UFWALD-
I heard this same argument in the late 50s, early 60s, figured it was true and planned my life so I would not need SS to exist or retire. I felt like if I did get it I should be able to consider it a bonus. Its still here and so am I. I think it will be here for a long time to come since it is "political Suicide" for any candadate to mess with it.
BTW, take it at 62 1/2 unless you plan to live past about 77-80 as that is the break even point. Thats what I am going to do if I live that long.
A funny story:
My grandfather was well off, said he didnt need SS, would leave it for those who did and never filed (late 1950s). Guess what? A few years later he gets auditied by the IRS because he didnt take it and told he HAS to take it and gets a big check. Hows that for bureauacracy?