Originally posted by: BaliBabyDoc
1. We give full tax credit for every dime that corporations spend on employee health care. We even allow them to deduct the cost of keeping laid off employees on the books. Maybe it will increase competition among insurance companies and costs will be lowered. Maybe companies will fund 100% of health care and put more money in everyones pocket. Pick it apart.
1) With the notable exception of Kaiser and
some Blues . . . why should the US taxpayer guarantee profits for Aetna, HealthSouth, or a myriad of others who feed at the healthcare trough?
2) Aside from bloodsucking insurance companies and the parasitic trial lawyers, healthcare inflation is a function of an aging population being medicated by 6 drugs prescribed by 3 different doctors . . . not to mention the misuse of technology (MRIs for knee injuries).
3) Although it will take time, people must bare the costs of their behaviors. I've had less than 2 months total experience in the Emergency Room but a good 25% of cases are people who either refuse to use a seatbelt or lack the common sense to avoid locales frequented by people wielding guns, knives, pool cues, frying pans, or broken bottles. Invariably most of these people usually mix a little alcohol in for good measure.
March 14, 2003 -- Treating heart disease cost Americans $58 billion in 1997, making it the single most expensive item on the country's health care bill, followed by cancer, trauma, and mental disorders.
In a new report, researchers analyzed the cost of health care for some of the most common medical problems and came up with the top 15 costliest conditions for the 1997 calendar year. They found that although lung disorders like asthma affected the most Americans (41 million), the cost of treating lung conditions only ranked fifth on the list at $29 billion.
In comparison, the 17 million people diagnosed with heart disease spent $58 billion, 9 million cancer patients spent $46 billion, 37 million who suffered a traumatic injury spent $44 billion, and 20 million with mental disorders shelled out $30 billion.
Not surprising, researchers say the study found that many of the conditions in the top 15 are chronic diseases that require long-term care. Their findings appear in the current issue of Health Affairs.
Rounding out the top 15 were the following conditions (listed with their annual associated price tag and number of Americans affected):
Diabetes, $20 billion, 10 million people
Hypertension (high blood pressure), $18 billion, 27 million people
Stroke-related conditions, $16 billion, 2 million people
Osteoarthritis, $16 billion, 16 million people
Pneumonia, $16 billion, 4 million people
Back problems, $13 billion, 13 million people
Kidney disease, $10 billion, 2 million people
Endocrine disorders, $10 billion, 18 million people
Skin disorders, $9 billion, 20 million people
Infectious diseases, $6 billion, 16 million people
Researchers Joel W. Cohen and Nancy A. Krauss at the Agency for Healthcare Research and Quality say private insurance paid for about 35% of the expenses for the top five conditions, and Medicare covered nearly 45% of heart disease expenses, 20-25% of cancer costs, and 16% of expenses related to treating mental disorders.
For every item in
bold lifestyle is a definitive modifiable component. These totals are from 1997 . . . do you have any idea how America has gotten MORE sedentary and MORE obese since then . . . not to mention how drugs, hospital beds, and physician hours have increased in cost!
4) If we absolutely MUST retain the private insurance industry then I give your plan the thumbs up, Dave. But why line an industry's pockets instead of providing coverage to the 41 million Americans that currently lack it? Competition will not work in this industry b/c the most powerful players are not interested in keeping cost under control if hurts their bottom line. The
Health Insurance Association of America,
Pharmaceutical Research and Maufacturers' Association of America, and particularly these
bastards give lip service to patient care.
Any reform which fails to address the role such entities play in healthcare inflation or adequacy of coverage is doomed to fail as a long term solution.