- Dec 27, 2001
Just to be clear on this, when is the $300 travel credit granted? Immediately each year? I would always use that so this knocks the fee down to $150. That puts the break even point at $7150 in standard spend per year using the estimated point value or $10k at UR portal value? Seems borderline for me long-term, but I probably actually charge up more than I think. I don't get to rack up business travel/expenses so I think at best I could pull 25k points/year on a base/travel/dining mix. Seems borderline worth it?