the risk of other people fucking up at life in their plans, they wouldn't be insurance companies, they'd be laymen P&N posters. I'm looking at you, kid. ;-)

 

[werepossum]

All liberals need to do is cobble together a temporary majority, push through legislation that expands federal power, and then find some clairvoyant judges dedicated to empathy rather than their oath. All of this is fine, according to the Supreme Court, as long as politicians had good intentions.

<sigh> Not GOOD intentions, clearly expressed intentions specifically at odds with the contested phrase. Just having good intentions would not keep a law intact, but when part of a law is at odds with another part, a court merely has to examine the entirety and reconcile it.

This isn't even that unusual, given that so many bills are written by multiple actors with diverging goals.

So now you're blaming the doctors who don't want to pay the price for this by accepting insurance plans that don't compensate well, oh wait yes they are part of the rich elite that should freely give all of their money and services away for the benefit of folks like you.

Before ACA I was able to get a new PCP in less than a few months, after ACA I decided to change my PCP and now it is considerably longer, and that was of the very limited options for those taking new patients...

Possibly could be related to MA and something else, but again things seemed to get considerably worse, I also have a good number of friends that now are complaining about much higher deductibles and overall worse care....then again these are all people with insurance they pay for, or that their company provides, I don't know anyone getting subsidized care as I am sure they are happy with their coverage.

I'm still thinking that there is something particular to your state or area. Our young hires had to find PCPs in Chattanooga and it was not terribly difficult, and given Tenncare's restrictions and waiting list I'm fairly sure we have proportionately more newly insured than Massachusetts.

In the example, the surgeon refused the patient's insurance after initially accepting it. Had they refused the same insurance from the next potential patient right up front it would be a different matter entirely. It's not like such issues didn't exist prior to the ACA, either. Quite the contrary. Nobody said free, but you need that to make your false argument, obviously.

Folks like me? I'm 66 years old & worked my entire life until recently at a job with benefits. More people should be so lucky.

Whining of the privileged.

Here we see the legendary proggies' sensitivity and compassion. If by doing what you are supposed to do in life you are better off than those who do not, then you deserve to be punished until you are at the level of those who wouldn't take a job if you wrapped it in bacon.

 

[K1052]

Before ACA I was able to get a new PCP in less than a few months, after ACA I decided to change my PCP and now it is considerably longer, and that was of the very limited options for those taking new patients...

I just did that and it took me one day to find one and my butt was in their office a week later. I even narrowed the options by looking for one that also focuses on a particular field. I think this is probably more a locality issue than an ACA issue.

 

[JSt0rm]

lol ICBM thought this ruling meant that all churches would be forced to marry bla... I mean gay people.

Must of got that from the blogosphere.

 

[bozack]

In the example, the surgeon refused the patient's insurance after initially accepting it. Had they refused the same insurance from the next potential patient right up front it would be a different matter entirely. It's not like such issues didn't exist prior to the ACA, either. Quite the contrary. Nobody said free, but you need that to make your false argument, obviously.

Folks like me? I'm 66 years old & worked my entire life until recently at a job with benefits. More people should be so lucky.



Whining of the privileged.

Jhhnn I assume you're pretty broke given how much time you spend on here, otherwise you'd be 66 years old and doing far more constructive things blathering on a message board hence my presumption that you take full advantage of these entitlement programs now being so generously offered

But who knows, it is the net after-all...and honestly I don't care much

Also funny how my stating that I now have to wait upwards of a year to see a doctor is "whining of the privileged" ...lol, if you don't like the message so sorry...but post ACA my wait times have gone considerably up and quality of care (if I can get any) considerably down...the offices seem more busy, professionals more stressed, and I am of the belief that less people will want to go into healthcare once pay starts getting restricted but who cares as long as everyone gets shitty coverage.

 

[ivwshane]

Jhhnn I assume you're pretty broke given how much time you spend on here, otherwise you'd be 66 years old and doing far more constructive things blathering on a message board hence my presumption that you take full advantage of these entitlement programs now being so generously offered

But who knows, it is the net after-all...and honestly I don't care much

Also funny how my stating that I now have to wait upwards of a year to see a doctor is "whining of the privileged" ...lol, if you don't like the message so sorry...but post ACA my wait times have gone considerably up and quality of care (if I can get any) considerably down...the offices seem more busy, professionals more stressed, and I am of the belief that less people will want to go into healthcare once pay starts getting restricted but who cares as long as everyone gets shitty coverage.

Way to miss the fucking point!

 

[OverVolt]

lol ICBM thought this ruling meant that all churches would be forced to marry bla... I mean gay people.

Must of got that from the blogosphere.

People have been confusing legal and religious marriage since forever. Internet gonna dumb.

 

[OverVolt]

That was an impressive amount of word vomit to still say nothing interesting. Try not to pussy out this time; what part of adding on layers of minimal coverage to insurance plans, as prescribed by the ACA, don't you get? Other people who "fuck up at life" is the primary way insurance companies price their plans/premiums; you do have to worry about them, ya fucktard. If insurance companies didn't pool the risk of other people fucking up at life in their plans, they wouldn't be insurance companies, they'd be laymen P&N posters. I'm looking at you, kid. ;-)

The fact that its one-size fits all bullshit that you end up having to pay for. If I wanted it, I would have bought it. Its a mandatory purchase. Its a shitty situation to be in.

You know when I said I was a male it asked if I was pregnant right? Thats the ACA for you.

Re: Medicare expansion, I'm also not keen on medicare being able to seize your estate. I don't plan on ever using it. I'm not going to be like Jhhhnn and leave my kids with nothing.

You are just saving face for the fact that you don't know statistically how they price insurance plans. What they've done under the ACA is quite a bit of redistribution of money. Its a hybrid system. Its not exactly government healthcare, but its also not exactly purely priced on statistics and risk anymore. As a male... I cannot get pregnant, but I must carry maternity coverage. Its a mess, IMO. Despite mental coverage being non-optional, from what I can tell, the price didn't come down. Even though the pool of healthy people for that type of insurance should have increased. Its pretty obvious the insurance companies are taking what they can get and sticking consumers with what they can get away with as well. Just look at their stocks. The ACA didn't fix healthcare.

Its ironic that states that are big champions of the ACA like California are also some of the most expensive healthcare systems. Its $390 there for an EKG and $74 in Maryland.

 

[uclaLabrat]

Temp workers who make good money unlike UCLAlabrat

I make pretty good money in all honesty, even as a temp I was north of $80K, and I was converted to FTE several months back. Can't complain.

 

[Jhhnn]

Here we see the legendary proggies' sensitivity and compassion. If by doing what you are supposed to do in life you are better off than those who do not, then you deserve to be punished until you are at the level of those who wouldn't take a job if you wrapped it in bacon.

That doesn't matter in the slightest in the face of the dearth of jobs provided by our economic & political leadership. There's a whole generation of young folks often parked in college or their parents' homes, sometimes w/ grandchildren. American capitalism apparently has little use for them, even after they become debt slaves from college loans. At the same time, seniors are working longer because they don't have the means to retire.

I will grant that I've been more lucky than good, particularly for a man who works with his hands. Luck won't help people nearly so much today, not when the game has become what it is. On the percentages, there are a lot fewer winning numbers for middle class people. On the other side, guys at the top have never had it so good.

It's not poor people dragging us down, it's greed at the top pushing us down. At the current rate, most of America will be poor before much longer. One more big contrived financial shock should go a long way in that direction.

In case you hadn't noticed, it's remarkably callous to cast aspersions at people who don't have jobs in the face of that & very, very Republican of you.