<< I thought in CA, you only are required to call the police in the case of any bodily injury. Nobody was hurt. >>
I don't know. In Ontario, Canada you have to report the accident if there is any one of: injuries, damage more than $700, or ANY damage to public property.
<< I didnt signal (yea, im a moron for that), there was a driveway there. >>
Not knowing your laws, but using mine as a guide, I would claim I was turning into the driveway.
<< It wasnt a left turn at an intersection and since I was in what i considered the only lane of traffic in my direction (there is only room for 1 driving and 1 parking lane in each direction), I didnt bother to signal. >>
oops.
<< I didnt see her in my side mirrors because the split second i glanced was when i started the turn. >>
Do you check your rearview mirror when driving? If so, you would have known there was a car behind you.
<< She swipped my car right after that so she was right beside me meaning my blind spot. >>
That's why you check over your shoulder
<< But if she was speeding (which i think so), she's a bigger moron cuz that only caused more damage than there should have been. >>
From a legal standpoint, that is no defense whatsoever--even if it could be proven. The only time it might be relevent is if she was going so fast that she couldn't stop when you did. But that is not what happened here. Regardless, you can't prove it, so drop it.
<< We exchanged info and she wanted to get an estimate on her damages and we kept in touch. I'm trying to setup a meeting so we can talk things over in person and go over the incident before making any insurance claims (and check the damage estimates). >>
I don't know how it works there, but here in Ontario, Canada, I don't think you can claim insurance from an accident without a police report. Does anybody know any more on this?
Right after the incident, did you discuss fault? (That is a pretty normal thing to do.) If so, what did the both of you conclude at the time? Did you admit fault to her? (or vice versa)?
Also, this is an older woman (you said with kids). How old are you?