My 87 year old dad's incredible healthcare

[Mr. Lennon]

Yea theres a limit to how many times you can be nominated. :awe:

Rofl.

 

[MJinZ]

He's getting up in age and the subject of his health came up as he's had numerous heart surgeries and recently a pace maker. Simple question I asked was "is medicare covering all of this?". Because we're talking a ton of healthcare related costs and expense.

Oh god no, he said. Medicare wouldn't come close but he gets to have pretty much any procedure he wants, from any specialist or doctor he wants. How does he get the greatest care in the world?

Supplemental insurance. 200 bucks a month to supplement medicare and that insurance picks up what medicare won't. Yep, those evil insurance companies are making sure my dad lives a long and happy life without depleting his nest egg he's living off of.

Not bad, my car insurance costs more than that.

 

[spidey07]

I see the point of this thread is completely lost.

Medicare doesn't cover enough and the private sector does what it always does, find a solution and associated price to meet a demand. Now let me opt out of medicare and social security and give me back all that money I put in because private insurance is much better than medicare.

 

[rudder]

Supplemental insurance. 200 bucks a month to supplement medicare and that insurance picks up what medicare won't. Yep, those evil insurance companies are making sure my dad lives a long and happy life without depleting his nest egg he's living off of.

Why do you think the AARP loves and supports obamacare? because they make a shit ton of money selling supplemental insurance. They are not an advocacy group... they sell insurance!

 

[OutHouse]

He's getting up in age and the subject of his health came up as he's had numerous heart surgeries and recently a pace maker. Simple question I asked was "is medicare covering all of this?". Because we're talking a ton of healthcare related costs and expense.

Oh god no, he said. Medicare wouldn't come close but he gets to have pretty much any procedure he wants, from any specialist or doctor he wants. How does he get the greatest care in the world?

Supplemental insurance. 200 bucks a month to supplement medicare and that insurance picks up what medicare won't. Yep, those evil insurance companies are making sure my dad lives a long and happy life without depleting his nest egg he's living off of.

yup between medicare and supplemental coverage my mom had better healthcare than i did and MUCH cheaper.

 

[OutHouse]

I see the point of this thread is completely lost.

Medicare doesn't cover enough and the private sector does what it always does, find a solution and associated price to meet a demand. Now let me opt out of medicare and social security and give me back all that money I put in because private insurance is much better than medicare.

not for old people it isnt.

 

[Phokus]

Actually in Switzerland the elderly can and do buy private health insurance, however that's because the government regulates prices AND there's a universal mandate so everyone has to get coverage. I'm generally a believer in free markets, however without some sort of government intervention the elderly would be uninsurable. The "free-market" solution to medical care for those who're elderly and not wealthy would be to send them to the Soylent Green factory...

Well, conservatives want to send the middle class to the soylent green factory, might as well get rid of another subset of americans while they're at it.

 

[Martin]

Are you aware you just described the French system? A public system that covers the basics well, with optional private insurance on top of that, and small payments (20-50 euros to see a doctor) to prevent abuse/overuse.

 

[Throckmorton]

I see the point of this thread is completely lost.

Medicare doesn't cover enough and the private sector does what it always does, find a solution and associated price to meet a demand. Now let me opt out of medicare and social security and give me back all that money I put in because private insurance is much better than medicare.

I say again. Look up the cost of private insurance for your father with his age and medical problems. Don't post in this thread again until you do.

 

[spidey07]

I say again. Look up the cost of private insurance for your father with his age and medical problems. Don't post in this thread again until you do.

I just looked up some plans that are in the 150/month range and a pretty good plan for 300. 5 million max, 2000 max OOP.

 

[First]

So your dad is only paying $200/month because Medicare is able to supplement the bulk of his medical costs, and somehow this fact isn't as significant as the fact that...private insurance companies will find a "solution" to problems, apparently by charging "just" $200/month.

lmao.

 

[nick1985]

Our resident leftwingers flew to this thread like stink on shit. rofl

 

[OutHouse]

I just looked up some plans that are in the 150/month range and a pretty good plan for 300. 5 million max, 2000 max OOP.

where post the link. whats the detectable?

 

[spidey07]

Our resident leftwingers flew to this thread like stink on shit. rofl

LOL! And they completely missed the point of it as well. It flew right over their "See! Government is the answer to everything!" mindset.

Totally missed the point that medicare doesn't cover enough. I'm surprised they didn't attack my dad for being "rich" enough to have supplemental insurance and how bad america is because only rich people have good health insurance.

He's a WW2 vet, he could get all the "free" healthcare he wanted. But he wants better so he goes to the private sector.

 

[spidey07]

where post the link. whats the detectable?

Just go to ehealthinsurance.com. 2000 deductible. It will all vary based on ones state. This is KY.

 

[Throckmorton]

I just looked up some plans that are in the 150/month range and a pretty good plan for 300. 5 million max, 2000 max OOP.

