Obamacare exposed as a fraud

[madoka]

Here is Obama proclaiming over and over how the typical family is going to save $2500 per year on healthcare insurance:

https://www.youtube.com/watch?v=66bgpRRSDD4&feature=player_embedded#at=13

Here is Dave Ramsey explaining that since normal, healthy workers are going to have to pay for those that aren't, mathematically their premiums have to go up, not down:

http://www.daveramsey.com/show/videos/dave-breaks-down-aca-obamacare

 

[Attic]

Lets just add a bunch of money to the thing but say we didn't, then everybody can pay less at first glance while actually paying more behind the scenes.

It's worked for a 100+ years, why stop now.

Edit: Obama is just doing what all politicians know they have to do in order to keep power. Over promise, under deliver. The promises are all people care about at the polls.

 

[openwheel]

Dave Ramsay is awesome, but he is extremely right wing. Take his personal finance advise, but leave his political views along.

 

[Incorruptible]

obamacare has been a fraud from the start. obama lied about it and the whole plan was to crush the existing healthcare system so the morons could blame it on Capitalism and switch to single payer.

 

[nextJin]

Dave Ramsay is awesome, but he is extremely right wing. Take his personal finance advise, but leave his political views along.

Wouldn't that advice be more financial than political?

 

[bozack]

Excellent video but certain that the libs will poo poo it simply because it is too much logic around cost calculation.

 

[laspariahs]

It's worked for a 100+ years, why stop now.

Ummm actually the current healthcare system originates in the 1920s and didn't look like what we have now until the 1940s-50s.

100+ years I think not.

 

[IGBT]

Elections Have Consequences. You voted for cloistered, ideological blindness. The obama blight will be on the American landscape for years to come. Nothing is as common as the wish to be remarkable..and in obama's case also to be not responsible.

 

[2timer]

I can understand how Obamacare might make healthcare more expensive for more people, but the fact that it does so does not make it a "fraud."

Stupid partisan hacks, always using exaggerated rhetoric. Let's get real and talk about how poorly the administration rolled this out and how they deserve to be ashamed of themselves for incompetence. That should be the real issue at hand. Take your "fraud" nonsense on the road you despicable person.

 

[Moonbeam]

All I see are the bodies of dead children who died because Republicans didn't want them to have health care their parents couldn't afford. So yes, what I see is that Republicans are murdering swine. But you can be sure they will stay that way because who would want to know that. And the scientifically factual and proven answer is them.

Now this is how conservatives think. They take one tiny truth and imagine they understand everything. So while it's true that Republicans are hideous because they think like bigots it isn't their fault. They have, as you will know, a brain defect that won't allow them to see. As I said, nobody like better than a conservative will deny reality. They will always deny they are swine and this will keep them from ever realizing they are deluded but good people.

 

[DrPizza]

Here is Obama proclaiming over and over how the typical family is going to save $2500 per year on healthcare insurance:

https://www.youtube.com/watch?v=66bgpRRSDD4&feature=player_embedded#at=13

Here is Dave Ramsey explaining that since normal, healthy workers are going to have to pay for those that aren't, mathematically their premiums have to go up, not down:

http://www.daveramsey.com/show/videos/dave-breaks-down-aca-obamacare

Did Ramsey account for all the people now paying for insurance who otherwise wouldn't have been?

 

[Perknose]

Did Ramsey account for all the people now paying for insurance who otherwise wouldn't have been?

No, nor did he in any way acknowledge or account for all the GREATER, much more inefficient costs of these very same uninsured unhealthy people whom he says will raise premiums for all when they go, as they do, to the ER for free.

For someone who's supposed to be a sophisticated finance expert he is either a simpleton, a fraud, or a liar.

 

[IEC]

$17,000,000,000,000+ reasons not to care (if you're a politician).

 

[thraashman]

Here is Obama proclaiming over and over how the typical family is going to save $2500 per year on healthcare insurance:

https://www.youtube.com/watch?v=66bgpRRSDD4&feature=player_embedded#at=13

Here is Dave Ramsey explaining that since normal, healthy workers are going to have to pay for those that aren't, mathematically their premiums have to go up, not down:

http://www.daveramsey.com/show/videos/dave-breaks-down-aca-obamacare

Well this may be him talking against the ACA.

obamacare has been a fraud from the start. obama lied about it and the whole plan was to crush the existing healthcare system so the morons could blame it on Capitalism and switch to single payer.

But here is Incorruptible making another of his baseless claims and taking the same side as Ramsey. And since history has shown that at no point has Incorruptible ever been correct in an assessment, I'm gonna have to side against Dave Ramsey.

 

[DominionSeraph]

Excellent video but certain that the libs will poo poo it simply because it is too much logic around cost calculation.

