My dog blew a knee ligament and the vet recommends TPLO

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Capt Caveman

Lifer
Jan 30, 2005
34,543
651
126
Originally posted by: GrantMeThePower
Here's my question:

What and which health insurance is the best for pets? It feels like a scam when i read the pamphlets...

I use VPI Pet Insurance.
 

Mail5398

Senior member
Jul 9, 2001
400
0
0
I guess we need universal health care for animals too.

I have a dog and $500 is my limit. I can buy another dog just like this one for the same price. I have real family and real friends, I do not need a dog for love.

 

Blieb

Diamond Member
Apr 17, 2000
3,475
0
76
I respect each person's decision on how much to spend, or not. Some people just buy a bullet for 25 cents.

Last year was horrible for us. We spent about $4500 on my wife's dog, she ruptured a disk and needed emergency surgery and care. She is happy, healthy and about 90% recovered, which is more than we ever expected (she had no function from her last rib down -- no bladder, couldn't walk, couldn't wag her tail).

We spent about $3000 on my wife who, while not a dog, is indeed one of the animals in my care :p ... anyways, she needed one, then another back surgery. I reluctantly forked over the dough (sarcasm) and she's about 90% now.

I'm not done yet. Then we spent about $3500 on my sweet little man. He had acute onset of chronic kidney failure. We didn't see it coming ... no one knew how bad it was, so we tried everything within our power to help him. We tried until there was no hope. Then we made the final decision.

I hold a high place for my animals. I personally feel more for most animals than humans.

I'm not made of money, but if you have a bond like we have with our animals, you'd understand and the money wouldn't matter. I'd do it all again. I sit here in my heated home, typing with a full belly ... thinking what I wouldn't give to get that little bastard back, and I can't think of a single thing.
 

MrPickins

Diamond Member
May 24, 2003
9,125
792
126
Originally posted by: Chryso
So how much would you spend to keep a pet in perfect health? $100k?
Would you take out a loan for a million dollars? My guess is you would not, and if that is true then you also have a dollar amount that you are putting on your pet. I just happen to be aware of mine up front.

Isn't there a similar quote about prostitution?

man: "Would you sleep with someone for $1 mil?"

woman: "I suppose."

man: "How about $100?"

woman: "What kind of woman do you think I am?"

man: "Ma'am, weve already determined that, now we're just arguing price..."

Why do I want to say that was Winston Churchill???
 

MrPickins

Diamond Member
May 24, 2003
9,125
792
126
Oh, as for pets, I own 2 cats, and love them dearly. But, anything over $500 and they have to go. Their lifespans are too short to be cost effective in trying to keep them around.
 

OdiN

Banned
Mar 1, 2000
16,430
3
0
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

50 years from now it will be your kids saying:

"Our rule is anything that costs more than $500 isn't going to happen for Dad"

I have my own money. Any money my pets have they are welcome to use.

BTW, I think this may have a bit to do with how much money you have/make.

I'm gonna go out on a limb here and say you probably shouldn't have pets...or kids....and probably even plants.

So because I won't spend my life savings to squeeze a few more months out of an aging dog then I am a bad person? I think perhaps you are just a wee bit insane.

If your life savings equals $1600-$1800 you've got bigger issues to deal with.

Anyway....

When you get a pet you take on the responsibility of caring for that pet. That includes not just food, water and shelter, but anything else they might need. A pet is a member of your family. Would you turn out one of your parents because they are old and spending X number of dollars would only "squeeze a few more months" out of them?

If you have no intention of being FULLY responsible for a pet then you really have no business with one.

So how much would you spend to keep a pet in perfect health? $100k?
Would you take out a loan for a million dollars? My guess is you would not, and if that is true then you also have a dollar amount that you are putting on your pet. I just happen to be aware of mine up front.


Whatever it takes.

Wouldn't need to take out a loan.

Whatever it takes to keep them healthy is what I would spend. Period.

I've gotta find a vet in your area and get him to send you a bill for $1 Billion.
 

Capt Caveman

Lifer
Jan 30, 2005
34,543
651
126
Originally posted by: MrPickins
Oh, as for pets, I own 2 cats, and love them dearly. But, anything over $500 and they have to go. Their lifespans are too short to be cost effective in trying to keep them around.

A cat can live for over 20 years. $500/20 years = $25 year

Love must not mean a lot to you.
 

MrPickins

Diamond Member
May 24, 2003
9,125
792
126
Originally posted by: Capt Caveman
Originally posted by: MrPickins
Oh, as for pets, I own 2 cats, and love them dearly. But, anything over $500 and they have to go. Their lifespans are too short to be cost effective in trying to keep them around.

A cat can live for over 20 years. $500/20 years = $25 year

Love must not mean a lot to you.

Oh, I love them. As pets.

I grew up on a farm. I have a realistic idea of life and death as it pertains to the animal world. Putting a pet down is never easy, but sometimes it is the most practical thing to do.

