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PLACE YOUR BETS

1. not my main account so I did not pay attention to it too much.
2. balance is $0.58 (no that is not a typo...this is a tpyo)
3. ther are some automatic bill payments that I haven't had time to disable and school stuff.

Basically, I jsut wanted the account as a saftety net (like my ING account) and didn't realize how bad it had gotten😱

Worst, all their deposits take at LEAST 1 business day to clear; no exceptions...although a $10k check did clear in 5 days once😎


anyways, bets are on, will it overdraw....?


I'll try my best to make it to a location as soon as I can tomorow to put it on hold or close it if I have to.....but odds are I will be too busy at work to ahve a free moment😱


 
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!
 
Originally posted by: necine
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!

lol..this is where it gets rich...


you can deposit cash..yes CASH, and it still takes 24hours for it to be processed


LOFL....
 
i have overdrawn before, and even had a negative balance online, and i went in the next day and deposited the money to make me back in the plus and i got no charge.
 
Originally posted by: Goosemaster
Originally posted by: necine
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!

lol..this is where it gets rich...


you can deposit cash..yes CASH, and it still takes 24hours for it to be processed


LOFL....

Money into ATM can take two days to be properly posted;

Cash in the bank will post the next day after they close their books for the day (4-5PM) for many.

 
don't you have overdraft protection? I have it on mine and its free, until you use it then its just some interest on the money you borrowed from them.
 
Originally posted by: DLeRium
I think you're gonna get M ULTIPLE overdraft charges. They're gonna retry 10 times and your bank will kill u with fees =P

*in announcer voice
MUH-MUH-MUH-MULTIFEE!!!!!!!
😛

/UT
 
Originally posted by: EagleKeeper
Originally posted by: Goosemaster
Originally posted by: necine
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!

lol..this is where it gets rich...


you can deposit cash..yes CASH, and it still takes 24hours for it to be processed


LOFL....

Money into ATM can take two days to be properly posted;

Cash in the bank will post the next day after they close their books for the day (4-5PM) for many.
wachovia posts cash *immediately*

the only thing i ever liked about them, but my opinion is, if i need money immediately, and im already holding cash, this is close to useless, so i switched to bank of america who doesnt cut off deposits at 2pm and is open on saturdays.

and i voted yes, if theres any chance they can charge you on overrafts, they will. i sometimes wonder if they process a payment faster when you DONT have money, then when you do, just to rape you for another 30 bucks, but maybe im just paranoid.
 
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