Obamacare...how much worse will it get?

[rudeguy]

Please provide proof of insurance plan quotes, I just looked up Grand Rapids Michigan and was quoted 300 per month for me and a 14 year old son.

Hell this one looks quite affordable

I already posted a screenshot and from the real website. Care to provide proof like I asked or do you go on my ignorance list as well?

 

[TreVader]

So am I the dumb shit here or are you. You post a website that shows that 2 something million will find the benefit of not working to be advantageous to working because of how obama care is set up, and you are using this to support the most worthless fuck nut of a president we've ever had. God, stupid people like you ought to just go DIAF.

You're the dumb shit here.

 

[TreVader]

We'll see what the GOP alternative is.

Shame on you for suggesting the GOP actually do something besides complain. I don't know if you knew this but the GOP doesn't do ideas. They also don't do facts well either.

 

[TreVader]

I already posted a screenshot and from the real website. Care to provide proof like I asked or do you go on my ignorance list as well?

please, put us all on your "ignorance list"

 

[TheSiege]

I already posted a screenshot and from the real website. Care to provide proof like I asked or do you go on my ignorance list as well?

Well my "fake" website screenshot is from Michigan's state ran exchange. Maybe I missed yours. My 95% was an exaggeration and a direct quote from a CFO.

 

[theeedude]

The payout would be zero.

Again... I'm just looking for a reason why this wasn't addressed as a basic foundation of building the site. Tens of millions of people entering their most personal information? No need to secure that!

The whole point of Obamacare is that you don't need to enter your medical information, because insurance companies are not allowed to discriminate based on that information anymore. The rest is no different from what you'd put on an online credit card application, and it's similarly secured if not better. I didn't hear the repeal Obamacare crowd calling for Target and Nieaman Marcus to be shut down after their data breaches, which have actually happened.

 

[Attic]

If you understand what it means for a government institution (goes for individuals too) or policy to be incapable of failure then it's immediately clear that Obamacare can get much much worse. This inability to fail or admit being wrong about something has gotten the country into a lot of messes. Generally once involved in a mess we stay the course until everything has been soiled.

There needs to be a shred of integrity from the folks running it in order for some big changes to be made. Obama is capable, but he has some pretty rigid liars and generally corrupt bureaucrats behind Obamacare.

 

[compuwiz1]

We'll see what the GOP alternative is.

If shit would have just been left alone we'd be better off, rather than have this chaos we have now, all because of the lies that were told to pass this into law. Seems it serves a minority of people, while effecting the majority negatively. That's not how things are supposed to work. Low income people have always had the ability to obtain medical care, be it Medicare, Medicaid, Veterans Benefits, or the fact you can walk into a hospital and not be turned away. So, the GOP calls it what it is......a socialist program that is designed to redistribute wealth and bankrupt the healthcare insurance industry. Now that it is failing, we're gonna see untold fortunes dumped in to bail out from a mess that was all created by Obama and his highway men. These drums need to be beat hard as the mid terms get nearer.

 

[shira]

You mean instead of paying for their insurance, they are going to rely on me to pay for it for them. Why work if someone else will pay your bills?

Most likely these are cases where in a 2-earner family one spouse was the main bread-winner, but was self-employed and the family couldn't get private coverage under the old rules. Income from the other spouse wasn't needed, but they had to take a crap job just to get group coverage for the family. Under the new rules, the 2nd spouse doesn't have to work, and the family will get their coverage (and will pay for it) on the exchanges. This would allow the 2nd spouse to - for example - stay home with the kids.

 

[sportage]

Simple!
Again I say SIMPLE!
The simple? Note to Republicans, either put up or shut up.

I've read some of their so called republican repeal and replace plan.
And you had better too.
I especially find amusing with this republican plan, the part where every insured person currently covered by employer based health insurance, and that is the majority of Americans, would pay an income tax for the dollar value of each and every health benefit provided to the policy holder.
In other words, what your employer pays as part of your monthly premium would be considered as income and taxed as income.

