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Moral question

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Who are you kidding, you take it over and start paying. $78/month is not much money and you should be glad they paid it for 10 years as it was. This is not a moral question, it's too easy there is only one solution.
 
Your parents are getting divorced...
They cant afford the house so its being sold..

And you're worried about $78?????

Shit... if you were my son... you would have just been written out of the will.
 
$78 isn't a lot. Make the payments.... but make sure your parents know it. Everytime they ask you for something and you can't/don't want remind them that you are paying their debt. Make them cook you dinner and help you move. You can use this to your advantage :sneaky:
 
speg said:
$78 isn't a lot. Make the payments.... but make sure your parents know it. Everytime they ask you for something and you can't/don't want remind them that you are paying their debt. Make them cook you dinner and help you move. You can use this to your advantage :sneaky:
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The OP should "make" his parents do his laundry and clean his house for the rest of their lives for making him pay his education debt.
 
depends on your parents. if the situations were reversed my dad would totally not pay the money because i agreed to pay it.
 
speg said:
$78 isn't a lot. Make the payments.... but make sure your parents know it. Everytime they ask you for something and you can't/don't want remind them that you are paying their debt. Make them cook you dinner and help you move. You can use this to your advantage :sneaky:
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I wouldn't hold this over them like that. While the debt is in their name, clearly the debt was for HIS education. Without it, he doesn't have what he has now, i.e. good job, condo. Lording it over his parent like that will make him look like even more of an ass.
 
Not that it changes anything, but the education they paid for didn't get me where I am... I went back to school 5 years ago and got the education that got me my current job. Nonetheless, I received the education.

Regardless... I totally understand everyone that's saying I'd be a... what was it... "selfish snot of a kid?" That's why I'm questioning it. Considering how the debt ended up in my father's name, (the loan was in both our names, he decided to consolidate the loans and put them only in his name - this was without my consent or knowledge until suddenly I didn't receive the tax forms to claim education expenses) I have no legal responsibility to repay it when it would have been much easier for me to pay it off years ago. However, I feel I have a moral responsibility to pay it... and I feel I owe it to them to help them since, well... they raised me.

Then again, I tried to repay it, they wouldn't let me, so now I've built my lifestyle without that debt in consideration... I don't even know how much it is, except that he's currently paying $78/mo. Again... the $78/mo won't result in me losing my condo, I guess I'm just pissed that he's changed his mind now years later and expects me to pay it. I probably will make some minor changes to my lifestyle so I can continue building my savings as I had budgeted and just start paying it... but I'm going to feel like I've been screwed over by my parents.
 
Jeff7181 said:
I guess I'm just pissed that he's changed his mind now years later and expects me to pay it. ....I'm going to feel like I've been screwed over by my parents.
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Would you compare it to how pissed your dad feels now that your mom changed her mind and doesn't want to be with him anymore?

Would you compare how screwed over your dad feels now that your mom is leaving him and dumping all the debt onto him?

selfish bastard.

fry in hell.
 
guyver01 said:
Would you compare it to how pissed your dad feels now that your mom changed her mind and doesn't want to be with him anymore?

Would you compare how screwed over your dad feels now that your mom is leaving him and dumping all the debt onto him?
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*winces while editing..

These are good questions though.
Just pay for it, it isnt a crapload of money, and Im sure you have pissed him off as well over the years - call it square.
 
guyver01 said:
Would you compare it to how pissed your dad feels now that your mom changed her mind and doesn't want to be with him anymore?

Would you compare how screwed over your dad feels now that your mom is leaving him and dumping all the debt onto him?

selfish bastard.

fry in hell.
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Maybe similar to how she feels that he's been having sexually explicit conversations with other women online for years?

Or maybe similar to how she feels having to repay debts? They ARE married... they share assets AND debts, you know.

It would literally take pages and pages to go over all the reasons for the divorce but I didn't start this thread for opinions on whether or not my parents should get divorced.
 
Jeff7181 said:
I didn't start this thread for opinions on whether or not my parents should get divorced.
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No.. you started this thread to cry how your "selfish parents" are getting divorced and dumping you with this massive $78/month debt... how dare they... HOW DARE THEY!

🙄
 
guyver01 said:
No.. you started this thread to cry how your "selfish parents" are getting divorced and dumping you with this massive $78/month debt... how dare they... HOW DARE THEY!

🙄
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It could be $1,000 in total debt, it could be $10,000... I don't know... they wouldn't tell me and still haven't told me. All I know is he pays $78/mo... actually, I don't even know that... I'd hate to think he'd lie about it though just to get me to send him money.

I can see how rational you are, though so I'm sure you'll have another narrow minded comment for me soon.
 
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Yes I see your point Jeff, and you see that airing it here might not be the best idea. Sometimes the gray areas of a discussion are not served too well here in OT😛
 
Wish my Student loan debt was only $78/mo. Add another zero to the end of that number then we can talk...
 
You could Kill them and collect life insurance and debt is wiped out since it's theirs. win win.

Seriously dude pay it.

You're lucky you didn't have my dad. He loaned me money once for my first business...couple lawn boys/commercial trimmers etc..about $1000 and charged me 33 percent interest. Said "if you don't like it, go to the bank" I was 14 or 15. Luckily I paid it back in one summer. No way he'd so-sign shit for me or student loan... old school. Learned a valuable lesson though...credit is king and that's why I have 833. My dad was always teaching me shit like that. I had no student loans. Paid for college with $17,000 I saved in HS.
 
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Dude, ya, it sucks, but you got to Pay it. Come on man.

Find out what the Balance is and if you can Pay extra. When you get the chance, Pay more to get rid of it faster. Go through your Monthly Budget, see where you can $Save.

Eat out a lot? Start eating at home/learn to cook. That alone could save some people $100-200/month, easily.
 
Zebo said:
You could Kill them and collect life insurance and debt is wiped out since it's theirs. win win.

Seriously dude pay it.
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i have never seen you post anything relevant. same dribble, no substance.
 
rasczak said:
Or if it bothers you so much, talk to your parents and see if they can go half on the monthly payment with you. you pay $39.00, your parents split the other $39.00.
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I second this. Can you at least handle $39/month.

Propose this to your parents; tell them it would be helpful to ease into the $78/month payment since you just bought a place. From their perspective it's less than $20/month each.

And don't listen to all the chatter about $78/month being trivial. It's not. Especially when you are already paying mortgage, utilities, insurance, car payment, gas, food, savings, and god knows what else. Gotta love ATOT.
 
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