Pennsylvania House Bill 521 requires gun owners to carry insurance

[blackrain]

http://www.legis.state.pa.us/cfdocs...d=0&billBody=H&billTyp=B&billNbr=0521&pn=0564

I don't really like this. Would insurance even cover the kinds of issues to be addressed? Willful misconduct for example. Would like to hear other's thoughts on this.

 

[DominionSeraph]

Would insurance even cover the kinds of issues to be addressed? Willful misconduct for example.

Insurance will cover anything if there's a demand for said coverage. They will just charge accordingly to cover their exposure.

Really, the only thing that takes down the insurance racket is insurance fraud. A victim who agrees to be shot can't be allowed to be eligible for a payout. Other than that, there's no problem to coverage.

 

[NoStateofMind]

http://www.legis.state.pa.us/cfdocs...d=0&billBody=H&billTyp=B&billNbr=0521&pn=0564

I don't really like this. Would insurance even cover the kinds of issues to be addressed? Willful misconduct for example. Would like to hear other's thoughts on this.

They aren't the only state from what I've read. Made a thread about this issue and the census was that insurance would solve nothing.

 

[gevorg]

the rape of second amendment continues...

 

[OverVolt]

Eh can I start a gun insurance company? Eh? Eh?

I would offer dust deductions if the guns primary purpose is collecting dust. Honestly I can't see the payouts being that frequent and many would be forced to pay in. This is highly profitable.

 

[TheVrolok]

Absolutely absurd. Better not pass.

 

[dmcowen674]

http://www.legis.state.pa.us/cfdocs...d=0&billBody=H&billTyp=B&billNbr=0521&pn=0564

I don't really like this. Would insurance even cover the kinds of issues to be addressed? Willful misconduct for example. Would like to hear other's thoughts on this.


(e.1). A license shall not be issued to any of the following:
2(i) An individual whose character and reputation is
3such that the individual would be likely to act in a
4manner dangerous to public safety.

5(ii) An individual who has been convicted of an
6offense under the act of April 14, 1972 (P.L.233, No.64),
7known as The Controlled Substance, Drug, Device and
8Cosmetic Act.

9(iii) An individual convicted of a crime enumerated
10in section 6105.

11(iv) An individual who, within the past ten years,
12has been adjudicated delinquent for a crime enumerated in
13section 6105 or for an offense under The Controlled
14Substance, Drug, Device and Cosmetic Act.

15(v) An individual who is not of sound mind or who
16has ever been committed to a mental institution.

17(vi) An individual who is addicted to or is an
18unlawful user of marijuana or a stimulant, depressant or
19narcotic drug.

20(vii) An individual who is a habitual drunkard.

21(viii) An individual who is charged with or has been
22convicted of a crime punishable by imprisonment for a
23term exceeding one year except as provided for in section
246123 (relating to waiver of disability or pardons).

25(ix) A resident of another state who does not
26possess a current license or permit or similar document
27to carry a firearm issued by that state if a license is
28provided for by the laws of that state, as published
29annually in the Federal Register by the Bureau of
30Alcohol, Tobacco and Firearms of the Department of the

20130HB0521PN0564 -2-


1Treasury under 18 U.S.C. § 921(a)(19) (relating to
2definitions).

3(x) An alien who is illegally in the United States.

4(xi) An individual who has been discharged from the
5armed forces of the United States under dishonorable
6conditions.

7(xii) An individual who is a fugitive from justice.
8This subparagraph does not apply to an individual whose
9fugitive status is based upon nonmoving or moving summary
10offense under Title 75 (relating to vehicles).

11(xiii) An individual who is otherwise prohibited
12from possessing, using, manufacturing, controlling,
13purchasing, selling or transferring a firearm as provided
14by section 6105.

15(xiv) An individual who is prohibited from
16possessing or acquiring a firearm under the statutes of
17the United States.

Check out all the reasons they have thrown in to deny the 2nd amendment to a citizen.

Also the policy is a minimum of $1 million, the same a bar owner has to carry.

The 2nd amendment is dead and gone.

 

[ManBearPig]

So, basically, another way for money to be made. I'm sure the insurance companies are quite excited by this.

 

[Brovane]

It looks like they are requiring insurance for someone to have a Concealed Carry Permit unless I am reading it wrong. Not to just own a firearm. I am not a lawyer so I could be wrong.