And it gets much worse, because naturally this is a republican plan, where every dollar amount paid out by your insurance company on your behalf would also be considered income, and taxed as well.

So under their plan (cough cough) if you have any operation say costing $5000 which is cheap for surgery preformed within a hospital even as an outpatient, under their plan that $5000 paid by your insurance company to the doctor(s) and to the hospital would be added to your taxes as income, and you would pay tax on that income.

Talk about an incentive NOT to go to a doctor....
Or, an incentive NOT to carry employer based health insurance in the first place.
In other words, that well known republican "get sick and die fast" theory.

Even Mitt Romney would turn over in his grave from that republican plan.
And with the makings of the largest tax increase on every American IN HISTORY if republicans were ever to enact their health reform plan, well you too will be soon in a grave near you.
The taxed into death grave.

I call it their repeal and bend over grab your ankles plan.
Oh Republicans.... go figure.

 

[compuwiz1]

Hey Sport, my Republican plan was working fine. I liked my doctor and I have kept him. I liked my healthcare plan and I have kept it. I've had coverage since I was 24 years old and I have it now at 54. Nothing, as far as I'm concerned needed to be overhauled. We've done just fine. My company is spending 5 million on a new facility and we are always hiring. We continue to have healthcare coverage. We are a company owned by Christians with conservative values. 200 employees and you won't find an Obama bumper sticker in the parking lot. We don't rely on government, we take care of and mentor our own. 🙂

What I enjoy is a great reality that the rest of America could share if we had a great leader of country, not this Obama dude! He champions the downside, vs. the upside and his followers drink the kool-aid of doom, not the nectar of prosperity.

 

[OverVolt]

$563 isn't all that affordable when you see the deductible should you actually need to use it 😛

 

[dmcowen674]

Hey Sport, my Republican plan was working fine. I liked my doctor and I have kept him. I liked my healthcare plan and I have kept it. I've had coverage since I was 24 years old and I have it now at 54. Nothing, as far as I'm concerned needed to be overhauled.

We've done just fine. My company is spending 5 million on a new facility and we are always hiring. We continue to have healthcare coverage. We are a company owned by Christians with conservative values. 200 employees and you won't find an Obama bumper sticker in the parking lot.

Do you see what's wrong with your post at all?

Do you honestly believe just because your Company was doing well the whole Country was doing well and fine?

 

[dmcowen674]

If shit would have just been left alone we'd be better off, rather than have this chaos we have now, all because of the lies that were told to pass this into law. Seems it serves a minority of people, while effecting the majority negatively. That's not how things are supposed to work.

Low income people have always had the ability to obtain medical care, be it Medicare, Medicaid, Veterans Benefits, or the fact you can walk into a hospital and not be turned away.

So, the GOP calls it what it is......a socialist program that is designed to redistribute wealth and bankrupt the healthcare insurance industry. Now that it is failing, we're gonna see untold fortunes dumped in to bail out from a mess that was all created by Obama and his highway men. These drums need to be beat hard as the mid terms get nearer.

Totally not true

It wasn't just low income the problem.

Millions of Americans were shut out of Healthcare simply because they weren't perfectly healthy.

For example my cousin has had Diabetes, he could not get Insurance because of his "pre-existing condition".

Now he has affordable Healthcare.

The system was broken.

It's not fixed by any means but it was and still is broken.

Just that now the perfect people such as yourself have to share in the pain of having a broken system and broken Country because of the greed of the perfect people.

 

[ivwshane]

Do you see what's wrong with your post at all?

Do you honestly believe just because your Company was doing well the whole Country was doing well and fine?

The guy is clearly an idiot and is so well insulated in his bubble he has no fucking clue what's going on.

I'm sure if you asked him to show what's gotten worse since the ACA has been passed that he would completely ignore the previous health care trends like, rising costs year after year, the amount of medical bankruptcies, the cancellation/changing of plans every year, he of course would ignore the total amount of uninsured people and it's trend, and I'm positive he would ignore things like pre existing condition cancellations of coverage.

No, his head is so far up his ass, in his world our health care problems were peachy all before Obama took office!

