All we can do is make the best decisions we can at the time, and hope everything will be ok in 20, 30 or ever 40 years later.
At the very least, you tried, and that is a lot different then not trying at all.
Back in 2001, 2002, 2003, I was doing some computer work in the north Houston area. One guy I did some work for, him and his friend were sitting at the kitchen table talking, and both looked rather worried. When I finished my job and had the customer sign the work order, I asked if everything was ok. The gentlemen told me his buddy and him had lost a good bit of money with enron, and coupled with almost doubling of property taxes, they did not know how they were going to make it.
The men had bought an average size house, maybe 1,500 square feet in a nice part of Houston, had tried to make wise investments with their money, but they could not foresee property taxes going up so much.
They thought enron and companies like mci were good investments. But little did they know they were victims of a massive fraud.
Some of the people were paying close to $10,000 a year in property and school taxes. If things kept going like they were, the men were going to have to sale their house and move to somewhere with lower taxes.