Lojack and Car Alarm decrease insurance?

[HOML]

I am getting a Prius.

I am debating if I should get Lojack or not.
I am also debating if I should get a car alarm or not.

thanks for your opinions.

 

[quakefiend420]

if you don't leave anything valuable in your car and the insurance doesnt change hardly at all by adding them, i wouldn't worry about it..assuming you have full coverage, that is

 

[HOML]

Ok I am thinking about just an alarm system now, because I have an autolock already

 

[Shawn]

i'd get an alarm.

 

[NutBucket]

My ins. co. said that lojack would save me about $5 a month. I feel safe enough with the factory alarm and immobilizer.

 

[HOML]

should i install the alarm through the dealer? will they jack up a lot?

 

[NutBucket]

My alarm was like $50 accessory. Came standard with keyless entry and the immobilizer.

 

[Maximus96]

dealer alarms are not worth it. honda charged my mom $500 for an alarm on her CRV, toyota wanted about $500 for an alarm for my tc, i got a viper installed for around $350 instead.

 

[Caesar]

Originally posted by: zaku
dealer alarms are not worth it. honda charged my mom $500 for an alarm on her CRV, toyota wanted about $500 for an alarm for my tc, i got a viper installed for around $350 instead.

This man said the truth

 

[EagleKeeper]

Anything from the dealer as an add-on will cost close to twice the actual value on the open market..

As to the benifits, contact your insurance company. It will vary by state and company and to what the discount (if any) will be.

Most discounts are on comprehensive, not against the toal policy.