There is a reason why the federal government has not done much for us int he recent years. The first is that there is nothing very very very deferentially new that needs some laws to be put in place. When Clinton was president the internet just started becoming a big thing, thus the reason why DMCA was able to be passed with supportive votes even from the other side. When Boeing 707s brought air travel to the general public, did aviation laws from Nixon to Carter had support from both sides of the aisle.
As for the modern day of today, new things like crypto currency do not need that much of new laws, and smartphones are currently just fine when piggybacking on laws created for radio transmissions that were created way before cellphones were created.
What I mean to say is, America as a general without looking into any specific groups of people, is working just fine. It's only when you look at a specific group does one see problems. The issue of fixing those problems would be that the simple solution would just cause a problem for another group. The solution for the other groups problem would be the removal of the solution from the previous groups problem. This means to say that America really is in a state of equilibrium, of which the equilibrium is an unfair to all Americans. The solution would be to look for a solution such that an equilibrium of same calibration can be found, but that equilibrium is fair to all Americans.
If I were a senator, I would propose changing the tax laws such that the amount of taxable income is not based on your salary, but based off your 12 month average credit score. The fact is, majority of people who face financial hardships have bad credit scores, where as those with no financial problems have good credit scores. Yes, there are a few people who have low wages and high credit scores, but it raises the question as too why they then don't want to take out a loan. Then there are a middle class people who became victims of identity theft and have bad credit scores, and are in financial trouble, and under the current system have to pay same taxes. Then there are rich people whose buissness go bankrupt, and are now jobless. This ideology would lead to another equilibrium that would have the same output of where those who need financial help pay lower taxes and those that do not need financial help pay higher taxes, but the approach taken to this sort of equilibrium is different.
Both sides of the aisle just don't want to look for smart solutions like these, and are like a tape recorder of wanting the solution they see is currently working, but not looking for a solution that works in all situations.