That's not the Republican plan. First of all you won't be denied coverage if you don't lapse. If you do try to game the system and only buy it when you have a problem you can still get it but you'll pay through the nose for it. That's how it should be
That absolutely is the Republican plan thanks to the Upton amendment.
https://www.congress.gov/bill/115th...28/text#toc-HD1D8DB12BB9E4C4D831333AF212DA81C
Section 132 of H.R. 1628 as passed amends 42 USC §301 to add a new title. Section 2202(a)(1) of the new title permits States to request funds and a waiver for, among other things, "[h]elping, through the provision of financial assistance, high-risk individuals who do not have access to health insurance coverage offered through an employer enroll in health insurance coverage in the individual market in the State." This is legislative speak for "implement high-risk pools."
What you're thinking of is Section 133 of H.R. 1628 which amends the Public Health Service Act to include a new Section 2710A. This section is the "Continuous Health Insurance Coverage Incentive."
What you're missing is that Section 136 of H.R. 1628, subtitle "Permitting States to Waive Certain ACA Requirements to Encourage Fair Health Insurance Premiums," skirts Section 133. Section 136 amends PHSA Section 2701 to allow a State to waive ACA requirements such as:
"PHSA §2701(b)(1)(C): In the case of a State that has in place a program that carries out the purpose described in paragraph (1) or (2) of Section 2202(a) of the Social Security Act..for health insurance offered in the individual market in such State...to-
(i) subject to paragraph (5), not apply any increase to the monthly premium rate that would otherwise apply under section 2710A to such individual for such coverage; and
(ii) instead, subject to paragraph (5)-
(I) apply subsection (a)(1) as if health status were included as a factor described in subparagraph (A) of such subsection; and
(II) not apply section 2705(b)."
Translation: If you establish a high-risk pool in your state you can waive the guaranteed issue and "Continuous Health Insurance Coverage Incentive" laws and shunt all of your sick people into the high-risk pool. Considering high-risk pools are severely underfunded, there have historically been long waitlists to get in, even when the premiums are "affordable."
So this concept that coverage is "available" under the AHCA it just may not be afforable is false. The AHCA allows states to effectively deny the availability of coverage by implementing inadequate mandatory high-risk pools.