 

[Agent11]

There was a similar bill introduced in Oregon recently. Political action groups are travelling around the country putting these things into motion, stay vigilant and write/call your state legislators.

http://www.leg.state.or.us/13reg/measpdf/sb0700.dir/sb0758.intro.pdf

 

[DominionSeraph]

Eh can I start a gun insurance company? Eh? Eh?

I would offer dust deductions if the guns primary purpose is collecting dust.

Not very smart. To collect dust it has to be out in the open. Crime of passion? Bam, right there.

Much better if it's used for target practice or hunting only. There's no reason not to have those locked safely away when not in use.

 

[jpeyton]

Eff this ess.

 

[PokerGuy]

I'm curious if those idiots are as comfortable requiring you to have a 1 million dollar liability insurance before exercising your other constitutional rights, like free speech. Scumbags should all be booted out of office, but they won't be because we've reached critical mass of stupid voters to keep them in office.

 

[KB]

Looks like it is just for concealed carry permits holders.

Insurance policies already have clauses in which they will not cover you if you are committing a felony. I can see almost no event in which you would fire your gun lawfully and be liable for damages, or fire your gun illegally and not be committing a felony, which means insurance would never pay in either case.

This seems good for insurance companies as they could charge high premiums and never pay anything; however, many of them are fighting it. Reason is they don't want people to feel they are covered by insurance, thus can act recklessly. They also don't want to be the target of lawsuits everytime a gun is fired.

 

[nehalem256]

I'm curious if those idiots are as comfortable requiring you to have a 1 million dollar liability insurance before exercising your other constitutional rights, like free speech. Scumbags should all be booted out of office, but they won't be because we've reached critical mass of stupid voters to keep them in office.

Or abortion

 

[Triumph]

It looks like they are requiring insurance for someone to have a Concealed Carry Permit unless I am reading it wrong. Not to just own a firearm. I am not a lawyer so I could be wrong.

Looks like it is just for concealed carry permits holders.

Then this bill is in response to the massive wave of illegitimate uses of guns by concealed carry permit holders, while carrying concealed. It's a literal epidemic of occurences across the country. Clearly something needs to be done about it, something like this proposal.

 

[JimS]

Register capitalists, not guns.

 

[NoStateofMind]

Then this bill is in response to the massive wave of illegitimate uses of guns by concealed carry permit holders, while carrying concealed. It's a literal epidemic of occurences across the country. Clearly something needs to be done about it, something like this proposal.

Yes lets penalize the gun owners who are law abiding citizens. Great idea!

 

[jpeyton]

Then this bill is in response to the massive wave of illegitimate uses of guns by concealed carry permit holders, while carrying concealed. It's a literal epidemic of occurences across the country. Clearly something needs to be done about it, something like this proposal.

Massive wave? Literal epidemic?

You know the data doesn't even remotely support your exaggerations.

Even taking into account all gun crime in general, the occurrence per capita is generally low, concentrated more in inner cities with key demographic factors and almost non-existent in suburban and rural areas.

 

[boomerang]

I want to make sure I've got this straight. Insurance companies are evil when it comes to your health, but they're wonderful when it comes to gun ownership.

Have I got it right?

 

[JEDIYoda]

the rape of second amendment continues...

How is requiring insurance a rape of the 2nd amendment?? typical conservative clap trap.....

 

[Lithium381]

I think Triumph was being sarcastic guys . . .. CCW holders are one of the lowest groups in terms of crime . .

 

[Lithium381]

How is requiring insurance a rape of the 2nd amendment?? typical conservative clap trap.....

Because poor popole wont' be able to afford it . .. they're just going to price everyone out of being legally allowed to own and carry a firearm.... except the rich and polititians

 

[Corporate Thug]

Yes lets penalize the gun owners who are law abiding citizens. Great idea!

Insurance is a penalty? Will call Department of Motor vehicles tomorrow to see if they can help me save ~$1800 year...

 

[Triumph]

I think Triumph was being sarcastic guys . . .. CCW holders are one of the lowest groups in terms of crime . .

Absolutely not. Here in Virginia, they allowed concealed carry into alcohol serving establishments about two years ago. Preposterous on its face. And the streets have not yet dried from all of the blood that has been shed because of this.