Post Your Credit Score

[BlackOmen]

749/752/755

 

[ponyo]

Free credit score from eLoan.

I haven't checked my score in like 7 years. I don't care as long as my credit is clean and accurate.

 

[Squisher]

~800

 

[farmercal]

I don't need a credit score. I've never been turned down for a loan, EVER!

 

[Taggart]

Originally posted by: HyTekJosh


Oh yeah, http://creditmonitoring.citi.com is great.

according to this site I have a 771

 

[kritical28]

Originally posted by: Naustica
Free credit score from eLoan.

I haven't checked my score in like 7 years. I don't care as long as my credit is clean and accurate.

uhh ever heard of errors?

 

[mugs]

Originally posted by: HyTekJosh

Originally posted by: mugs
I refuse to believe the OP is over 18 years old.

My FICO scores are in the 730s, 750s and 770s.

ePenis++?

Not hard to believe for 18 year old...thats about what my scores were at 18. My friend's at that time was actually bordering on 800.

Oh yeah, http://creditmonitoring.citi.com is great.

I'd believe a credit score near 800 at 18, but not a FICO score near 800 at 18. The length of your credit history is a significant factor in determining your FICO score. My short credit history still counts against me after 5 years of having credit.

Regardless, you misinterpreted what I said. Based on the level of maturity the OP has displayed here repeatedly in the past, he seems at best 16 years old.

 

[mugs]

Originally posted by: kritical28

Originally posted by: Naustica
Free credit score from eLoan.

I haven't checked my score in like 7 years. I don't care as long as my credit is clean and accurate.

uhh ever heard of errors?

That would be the accurate part. He said he hasn't checked his score in 7 years, didn't say he hasn't gotten a credit report in 7 years.

 

[DVK916]

Originally posted by: mugs
I refuse to believe the OP is over 18 years old.

My FICO scores are in the 730s, 750s and 770s.

ePenis++?

FYI I am 22. I attend a major university in California and you can ask mod if my email is from a major university because it is.

 

[DVK916]

Originally posted by: mugs
I refuse to believe the OP is over 18 years old.

My FICO scores are in the 730s, 750s and 770s.

ePenis++?

FYI I am 22, and you can ask mod if my email is from a major university because it is.

 

[xcript]

42

 

[ponyo]

Originally posted by: mugs

Originally posted by: kritical28

Originally posted by: Naustica
Free credit score from eLoan.

I haven't checked my score in like 7 years. I don't care as long as my credit is clean and accurate.

uhh ever heard of errors?

That would be the accurate part. He said he hasn't checked his score in 7 years, didn't say he hasn't gotten a credit report in 7 years.

Correct. I usually check my report once a year. Twice if I remember to do it. It's free every six months for Georgia residents.

 

[PowerMacG5]

Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

 

[ponyo]

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

 

[PowerMacG5]

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

What do you mean by "fake" scores? They are lying to you?

If I buy it from Equifax, does that give me all three numbers, or just theirs? And the eloan link will give me all three numbers, or just reports?

 

[chambersc]

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

to get all three numbers, you have to pay. go to myfico.com it's like $45 or $49.99...something like that.

 

[DVK916]

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

myfico.com also has a freescore.

 

[chambersc]

Originally posted by: PowerMacG5

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

What do you mean by "fake" scores? They are lying to you?

If I buy it from Equifax, does that give me all three numbers, or just theirs? And the eloan link will give me all three numbers, or just reports?

basically, any site that isn't myfico.com is considered "fake." in the community, their considered FAKOs.

 

[PowerMacG5]

Originally posted by: DVK916

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

myfico.com also has a freescore.

Where? The 30-day free trial, or is there really a link that will just give me it for free?

 

[DVK916]

Originally posted by: PowerMacG5

Originally posted by: DVK916

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

myfico.com also has a freescore.

Where? The 30-day free trial, or is there really a link that will just give me it for free?

30 day free trial.

 

[randomlinh]

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

care to explain some more on this?

 

[ponyo]

Originally posted by: PowerMacG5

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

What do you mean by "fake" scores? They are lying to you?

If I buy it from Equifax, does that give me all three numbers, or just theirs? And the eloan link will give me all three numbers, or just reports?

Equifax is the true FICO score. Both Experian and TransUnion gives you score from system they developed which is similar but not the true score. So if you're going to buy a score, only buy the Equifax one. Other two are good to know if you're curious but unnecessary.

I believe eloan link gives you the free FICO score which is the one you want. But I haven't used it. I know Clark Howard mentions the eloan site as a good way to get a free score.

 

[DVK916]

Originally posted by: Naustica

Originally posted by: PowerMacG5

Originally posted by: Naustica

Originally posted by: PowerMacG5
Which website should I go to, to get all three numbers? I have been to annualcreditreport.com , but all that gives is the report, no numbers.

You have to pay for credit score. If you are going to buy, only get the one from Equifax. That's the one with the true score. Experian and TransUnion sells their fake score.

You can get free score from the eloan link I gave above.

What do you mean by "fake" scores? They are lying to you?

If I buy it from Equifax, does that give me all three numbers, or just theirs? And the eloan link will give me all three numbers, or just reports?

Equifax is the true FICO score. Both Experian and TransUnion gives you score from system they developed which is similar but not the true score. So if you're going to buy a score, only buy the Equifax one. Other two are good to know if you're curious but unnecessary.

I believe eloan link gives you the free FICO score which is the one you want. But I haven't used it. I know Clark Howard mentions the eloan site as a good way to get a free score.

If it is fake why would FICO sell all 3 credit scores to people.

And FYI Experian and TransUnion score system was created by the FairIsaac Corporation, same with Equifax score system.

 

[RossMAN]

around 745

 

[ponyo]

If it is fake why would FICO sell all 3 credit scores to people.

So they can make more money?

Go read Clark Howard.

You should get your credit score once a year and you have to pay for this. But Clark suggests that you get it from Equifax because it's the true score.