Besides, whose to say the $500 surgery will be effective, or that next year it won't be another major surgery?
 

MrPickins

Diamond Member
May 24, 2003
9,125
792
126
Originally posted by: shinerburke
If your life savings equals $1600-$1800 you've got bigger issues to deal with.

While true, using this in an argument makes you look like an asshole.
 

0roo0roo

No Lifer
Sep 21, 2002
64,795
84
91
Originally posted by: Capt Caveman
Originally posted by: MrPickins
Oh, as for pets, I own 2 cats, and love them dearly. But, anything over $500 and they have to go. Their lifespans are too short to be cost effective in trying to keep them around.

A cat can live for over 20 years. $500/20 years = $25 year

Love must not mean a lot to you.

consider food/vet costs over 20 years. plenty has been spent already.

sure if your flush it doesn't matter. but for other people spending money that could go to makinga better life for their actual children and such is a better move.
 

shiner

Lifer
Jul 18, 2000
17,112
1
0
Originally posted by: MrPickins
Originally posted by: shinerburke
If your life savings equals $1600-$1800 you've got bigger issues to deal with.

While true, using this in an argument makes you look like an asshole.

Look like an asshole? Where have you been? I AM an asshole.
 

shiner

Lifer
Jul 18, 2000
17,112
1
0
Originally posted by: OdiN
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

50 years from now it will be your kids saying:

"Our rule is anything that costs more than $500 isn't going to happen for Dad"

I have my own money. Any money my pets have they are welcome to use.

BTW, I think this may have a bit to do with how much money you have/make.

I'm gonna go out on a limb here and say you probably shouldn't have pets...or kids....and probably even plants.

So because I won't spend my life savings to squeeze a few more months out of an aging dog then I am a bad person? I think perhaps you are just a wee bit insane.

If your life savings equals $1600-$1800 you've got bigger issues to deal with.

Anyway....

When you get a pet you take on the responsibility of caring for that pet. That includes not just food, water and shelter, but anything else they might need. A pet is a member of your family. Would you turn out one of your parents because they are old and spending X number of dollars would only "squeeze a few more months" out of them?

If you have no intention of being FULLY responsible for a pet then you really have no business with one.

So how much would you spend to keep a pet in perfect health? $100k?
Would you take out a loan for a million dollars? My guess is you would not, and if that is true then you also have a dollar amount that you are putting on your pet. I just happen to be aware of mine up front.


Whatever it takes.

Wouldn't need to take out a loan.

Whatever it takes to keep them healthy is what I would spend. Period.

I've gotta find a vet in your area and get him to send you a bill for $1 Billion.

We're you doing the Dr. Evil pinky thing when you said that?
 

Miramonti

Lifer
Aug 26, 2000
28,653
100
106
I think my dog had two tpld surgeries, and they cost $1600 each. It was about 9 years ago, after she tore each ACL, a year apart. She was only 9 months old after the first one. I had the money so it was a no-brainer, but if it took food off the table, I wouldn't have. She hasn't had a knee problem since, altho does have arthritis in each knee now. (Previcox is a godsend for anti-inflamation/pain relief.)

She will need a new hip soon because she's had hip dysplasia since a puppy (revealed in her ACL xrays), and that will be around $2,500. Xrays a couple years ago revealed very bad osteoperosis and arthritis. I hope to be able to spend that as well, and will if she is still in strong health like she is now.
 

bctbct

Diamond Member
Dec 22, 2005
4,868
1
0
If you are talking about a torn ACL my dog had the surgery. He is only 18lbs so they did the surgical wire. A few days later he broke the wire(actually the bone holding it broke) and he had to have the surgery again. The vet did it no charge after some serious complaining on my part.

That was probably about 3 years ago, he is pretty much normal now. No limp, although sometimes I notice his leg seems weak, but that may not have anything to do with the ACL. He was 8 at the time.

I paid 1200-1400 and that included follow up visits etc. He stayed a few days at the vet.

I really had a hard time spending that much money on a pet althought he was my first kid before I had kids. I can certaining understand some of the comments here, in the end it was worth it to me.

My vet did tell me when I picked him up, "he could end up tearing the other one because its usually a genetic problem that affects both legs" Had he told me that before surgery, I probably would have made a different decision at the time.

He's fine today. Hope it works out for you guys.
 

StageLeft

No Lifer
Sep 29, 2000
70,150
5
0
Originally posted by: slayer202
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

What's your limit for a child or wife? mother or father?
Depends if I did well at tax time or not.

$500 is a good level for a pet. If it's $1k, kill the pet throw a few hundred at a starving african kid to buy off guilt. Come out on top.

 

silverpig

Lifer
Jul 29, 2001
27,703
12
81
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

It's more like, as soon as the cost of euthanasia + adoption fee + shots + neutering/spaying for a new dog becomes less than the cost of surgery...
 