Unless it comes in an email titled "Obama destroys xx", he's oblivious to any facts given to him that might hurt the bubble he lives in.

The ironic thing is, because of the ACA, he can now seek medical treatment for his mental health and I'm almost positive he would qualify for a subsidy or it will be paid out right. And you know what? I'm perfectly happy with the mentally challenged getting help off of my dime😉

 

[dmcowen674]

The guy is clearly an idiot and is so well insulated in his bubble he has no fucking clue what's going on.

I'm sure if you asked him to show what's gotten worse since the ACA has been passed that he would completely ignore the previous health care trends like, rising costs year after year, the amount of medical bankruptcies, the cancellation/changing of plans every year, he of course would ignore the total amount of uninsured people and it's trend, and I'm positive he would ignore things like pre existing condition cancellations of coverage.

No, his head is so far up his ass, in his world our health care problems were peachy all before Obama took office!

Unless it comes in an email titled "Obama destroys xx", he's oblivious to any facts given to him that might hurt the bubble he lives in.

The ironic thing is, because of the ACA, he can now seek medical treatment for his mental health and I'm almost positive he would qualify for a subsidy or it will be paid out right. And you know what? I'm perfectly happy with the mentally challenged getting help off of my dime😉

There are two extremes though, here is the other other extreme:

http://www.youtube.com/watch?v=KRgB2eeHZEw

This will most likely blow a lot veins out of Republican foreheads

 

[Newell Steamer]

Obamacare/Affordable Whatever; sucks.

The website is total shit. The process is total garbage. It needs improvement. Or, rather, it needs to be dropped entirely and we need universal healthcare.

Every other fucking country has universal healthcare.

Obamacare is nothing more than another layer of stupidity. And, I agree with conservatives on it needing to go away. However, I disagree with paid healthcare. Again, because every other place on this planet is capable of pulling it off.

 

[Hayabusa Rider]

Obamacare/Affordable Whatever; sucks.

The website is total shit. The process is total garbage. It needs improvement. Or, rather, it needs to be dropped entirely and we need universal healthcare.

Every other fucking country has universal healthcare.

Obamacare is nothing more than another layer of stupidity. And, I agree with conservatives on it needing to go away. However, I disagree with paid healthcare. Again, because every other place on this planet is capable of pulling it off.

As a provider who has to deal with government run healthcare you only think you want it. This isn't every other country. This is where it takes millions of dollars and seven years to correct a mischecked box on a form to be able to fly. This is where we kill people with bureaucracy, literally. I've seen it. It isn't what happens elsewhere, it's what you'll really get that is given to you by those who do not have any idea but will not let that stand in their way. Practitioners spend far too many hours jumping through bureaucratic hoops caused by carelessly thought out policies and that harms. One would think that access to diabetic testing supplies for those on Medicare who need them would be promoted, but no, it is now illegal to deliver them to those on medicare part B. No, the government was never charged for it. Yes, it also applies to free delivery. If there's a delivery of other medications we have to take the test strips out of the bag so he or she can't get them. You want those who decided this to have compete control over your health?

 

[Newell Steamer]

As a provider who has to deal with government run healthcare you only think you want it. This isn't every other country. This is where it takes millions of dollars and seven years to correct a mischecked box on a form to be able to fly. This is where we kill people with bureaucracy, literally. I've seen it. It isn't what happens elsewhere, it's what you'll really get that is given to you by those who do not have any idea but will not let that stand in their way. Practitioners spend far too many hours jumping through bureaucratic hoops caused by carelessly thought out policies and that harms. One would think that access to diabetic testing supplies for those on Medicare who need them would be promoted, but no, it is now illegal to deliver them to those on medicare part B. No, the government was never charged for it. Yes, it also applies to free delivery. If there's a delivery of other medications we have to take the test strips out of the bag so he or she can't get them. You want those who decided this to have compete control over your health?

And, there are just as many cases of people being killed at the hands of paid insurance as well.

