People have no idea how much it costs to replace everything in just the fridge much less the freezer.
Protip: If you evacuate and can't get back in for a week or more DO NOT OPEN YOUR REFRIDGERATOR. Just don't do it. Duct tape it closed, get a hand truck and move it to the curb for it to be picked up. Everyone thinks they can clean it out but you can't, that kind of stink permeates every orifice of your refrigerator. If you open it the most putrid smell that you have ever smelt will fill your home and if you still don't have power you will still be smelling it for days, if you do have power you will still smell it for a day or longer. Trust me on this one guys, I know most people won't listen but you are going to wish you had, there are no words that can properly describe just how awful that smell is, like it came straight from Satans ass. Buy a large cooler BEFORE you go home if you don't already have one.
If you have an insurance claim they will cover your fridge too.