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How do I report a stolen Social Security card?
Answer
If your Social Security card has been stolen, you should apply for a replacement card, but Social Security takes no special action because it has been stolen.
See
http://www.socialsecurity.gov/replace_sscard.html for details on replacing your card.
You should file a complaint with the Federal Trade Commission by:
Internet--http://www.consumer.gov/idtheft
Telephone--1-877-IDTHEFT (438-4338)
TTY--202-326-2502
If you think someone is using your number to work, you should contact Social Security. One way to find out whether someone is using your number to work is to check your Social Security Statement. The Statement lists earnings posted to your Social Security record. If you find an error on your Statement, contact Social Security right away.
Helpful publications on SSA?s web site are:
· SSA Publication No. 05-10064, ?When Someone Misuses Your Social Security Number, at
http://www.socialsecurity.gov/pubs/10064.html.
· SSA Publication No. 05-10002, ?Social Security: Your Number and Card?, at
http://www.socialsecurity.gov/pubs/10002.html.
The Federal Trade Commission also makes available on its web site the publication: ?Identity Theft: When Bad Things Happen to Your Good Name?, at
http://www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm.
What actions should I take if I think I might be a victim of identity theft?
If your SSN has been used to run up bills or obtain credit, Social Security cannot straighten out your credit record. However, we suggest you take the following steps to straighten out your personal records:
1. Check your SSA earnings record. Verify with SSA the accuracy of the reported earnings and request correction if necessary.
2. Notify the Federal Trade Commission (FTC) 1-877-ID-THEFT (438-4338) or
www.consumer.gov/idtheft. Congress has directed the FTC to establish a centralized database to receive all allegations of identity theft and to provide victims with information to help resolve problems with identity theft.
3. File a report with the local police or the police department where the identity theft took place, and keep a copy of the police report as proof of the crime.
4. Contact the fraud units of the three major credit reporting bureaus:
· Equifax: 1-800-525-6285; or Internet: http://www.equifax.com
· Trans Union: 1-800-680-7289; or Internet: http://www.transunion.com/
· Experian: 1-888-397-3742; or Internet: http://www.experian.com
You should:
· Identify yourself as an identity theft victim.
· Request that fraud alerts be placed on your credit records requiring creditors to contact you before approving new credit or making any changes to an existing account.
· Ask for copies of your credit reports. (There may be a cost.)
5. Call each creditor to report fraud for any account that has been tampered with or opened fraudulently.
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