BS, that's less than the supplemental insurance he has now and the $300 one is only slightly more.

You know I'm talking about fully private insurance with no Medicare whatsoever right? For his age. With his preexisting conditions covered.

 

[spidey07]

BS, that's less than the supplemental insurance he has now and the $300 one is only slightly more.

You know I'm talking about fully private insurance with no Medicare whatsoever right?

That's what I quoted. There were better plans listed and that is only one example.

And pre-existing conditions would be covered because he's never let group coverage lapse.

 

[soulcougher73]

How is that my answer? You're putting words in my mouth. I'm all for healthcare. But I'm not going to deny that Medicare coverage is insufficient. It's a bare bones package that's good for... almost nothing really practical.

I believe that we're forced into throwing our money into something ridiculous that was designed as a safety net for idiots who can't save properly. Well I have no problem with saving my money and investing it in the right health coverage plans.

It's just like social security. I mean honestly, if I put the same money into private investments, I bet most of us would be growing money at a faster pace. Most white collared workers today are depending on their 401ks and IRAs to deliver them their retirement funds, not a pathetic SS payment. The fact is we've already paid. No one's gonna deny their SS payment. We got ripped off, but we want some of it back. McCain collects his SS check too doesn't he? But once again it doesn't mean it doesn't suck balls. I mean let's be honest. Who wants to throw their money away once they've invested it somewhere?

The problem is most of the population of the US does not save for retirement that is why SS is neccessary. If you just got rid of SS as it is now most people would just spend that extra money that got each check and not save it in a 401k etc. It would be a lot worse later in life when these people are unable to work without a SS safety net.

Sure if everyone was super responsible with their money then i would agree that getting rid of SS is for the better. But with the eroding middle class and more and more people falling into lower income classes the chances of saving into 401k get slimmer and slimmer.

 

[soulcougher73]

He's getting up in age and the subject of his health came up as he's had numerous heart surgeries and recently a pace maker. Simple question I asked was "is medicare covering all of this?". Because we're talking a ton of healthcare related costs and expense.

Oh god no, he said. Medicare wouldn't come close but he gets to have pretty much any procedure he wants, from any specialist or doctor he wants. How does he get the greatest care in the world?

Supplemental insurance. 200 bucks a month to supplement medicare and that insurance picks up what medicare won't. Yep, those evil insurance companies are making sure my dad lives a long and happy life without depleting his nest egg he's living off of.

Your dad would most likely be dead if it wasnt for medicare. No insurance company would insure an 87 year old man with heart problems. Damn you government paid for healthcare for letting this man live.

 

[soulcougher73]

If an 87 yo had to buy private insurance, it would cost about $500 a month.

https://www.bluecrossmn.com/apps/dt...b.html.TOKEN=7356d27641f0b68f51cf44a7a8b0200d

Dont forget the pre-existing heart problems

 

[spidey07]

Dont forget the pre-existing heart problems

You can't be denied or charged differently due to pre-existing problems as long as you don't let your insurance lapse. I've covered this time and time again.

 

[MooseNSquirrel]

So your answer is to leave a broken system in place and let it get worse and worse and be abused by more and more people that come to the conclusion of. I don't have to do anything and I get free health care. While those that work their asses off pay for everyone elses free ride.
If it were up to me, I'd impliment sterilization of people living off of welfare for more than a year. Poverty breeds more poverty. The people that are in true poverty are there because they are not motivated to work. They have found out there is a safety net and they can live off of it and not have to do anything in return.

It's not my, your, or anyone elses civic duty to pay for lazy bastards.
If you want to make sure that the less fortunate have more, then freely give your money away. No one will stop you. But don't force others to pay that don't want to.

I guess it was inevitable someone would trot that out...


IF ONLY RICH PEOPLE HAD KIDS THERE WOULD BE NO POVERTY111!!!111!!!

 

[DaveJ]

That's what I quoted. There were better plans listed and that is only one example.

And pre-existing conditions would be covered because he's never let group coverage lapse.

That's odd. I went to ehealthinsurance.com, plugged in a Kentucky zipcode and a birthdate in 1923, and the site directed me to their "partner" site selling supplemental insurance for those eligible for Medicare. Care to elaborate exactly what steps you took to obtain a full-coverage quote, with no Medicare included?

 

[SammyJr]

I see the point of this thread is completely lost.

Medicare doesn't cover enough and the private sector does what it always does, find a solution and associated price to meet a demand. Now let me opt out of medicare and social security and give me back all that money I put in because private insurance is much better than medicare.

And you're willfully oblivious to the fact that this private, affordable insurance couldn't be possible without Medicare.

 

[Red Dawn]

If it were up to me, I'd impliment sterilization of people living off of welfare for more than a year. Poverty breeds more poverty.

So that's your Final Solution?