If I see someone pull off to the right, I assume they are going to stay there, so I pass on the left. What did you expect her to do, wait for you to turn in front of her? You took away her driving right of way by swinging back into her lane.
However, if you pulled off and she nicked the back end of you, it would be her fault.
Also,
<< 2) she hit me and it took some distance to stop (showed by scrape lines all across her body). >>
its pretty hard to stop in less than a car length when driving past something. 25 MPH really isn't speeding unless its a school zone.