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Online bill pay
- Thread starter casper114
- Start date
bonkers325
Lifer
so you thought it was completely electronic? :Q
moshquerade
No Lifer
guess you learned the hard way. i still snail mail my bills.
WTF? Your bank is in the stone age if they do that. I always set my auto bill payments to come out 2 days before they're due. My bank let's me post date the payment so it only gets sent out on the day I chose, but I can enter my pmts as soon as I get the bills.
It should all be electronic, if it's not you need a new Bank.
Did you read the OP?
You're paying a CC.
He's paying Utilities.
Some will be electronic, others will have a check cut. I know it told me when I setup each account whether it was an electronic transfer or mailed check. It even went so far as to warn me to have it mailed a few days in advance. Seems like the OP's getting mad at the wrong party...
junkerman123
Golden Member
my billpay is extremely prompt, takes less than 5 business days no exceptions. i use wachovia.
NogginBoink
Diamond Member
I pay my bills at the website of the biller. They then issue an electronic draft against my account. It does mean I have to visit several websites, but I know my bills are being paid that way.
archcommus
Diamond Member
I prefer paying the bills through the company's website as opposed to using your bank's bill pay service.
BlueWeasel
Lifer
Same here....I still mail a few checks out each month (mainly local utilities), though.
dullard
Elite Member
Typically
Online Bill Pay:
[*]mailed checks and long delays.
[*]many places cost you money each month.
[*]useless in my opinion.
[*]Remember, if they advertize it on TV, they are profitting from the users.
Go to the utilities and have them automatically withdraw from your checking/savings account or automatically bill your CC:
[*]Electronic and thus instantaneous payments
[*]Never costs money
[*]Quite useful.
Online Bill Pay:
[*]mailed checks and long delays.
[*]many places cost you money each month.
[*]useless in my opinion.
[*]Remember, if they advertize it on TV, they are profitting from the users.
Go to the utilities and have them automatically withdraw from your checking/savings account or automatically bill your CC:
[*]Electronic and thus instantaneous payments
[*]Never costs money
[*]Quite useful.
dullard
Elite Member
I have had a couple disputes with billing errors (not due to the automatic withdrawl). The companies so far have either (a) written me a check then and there to refund the error or (b) credited me so that the next automatic withdrawl is much less.
For a buffer zone, try to have them bill your CC if you are worried.
lessons to take from your experience:
1. don't sit down to your computer to pay the bills at the last minute.
2. when you pay the bills early, don't schedule the payment for the last minute.
i always schedule my payment as soon as i get the bill, and i make sure it processes at the first day available after i receive it (usually 2-3 days).
1. don't sit down to your computer to pay the bills at the last minute.
2. when you pay the bills early, don't schedule the payment for the last minute.
i always schedule my payment as soon as i get the bill, and i make sure it processes at the first day available after i receive it (usually 2-3 days).
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