PLACE YOUR BETS

Goosemaster

Lifer
Apr 10, 2001
48,775
3
81
1. not my main account so I did not pay attention to it too much.
2. balance is $0.58 (no that is not a typo...this is a tpyo)
3. ther are some automatic bill payments that I haven't had time to disable and school stuff.

Basically, I jsut wanted the account as a saftety net (like my ING account) and didn't realize how bad it had gotten:eek:

Worst, all their deposits take at LEAST 1 business day to clear; no exceptions...although a $10k check did clear in 5 days once:cool:


anyways, bets are on, will it overdraw....?


I'll try my best to make it to a location as soon as I can tomorow to put it on hold or close it if I have to.....but odds are I will be too busy at work to ahve a free moment:eek:


 

rezinn

Platinum Member
Mar 30, 2004
2,418
0
0
I bet that you won't get any charges tomorrow. If I am right, you can't post for a week.
 

chambersc

Diamond Member
Feb 11, 2005
6,247
0
0
Originally posted by: rezinn
I bet that you won't get any charges tomorrow. If I am right, you can't post for a week.

except to post that you got overdraft fees
 

DOSfan

Senior member
Sep 19, 2003
522
0
0
If they charge for each consecutive capital letter in your title, you are screwed.
 

necine

Diamond Member
Jan 25, 2005
3,631
0
0
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!
 

Goosemaster

Lifer
Apr 10, 2001
48,775
3
81
Originally posted by: necine
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!

lol..this is where it gets rich...


you can deposit cash..yes CASH, and it still takes 24hours for it to be processed


LOFL....
 

BrianH1

Platinum Member
May 24, 2005
2,199
0
0
i have overdrawn before, and even had a negative balance online, and i went in the next day and deposited the money to make me back in the plus and i got no charge.
 

EagleKeeper

Discussion Club Moderator<br>Elite Member
Staff member
Oct 30, 2000
42,589
5
0
Originally posted by: Goosemaster
Originally posted by: necine
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!

lol..this is where it gets rich...


you can deposit cash..yes CASH, and it still takes 24hours for it to be processed


LOFL....

Money into ATM can take two days to be properly posted;

Cash in the bank will post the next day after they close their books for the day (4-5PM) for many.

 

gotsmack

Diamond Member
Mar 4, 2001
5,768
0
71
don't you have overdraft protection? I have it on mine and its free, until you use it then its just some interest on the money you borrowed from them.
 

Raduque

Lifer
Aug 22, 2004
13,140
138
106
Originally posted by: DLeRium
I think you're gonna get M ULTIPLE overdraft charges. They're gonna retry 10 times and your bank will kill u with fees =P

*in announcer voice
MUH-MUH-MUH-MULTIFEE!!!!!!!
:p

/UT
 

xSauronx

Lifer
Jul 14, 2000
19,582
4
81
Originally posted by: EagleKeeper
Originally posted by: Goosemaster
Originally posted by: necine
!) Go to the bank that the checks were issued from.
2) Cash them.
3) Go to your bank, deposit as cash.
4) .....
5) Profit?!?!?!

lol..this is where it gets rich...


you can deposit cash..yes CASH, and it still takes 24hours for it to be processed


LOFL....

Money into ATM can take two days to be properly posted;

Cash in the bank will post the next day after they close their books for the day (4-5PM) for many.
wachovia posts cash *immediately*

the only thing i ever liked about them, but my opinion is, if i need money immediately, and im already holding cash, this is close to useless, so i switched to bank of america who doesnt cut off deposits at 2pm and is open on saturdays.

and i voted yes, if theres any chance they can charge you on overrafts, they will. i sometimes wonder if they process a payment faster when you DONT have money, then when you do, just to rape you for another 30 bucks, but maybe im just paranoid.
 

Goosemaster

Lifer
Apr 10, 2001
48,775
3
81
crap. it overdrafted....


I was stuck at work with my dad and by the time he was done the bank was closed:|