Try reading sometime. You might learn how words are spelled.

*pooh-pooh

 

[waggy]

Try reading sometime. You might learn how words are spelled.

*pooh-pooh

they will get a set of twin small yellow bears who like honey?

 

[raildogg]

I was thinking about posting that Dave Ramsey clip but did not. I'm glad you did though. He basically covers it. It's the younger people who can pay for insurance are the ones going to subsidize healthcare. Thank you for posting that.

 

[sportage]

Healthcare for profit sucks!
And claiming no one is denied healthcare in this country with that system as it is, is just plain not true.
The first time you need treatment you might get it, and a bill.
The second time, nope. Turned away.
Why do you think hundreds of people show up at those traveling clinics and traveling dental tents. You think maybe people prefer a doctors office under the stars?
ACA can and more so WILL be tweaked, fixed, modified.
And where it works well, is when the states cooperate with the system.
Where it fails are in the states where the republican governors want it to fail.
That will change.

 

[bozack]

Try reading sometime. You might learn how words are spelled.

*pooh-pooh

all I can say is moran-you're presuming that this wasn't intentional. Lorem ipsum dolor sit fatuus

 

[bozack]

No, nor did he in any way acknowledge or account for all the GREATER, much more inefficient costs of these very same uninsured unhealthy people whom he says will raise premiums for all when they go, as they do, to the ER for free.

For someone who's supposed to be a sophisticated finance expert he is either a simpleton, a fraud, or a liar.

People will have the option of paying up front for insurance or eating a fine, and the fine is considerably less for some than the cost of what is being offered through the excahges...so while they might get some revenue from the fine, chances are there will still be a healthy group of those who continue to use "free" services from local ERs, not to mention all of those "undocumented Americans" who continue to rack up the costs.

Ramsey is right, there are/were a lot of people who paid a healthy premium for their insurance due to their conditions, now that will be level set and the difference has to be made up somewhere.

Its silly you guys defend this even after Obummer gave businesses a year to defer...fair is fair and that liberty should have been afforded to all.

 

[shira]

Here is Obama proclaiming over and over how the typical family is going to save $2500 per year on healthcare insurance:

https://www.youtube.com/watch?v=66bgpRRSDD4&feature=player_embedded#at=13

Here is Dave Ramsey explaining that since normal, healthy workers are going to have to pay for those that aren't, mathematically their premiums have to go up, not down:

http://www.daveramsey.com/show/videos/dave-breaks-down-aca-obamacare

These assertions of "fraud" don't make much sense. Data from 36 exchanges was analyzed, and the results indicate that premiums are significantly lower than what was predicted by the CBO when Obamacare was first passed.

http://money.cnn.com/2013/09/25/news/economy/obamacare-premium-rates/

The national average premium for the benchmark plan will be $328 a month before subsidies, 16% less than projected by the Congressional Budget Office. The benchmark is the second-lowest cost "silver" policy for 48 states, upon which federal subsidies are based.

So, if actual premiums are 16% lower than PROJECTED premiums, I'm having a very, very difficult time understanding where the "fraud" is. I mean, fraud in this context means that people expected lower premiums and got higher premiums. But in this case, people are getting lower premiums than they expected.

 

[MooseNSquirrel]

Over the last 15-20 years health care costs have risen astronomically.

Can we not give the ACA a few years first?

Where's the alternative?

Crickets.

 

[Jhhnn]

Ramsey is right, there are/were a lot of people who paid a healthy premium for their insurance due to their conditions, now that will be level set and the difference has to be made up somewhere.

The vast majority of whom are in employer sponsored group plans, have been for years, so the cost is already averaged out. People routinely keep jobs they hate to keep their healthcare. That's particularly true of older Americans shy of 65.

Not to mention that we're seeing the usual right wing myopia. Plans are for the ACA to be there in the future, even when you get older & have health problems yourself. Look past the end of your nose.

 

[FelixDeCat]

Of course the math doesnt work on ACA. Why do you think American patriot Ted Cruz is fighting so hard to do away with it?

Thanks to the nasaly twanged Dave Ramsey for helping to point it out.

 

[sactoking]

These assertions of "fraud" don't make much sense. Data from 36 exchanges was analyzed, and the results indicate that premiums are significantly lower than what was predicted by the CBO when Obamacare was first passed.

http://money.cnn.com/2013/09/25/news/economy/obamacare-premium-rates/



So, if actual premiums are 16% lower than PROJECTED premiums, I'm having a very, very difficult time understanding where the "fraud" is. I mean, fraud in this context means that people expected lower premiums and got higher premiums. But in this case, people are getting lower premiums than they expected.

Well, that's how it was sold to the American people: premiums would be lower than 2010 levels, not that they'd be lower than 2014 projections.