@guidryp
It's not an absurd way to look at things, when it's a completely optional upgrade that is only justifiable by having a decent uplift for the same money. It's completely different when you only replace that card when it starts to fail.
And that you chose a car analogy is quite funny, because cars are a great example of a market where most people don't believe that the new model is worth an upgrade, with the average age of cars being over 12 years in the US and where many people run their cars until it becomes uneconomical to repair. When that is the case, the purchasing decision is basically the same as when you don't have a car in the first place and it's not an optional upgrade.
Basically, if doing repairs to the car costs you more in the long term than selling it to a scrapyard and getting a new one, you are better of getting a 'new' car (which may actually be a second-hand car that is younger), regardless of whether the new car is any better when it comes to features.