Sinsear

Diamond Member
Jan 13, 2007
6,439
80
91
Originally posted by: ShakesMcgee


I highly suggest pet insurance if you plan on paying for procedures like these. Our same dog had an emergency spleenectimy a few months before his ACL. All in all we paid over $3500 for both surgeries since we did not have insurance. When you are faced with the decision of paying for surgery to save your pet's life you make it makes the decision much harder. In reality when I had to make these decisions money was not a factor. One downfall with pet insurance is that they don't cover ACL related issues for 1 year after the start of the policy.
If you have any questions let me know and I would be glad to help.

Good point; I forgot to mention that when talking about the pet insurance earlier. you are correct in the regards that they will not cover this surgery untill after 1 year of coverage.

After the ACL surgery it is very important to keep the dog calm, with as little activity as possible for several months. The surgery is very delicate and as another poster stated that his dog blew it out again, not long after the 1st surgery. And having one ACL done will increase the odds that the dog will tear the other one as they will rely on that leg more.

We were very good with my parents black lab. He had one, then blew out the other a year later. It is now almost 1 year since his last surgery and he is doing great. We kept him from running for at least 4-5 months. We used walking in increased distances to build back up his leg strength and to help him not blow out the other repaired ACL in the process. Now one year later he is running at full speed again, cutting corners, and chasing the ball. Sometimes you can see that he does not put all his weight on the more recently repaired leg, but I would say he is at 90-95% and that he will never be perfect again. However he is happy, will take long walks upwards of 3 miles, and can run in the yard and at the park chasing the ball just like when he was younger.
 

Capt Caveman

Lifer
Jan 30, 2005
34,543
651
126
Originally posted by: silverpig
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

It's more like, as soon as the cost of euthanasia + adoption fee + shots + neutering/spaying for a new dog becomes less than the cost of surgery...

Sounds like you consider a dog like a tv. You have feel no responsibility or feelings toward a loving companion? He's got a broken leg that $500 would fix. You'd euthansize it b/c a new dog would be cheaper? Sad.
 

thedarkwolf

Diamond Member
Oct 13, 1999
9,037
129
106
I can understand people not wanting to spend $1500+ but $500 is nothing. I'm hardly a rich man but even I can come up with $500 without a problem. Between shots, pills, flea crap, and checkups I blow that and more every year already between my 3 dogs. Its worth well over $1500 just not to have to go through house training and puppy destruction again ;).
 

manowar821

Diamond Member
Mar 1, 2007
6,063
0
0
Originally posted by: thecoolnessrune
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Originally posted by: shinerburke
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

50 years from now it will be your kids saying:

"Our rule is anything that costs more than $500 isn't going to happen for Dad"

I have my own money. Any money my pets have they are welcome to use.

BTW, I think this may have a bit to do with how much money you have/make.

I'm gonna go out on a limb here and say you probably shouldn't have pets...or kids....and probably even plants.

So because I won't spend my life savings to squeeze a few more months out of an aging dog then I am a bad person? I think perhaps you are just a wee bit insane.

Precisely. This will be debated till dieing days, but for me human /= animal. $500 is a reasonable amount to spend on a close pet. It would have to be a big, friendly, reliable dog for me that I've had for a long time. I won't pay crap for a cat. If my wife wants one I'll let her fund it.

yeah... you're kind of a jerk. one of those "dogs are more alive than cats" types. no respect for you
 

MrPickins

Diamond Member
May 24, 2003
9,125
792
126
Originally posted by: shinerburke
Originally posted by: MrPickins
Originally posted by: shinerburke
If your life savings equals $1600-$1800 you've got bigger issues to deal with.

While true, using this in an argument makes you look like an asshole.

Look like an asshole? Where have you been? I AM an asshole.
:thumbsup::laugh:
 

Perknose

Forum Director & Omnipotent Overlord
Forum Director
Oct 9, 1999
46,911
10,749
147
Originally posted by: Linflas
Originally posted by: Chryso
Our rule is anything that costs more than $500 isn't going to happen for a pet.

Our rule is that we take on the responsibility we will spend whatever is necessary on our pet to keep it healthy and cared for.

:thumbsup:

I went through the wall for my Great Dane Bogie back in the day when I wasn't quite so flush, but I'd do it again in a heartbeat.

It cost me over $3000 in just two years for my last hound Cinnamon and I'd part with that money again in a heartbeat.

It's not about how much money you have, it's about how much heart . . . and personal integrity.

People who would turn their backs on their pets lives because of cost would probably cut corners in any number of other situations.

I wouldn't piss on such deadbeat losers if they were on fire.

 

Joemonkey

Diamond Member
Mar 3, 2001
8,859
4
0
Originally posted by: Perknose
It's not about how much money you have, it's about how much heart . . . and personal integrity.

People who would turn their backs on their pets lives because of cost would probably cut corners in any number of other situations.

I wouldn't piss on such deadbeat losers if they were on fire.

Maybe it's just me, but I believe that people that "love" their pets so much have sort of mental disorder. Ask people who've grown up on a farm how they feel about such things.