Obama care is garbage. Most people I know who are on it have absolutely shit coverage with very high deductibles, only because they were forced to buy it. Those who can't afford to pay for it and have it, also have shit coverage. How about we make this country great and prosperous again, where employers can hire people who want to work full time and can once again provide medical coverage? How about we start to empower people again to accomplish great things and stop enabling them to be so dependent on the government? We are raising a society of lazy, entitled, spoiled brats. We are not doing people any favors by enabling them to stay down in the mud. We are creating a society of slaves to poverty and government dependence. Don't deny it, it's a fact.
Gee, I for one am grateful that I am afforded the opportunity to purchase shit health insurance, since we purchased it from the ACA exchange. I wish we didn't have to; we're 60+ but still too young for Medicare.
(Why we're having to use the ACA exchange is pretty much our own fault for trying to do the "right thing" and end up in a situation much like MongGrel's.)
The plan, the second cheapest in the exchange for Georgia, was a Blue Cross/Blue Shield plan, a 75/25 plan, which could be considered a crap plan when contrasting it with the last 80/20 plan we carried from work back in 2011.
The plan includes the typical stuff like $10 co-pay for MD office visits, $30 co-pay for specialist MD visits, $10 prescription co-pay, etc.
Deductibles are $250/$500 for individual/family. Out of pocket maximum is $600/$1200 individual/family.
Not the greatest but better than pure dung. And a very wide variety of MD's and hospitals local to us (really, everyone) take this crap insurance, which works well for us.
We don't hate the ins.
(As for doing the "right thing".....in Aug. 2011, we dumped our life in GA and moved to Cape Cod to care for my father-in-law after he suffered a massive heart attack. His wife had passed ~6 mos. before that and he was deathly afraid of going into a nursing home if/when he recovered & rehab'd.
We moved in with him and basically provided home care for him for the next 2 1/2 years until he ultimately passed from kidney failure. Then, when we returned to SC/GA, we found the job market was anything but open for 60 year olds trying to get back into our "old" type/level of job. So, we both work part time in menial jobs, no benefits, living on savings.)