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Lesson learned....buy road hazard insurance

Gibson486

Gibson486

Lifer
I could have bought road hazard insurance for $50 when I got my tires. I didn't.

This weekend, my tire got punctured by a nail. Ended up riding on the flat for half mile on the highway. The result...sidewall now cracked....on both sides. It's pretty bad. I could try to go back and say, "ummm....tire warranty from Dunlop???", but will not end in my favor.

Looks like I am gonna spend $300 to replace two tires tomorrow (for a 07 mazda 3 hatch)....and that does not include installation 🙁

Next time, I will buy road hazard insurance.
 
Gibson486 said:
I could have bought road hazard insurance for $50 when I got my tires. I didn't.

This weekend, my tire got punctured by a nail. Ended up riding on the flat for half mile on the highway. The result...sidewall now cracked....on both sides. It's pretty bad. I could try to go back and say, "ummm....tire warranty from Dunlop???", but will not end in my favor.

Looks like I am gonna spend $300 to replace two tires tomorrow (for a 07 mazda 3 hatch)....and that does not include installation 🙁

Next time, I will buy road hazard insurance.
Click to expand...


205 50 17 has about 10 tires that are decent brands for sub $100 per tire. no tax unless your in the 3-6 unlucky states but should be less then $300 total installed if you can wait.
 
How about not driving on a flat and save the money?

If you can;t tell your car has a flat; you should not be driving.
 
I doubt that road hazard would've reimbursed you for BOTH tires, so even with the insurance, you would've still paid for one tire yourself. Furthermore, isn't it pro rata?

Remember--Underwriters have it all figured out to make a profit. I'd buy insurance for home, health, and life, but not tires.

You may now proceed to bombard me with your anecdotal stories of how extended warranty paid off! :awe:
 
Mermaidman said:
I doubt that road hazard would've reimbursed you for BOTH tires, so even with the insurance, you would've still paid for one tire yourself. Furthermore, isn't it pro rata?

Remember--Underwriters have it all figured out to make a profit. I'd buy insurance for home, health, and life, but not tires.

You may now proceed to bombard me with your anecdotal stories of how extended warranty paid off! :awe:
Click to expand...

It's usually 1 st year is 100%, then the proration starts. Right now, they would have covered something like 75-80% (1.5 years on these tires). Still cheaper than 1 at full price than 2.
 
T2urtle said:
205 50 17 has about 10 tires that are decent brands for sub $100 per tire. no tax unless your in the 3-6 unlucky states but should be less then $300 total installed if you can wait.
Click to expand...

from my experience, buying online does not save much. For my last set, price per tire was cheaper, but then you had to factor in installation. Most places wanted $15-17 per tire. All my savings went towards the installation.

Also, where are you finding these tires? I only found 2 All seasons for less than $100.
 
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Maybe I'm wrong, but I've had a few flat tires over my lifetime. I've never driven far enough on them to damage the sidewalls. I get a flat, I slow down and pull over.

I take that back - I was towing a trailer loaded with hay when it got a flat. I said screw it, because the cost of a new tire already mounted on a rim for that trailer was only about $10 more than just the tire. That tire was destroyed. Avoiding unloading the trailer and reloading it on the side of the road was more than worth $10.
 
2 vehicles ago, I ended up using the road hazard insurance from Discount Tire. I didn't want to buy it initially, but the sales guy said he'd bump up the trade-in value on my old tires by like $20 so as to make it very cheap to buy the insurance. I said sure, and ended up using the insurance within a year. I was glad for that dude jocking for his commission on the insurance 🙂
 
The cost of road hazard insurance is half the price of one tire. I prefer to save the money and buy a new tire if needed. If not needed, I just saved myself half the price of one tire.
 
i just bought new tires yesterday... at first I didn't get the road hazard program, but decide to add it (from tirerack).

I'm usually a person who HATES insurance, but my luck has been horrible with tires recently.
 
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The problems occur if the puncturing object, is too close to the sidewall. If it went in the tire in the center, usually no damage to the sidewall. And sometimes, especially on a highway, 1/4 to 1/2 mile to get to the side, slow down and stop is not unreasonable, depending on lane of travel, shoulders and traffic flow.
 
