Uuhh? Canada is more advance than US? UK too? So why are these people going to US for special treatment? When was the last time you heard a US citizen going to Canada for advance treatment? Or going to UK for the same thing? How about pulling your head out of your arse and then maybe you'll start seeing things normal again? Remember the $787B stimulus? Well. . .
Uuhh? Canada is more advance than US? UK too? So why are these people going to US for special treatment? When was the last time you heard a US citizen going to Canada for advance treatment? Or going to UK for the same thing? How about pulling your head out of your arse and then maybe you'll start seeing things normal again? Remember the $787B stimulus? Well. . .
umbrella39
Lifer
- Jun 11, 2004
- 13,816
- 1,126
- 126
damn dems for actually considering things as opposed to blindly following their fearless leader.
You are absolutely correct1 The reason the GOP is not offering any alternative is because they know this UHC is a "waterloo" for the Obowman and they don't want to do anything with it. Remember the $787B stiimulus? Well, GOP did try putting an alternative but of course they were ignored. Well, guess what the $787B did? More than 9.1M unemployed and rising.
I am going to assume your insurance was billed $425, while you paid a $25 copay. I will also assume you insurance paid nowhere near $425. Kinda like when my insurance was billed $50 for a 9 volt battery for a medical device that prescribed to my wife. I know insurance did not pay that amount.
[/quote]
Again, the HSA is not a solution to anything except to eventually shift the burden of insurance from the company to the employee. It does not even begin to solve the costs issue of care. It doesn't reduce paperwork unless you have no other insurance and then, you get billed full out of network rates. Finally, it does little to nothing for that that can't afford insurance of any type even while working. Why would they suddenly be able to fund an HSA if they are not making enough to buy regular insurance?[/quote]
HSAs do two main things.
1. High deductable plans are inexpensive, so you are much less likely to lose coverage with a job change. According the cbo about 1/2 of those without insurance is because of a job change. This can be a significant step in keeping people insured.
2. They makes consumers responsible for what they are buying. IF you only paying a copay, it does not matter how or where you get your service. As an example the ceo of safeway stated that they found that colonoscopy cost somewhere between $700 and $7000 depending on where it was done. Before their employees did not care where they got this procedure done, it cost the same. Now that their employees are responsible for their medical spending they are far more careful about their spending. Safeway has kept healthcare costs flat for the last several years. They also partially fund the employees hsa as well. They also have other incentives to help their employees live healthier.
Engineer
Elite Member
- Oct 9, 1999
- 39,230
- 701
- 126
and If I have only an HSA account with no insurance, how do I get the discount that insurance companies receive? Even better, since the doctor's office doesn't have to deal with insurance, why not give me a bigger discount? You will be charged full insurance rates for the services and will not get a discount.
Of course, that goes to the real problem...and that's the cost of services. Why $425 for 20 minutes worth of work? I looked and the insurance paid out $225 of the $425 + my $50 so it as $275 actual payment for 20 minutes worth of work. HSA's are not going to solve that, period. Neither will giving everyone insurance. There is something fundamentally wrong when it costs that much for service and when 16% of GDP of the richest country on earth is spent each year on health care.
We can just agree to disagree at this point. HSA's will not do anything except force the employee to become self insured over time IMO.
Isn't it funny how all the anti uhc pretend to hide around the "don't rush it" mantra, which so happens to be the way to stall and kill legislation. You people aren't clever and you are very much for the status quo, despite your posturing. You are as obvious as can be.
Good maybe over the recess they can come up with a bill that you know actually cuts costs like Obama promised. All the current bils are terrible and will make things worse. All they do is soak small business and the rich to expand coverage. I also hope the strip out any sort of public option. The government has already screwed up everything else it has touch. Soon as they fix the budget,schools, SS and medicare they can have a shot at my healthcare.
The choices of the worlds richest should be the exception not the rule.
Yes, we are becoming a monstrously socially backwards nation.
War on Drugs?
No Health Care for 20% of our citizens?
Repressive views on sex?
Yeah. I just emailed my Senators (both Democrats) and the DNC and told them to expect my family to stay home and not donate to any campaigns if they can't be bothered to pass a public option. If they can't get it done, fuck them.
If they don't get this done I will do everything I can to tank their asses next round of elections.
Get it done or you can get out of my face, so called "representatives".
eits
Lifer
Fern
Elite Member
- Sep 30, 2003
- 26,907
- 174
- 106
Actually.... he's right, those are the big things Republicans are wanting out of this. They know they can't stop the bill, so that's all they can offer their constituents.
Fingolfin269
Lifer
- Feb 28, 2003
- 17,948
- 34
- 91
So even if it's a piece of shit, as long as it's labeled UHC, it better get passed or else...
That's the line of thinking that fucks this country over. From both sides. Thank God for the moderates.
Obama has said flat out he wouldn't sign a bill that added to the deficit, i.e. defecit neutral. Republicans are just pushing posturing and obstruction.
Engineer
Elite Member
- Oct 9, 1999
- 39,230
- 701
- 126
i.e. HSA. Putting your own money in to pay your own bills. Not everyone with an HSA will have catastrophic insurance nor is it always "free" with an employer HSA. Not to mention (as I've stated), not all employers contribute to an HSA. But I've beat this horse into the ground and am going to spend the last of my forced 25 days off enjoying them (instead of arguing about stupid shit that I have no control over anyway)!
The problem is, it is next to impossible to have a government health care and NOT add to deficit unless they want to add 90% tax rate for those who made 1million plus and even that is not enough.
And yet one of the biggest arguments made by those wishing to push this through is that we're already paying for it. So, I say again, if we're already paying for it why do we have to find a way to fund it?
The stimulus hasn't been completely spent yet, not even close. You guys really believe your own Messiah bullshit. Obama can't work miracles and any economic recovery is going to take time. I see a lot of guys working on projects funded by the Stimulus around here and I know they're doing better for it.
The Republican's plan was tax cuts for the wealthy as usual. Yeah, they created this magical 10% tier for people making under $100,000 but anyone who pays attention knows that families making under $100,000 hardly pay Federal taxes anyway due to deductions and credits and that health insurance/care is the real burden on the Middle Class.
IndyColtsFan
Lifer
- Sep 22, 2007
- 33,655
- 688
- 126
It is also obvious people like you want something, ANYTHING, passed for the sake of passing something, not because it is really a good idea.
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