In fact, it's far worse to pay for insurance and still be denied treatment, because your sickness is too expensive for the company.

 

[rudeguy]

$563 isn't all that affordable when you see the deductible should you actually need to use it 😛

Correct. I would be spending $10k before I could actually see a benefit. With my son's diabetes and other issues, I am guaranteed to hit max out of pocket too. But that guy is on my pay no mind list now.

 

[Hayabusa Rider]

And, there are just as many cases of people being killed at the hands of paid insurance as well.

In fact, it's far worse to pay for insurance and still be denied treatment, because your sickness is too expensive for the company.

There is much reform to do and I have always maintained that to be the case, but you've just justified killing many more by government means rather than private. Why do you want to engage in a game of "let's see how many more we can kill than the other side"? Do you think it's worse to die from an insurance cap than not getting treatment when you have coverage because Medicaid changes Id numbers before getting all the new cards out then won't let you have the numbers in the meantime? How comforting is that? Seems to me that much needs to change.

 

[rudeguy]

There are two extremes though, here is the other other extreme:

http://www.youtube.com/watch?v=KRgB2eeHZEw

This will most likely blow a lot veins out of Republican foreheads

Dave I understand your resentment towards republicans, but you do understand that this is negatively impacting everyone? Not just the tighty righties.

Did you read the link I posted about the chick who voted for Obama, then couldn't see her doctor when she got sick?

Put the political stupidity aside for just a minute and open your eyes. This stuff needs to get fixed soon. Unless the whole goal of this plan was to get huge numbers of people on government assistance. Which is what I think this whole thing is really about.

 

[Newell Steamer]

There is much reform to do and I have always maintained that to be the case, but you've just justified killing many more by government means rather than private. Why do you want to engage in a game of "let's see how many more we can kill than the other side"? Do you think it's worse to die from an insurance cap than not getting treatment when you have coverage because Medicaid changes Id numbers before getting all the new cards out then won't let you have the numbers in the meantime? How comforting is that? Seems to me that much needs to change.

I was looking at it more as; since I am paying $500 - $750 a month, the mortality rate should be damn near zero. And, since I am paying, there shouldn't be ANYTHING I am denied coverage over.

So, what benefit do I get from paying Oxford $500 - $750 a month? What is the point?

 

[Hayabusa Rider]

I was looking at it more as; since I am paying $500 - $750 a month, the mortality rate should be damn near zero. And, since I am paying, there shouldn't be ANYTHING I am denied coverage over.

So, what benefit do I get from paying Oxford $500 - $750 a month? What is the point?

And do you think you'll get competence by not paying them? We pay a lot in taxes and people are denied, but you don't have to pay it to Oxford so it's better? Then you think that your paying any amount of money entitles you to a "damn near zero" mortality rate? Between private and medicare I've seen that you are more likely to be denied by the latter and it takes a whole lot longer to get around it.

Did I just take a side? Hardly, unless it's that of reality. You will get less over the coming years and any changes will facilitate and reflect that. It's pure demographics.

That's why we need to get our house in order then rationally make changes to reform the system itself and that will take an effort that dwarfs any we've attempted. Waving a magic wand is not going to do that. Clown car intellects will not. Defending one system or another is diversionary at this point. But that won't stop anyone from doing it so I'll end this now.

 

[Newell Steamer]

And do you think you'll get competence by not paying them? We pay a lot in taxes and people are denied, but you don't have to pay it to Oxford so it's better? Then you think that your paying any amount of money entitles you to a "damn near zero" mortality rate? Between private and medicare I've seen that you are more likely to be denied by the latter and it takes a whole lot longer to get around it.

Did I just take a side? Hardly, unless it's that of reality. You will get less over the coming years and any changes will facilitate and reflect that. It's pure demographics.

That's why we need to get our house in order then rationally make changes to reform the system itself and that will take an effort that dwarfs any we've attempted. Waving a magic wand is not going to do that. Clown car intellects will not. Defending one system or another is diversionary at this point. But that won't stop anyone from doing it so I'll end this now.

I'm all for that. No arguments there.