Mermaidman said:
I doubt that road hazard would've reimbursed you for BOTH tires, so even with the insurance, you would've still paid for one tire yourself. Furthermore, isn't it pro rata?

Remember--Underwriters have it all figured out to make a profit. I'd buy insurance for home, health, and life, but not tires.

You may now proceed to bombard me with your anecdotal stories of how extended warranty paid off! :awe:
Click to expand...

Free transmission in the truck 😀 how does that not pay off an extended warranty!
 
Mermaidman said:
I doubt that road hazard would've reimbursed you for BOTH tires, so even with the insurance, you would've still paid for one tire yourself. Furthermore, isn't it pro rata?

Remember--Underwriters have it all figured out to make a profit. I'd buy insurance for home, health, and life, but not tires.
Click to expand...
I have to agree with you on this one.

For me, it would really be a waste since I would still have to replace 3 tires at my cost (the one downside of AWD). I bought road hazard once and decided its not going to pay off. The only time it may have paid off I only had 6k on the car and hated the tires anyway....and no road hazard on a new car 😛
 
I normally buy my tires from Costco. They offer free hazard insurance for tire purchases. I used it once and it was painless.
 
Gibson486 said:
I could have bought road hazard insurance for $50 when I got my tires. I didn't.

This weekend, my tire got punctured by a nail. Ended up riding on the flat for half mile on the highway. The result...sidewall now cracked....on both sides. It's pretty bad. I could try to go back and say, "ummm....tire warranty from Dunlop???", but will not end in my favor.

Looks like I am gonna spend $300 to replace two tires tomorrow (for a 07 mazda 3 hatch)....and that does not include installation 🙁

Next time, I will buy road hazard insurance.
Click to expand...

The trick is to buy road hazard insurance on ONE maybe TWO tires, you'll never use the insurance on all 4.

I got mine from Tire Rack and so far, they haven't paid out yet for my 2 nails (they're supposed to be reimburse $25 for each repair if the tire is not completely blown).

Oh, and if you had bought Michelin, you could probably ride with a nail in it for plenty of miles and nothing would have happened to it. I know I did to mine because one of them had a nail in it that slowly leaked air over the course of a day, and I only became aware of it when the TPMS came on.
 
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Flat tires can be hard to realize sometimes. I recently had one in my fusion, and I pulled over immediately when I noticed it pulling to one side slightly (like a bad alignment). There was no noise, no roughness, just started a very slight pull. By then the sidewall had already been damaged beyond repair



So get off your high horses with the "lol, l2know when you have a flat, newb".
 
yh125d said:
Flat tires can be hard to realize sometimes. I recently had one in my fusion, and I pulled over immediately when I noticed it pulling to one side slightly (like a bad alignment). There was no noise, no roughness, just started a very slight pull. By then the sidewall had already been damaged beyond repair



So get off your high horses with the "lol, l2know when you have a flat, newb".
Click to expand...

You're right. We shouldn't make a blanket statement like that. Here, I'll try to make it better: most (but not all) experienced drivers should notice a flat tire.
 
DrPizza said:
You're right. We shouldn't make a blanket statement like that. Here, I'll try to make it better: most (but not all) experienced drivers should notice a flat tire.
Click to expand...

:|



Don't assume that just because a driver doesn't pre-emptively detect a flat tire they are inexperienced or not paying attention.
 
I got road hazard on my tires.

This includes free tire rotation (easier than doing it myself) and free tire repair for nails, screws, etc in the tread (used that once), and free bead leak repairs (had that one on of mine too). For as little as it cost to get, it has paid for itself already in just convenience alone, not to mention the other two things.
 
Doesn't work so great for a 4WD vehicle. What happens when you blow out one tire? You can't just put on a single new tire!

I guess if you're doing like I do, and including the spare in the rotation, you can throw that on when you have a blowout, and put the new one from the tire store in as the spare. Then you can start including it in rotation when you get a whole new set
 
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