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It's Here. ACA.

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werepossum said:
Sweet lord, I can't wait until these people are fully in charge of our health care.

Yes, I know you've been diagnosed with Reye's Syndrome, but our system cannot distinguish between Reye's Syndrome and rabies and since rabies comes first I'm afraid we're going to have to humanely put you down.
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How long has BCBS been around? 20+ years and their website is barely functional with no load on it...
 
monovillage said:
Yes, our medical insurance went from $800 a month to $1,200 a month even after we downgraded from "Choice" to "Select". So we get to pay more, for lower coverage and with fewer options. Obamacare rocks.
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Your employer must have dramatically reduced their contribution.

You got a pay cut from your company, with the excuse of ACA.
 
Acanthus said:
Your employer must have dramatically reduced their contribution.

You got a pay cut from your company, with the excuse of ACA.
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This is why I've always disliked how employer contributions to healthcare has been hidden. The real cost is unknown to most people... makes it way easier for insurance companies to rip off americans even more.

Unfortunately, the ignorant and gullible hacks like mono are too braindead to realize this.
 
shadow9d9 said:
How long has BCBS been around? 20+ years and their website is barely functional with no load on it...
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I've been with BCBS for 10 years and never had an issue with their website. I just spent 2 minutes setting up my account access so I could join the wellness program/schedule my annual physical and get a 15% discount on my 2014 premiums per the company policy.
 
This is where I'm at in the process now:

urWWIOm.png
 
werepossum said:
LOL, you misspelled "feeling". How embarrassing! 😉

The ACA was not what I was referencing, although it is certainly one step in the process.

Glad to see though that you've embraced glorious new system that can't tell the difference between two answers with all letters. We should all look forward to the day that government pushes such competence into every aspect of our lives.
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Lol! Another post where you backtrack and try to equate two unrelated things as being relatable. I'm sure you would rather have health care only run by private companies because no private company has ever had a glitch on their website.

Sometimes you make the stupidest arguments and other times your comments seem rational. Bipolar is how I would describe them.
 
Thump553 said:
Just successfully purchased my health insurance using my state's website. The first day it was so busy the site was overwhelmed but today it ran like butter. No significant problems. In about a half hour I was done and signed up-and half of that time was spent answering GOP inspired questions to prove my citizenship, etc. A far, far different thing than what I went through a couple of years ago with the exact same insurer-where I had to fill out a 20+ page extremely detailed application laying out each and every medical procedure/problem my wife or I ever had in our lives. Ironically this is with the exact same insurer I had then.

For what it matters-and I'm sure it makes a huge difference-I live in a state where the state government cooperated with the feds, versus places like WV and TX where they are doing everything possible to sabotage ACA.
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Congrats. Always nice when things work the way they are supposed to work.

ivwshane said:
Lol! Another post where you backtrack and try to equate two unrelated things as being relatable. I'm sure you would rather have health care only run by private companies because no private company has ever had a glitch on their website.

Sometimes you make the stupidest arguments and other times your comments seem rational. Bipolar is how I would describe them.
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What you mean is that sometimes you agree with me and sometimes you do not. If one never sees a rational argument on the other side then one is not trying to see rational arguments on the other side, for almost nothing in this world is entirely good or entirely bad and almost never is either party 100% right or 100% wrong.

How am I backtracking? Consider:
1.) Everyone agrees that the ACA is merely a step along the road to single payer.
2.) The ACA was set into operation with woefully amateurish web sites.
3.) That same level of professionalism can be expected to persist as government takes over ever more of our health care.

One can very conclusively tell that I was not referring to the ACA itself since I said "I can't wait" and the ACA is already here. However, the ACA is definitely a federal government takeover of a part of our health care system; therefore it cannot be unrelated to a more complete federal government takeover of our health care system. And I doubt that anyone could consider the ACA unrelated to its own websites.
 
werepossum said:
Congrats. Always nice when things work the way they are supposed to work.


What you mean is that sometimes you agree with me and sometimes you do not. If one never sees a rational argument on the other side then one is not trying to see rational arguments on the other side, for almost nothing in this world is entirely good or entirely bad and almost never is either party 100% right or 100% wrong.

How am I backtracking? Consider:
1.) Everyone agrees that the ACA is merely a step along the road to single payer.
2.) The ACA was set into operation with woefully amateurish web sites.
3.) That same level of professionalism can be expected to persist as government takes over ever more of our health care.

One can very conclusively tell that I was not referring to the ACA itself since I said "I can't wait" and the ACA is already here. However, the ACA is definitely a federal government takeover of a part of our health care system; therefore it cannot be unrelated to a more complete federal government takeover of our health care system. And I doubt that anyone could consider the ACA unrelated to its own websites.
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Uh no. I can recognize a rational arguement when I see one and not agree with it. Don't flatter yourself, I rarely agree with anything you post😉
 
I have been trying to shop my state's exchange because my current plan is too costly. unfortunately the site is down, my agent is unable to get clear answers, and the state doesn't answer the phone.

in the mean time I got notice from my current insurance company my rates will be jumping 125/month to 633/month for my family of 3 (I'm 34 yrs old) . Keep in mind I have a grandfathered plan with a $7400 deductible that does not include the expanded "essential health benefits".... it cites the following reasons for the rate increase:
1.)The cost of health care services, such as hospital and physician visits, continue to rise
2.) The overall use of health care services is increasing


^^^ are you f^cking kidding me??? I'm glad we have a government plan that addresses those issues........

oh, not only that, the new rates used to go into effect April 1st. Now with new federal health care reform requirements they will go into effect January 1
 
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Zivic said:
I have been trying to shop my state's exchange because my current plan is too costly. unfortunately the site is down, my agent is unable to get clear answers, and the state doesn't answer the phone.

in the mean time I got notice from my current insurance company my rates will be jumping 125/month to 633/month for my family of 3 (I'm 34 yrs old) . Keep in mind I have a grandfathered plan with a $7400 deductible that does not include the expanded "essential health benefits".... it cites the following reasons for the rate increase:
1.)The cost of health care services, such as hospital and physician visits, continue to rise
2.) The overall use of health care services is increasing


^^^ are you f^cking kidding me??? I'm glad we have a government plan that addresses those issues........

oh, not only that, the new rates used to go into effect April 1st. Now with new federal health care reform requirements they will go into effect January 1
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It sounds like your employer dropped their contribution entirely. This is a direct pay cut to you in the form of reduced benefits. I would raise hell at your company if you have the power to do so without getting fired.
 
Some of you pay insane amounts in health insurance. I pay $32 bi-weekly through my employers health insurance. 27 year old male, non-smoker.

$350 deductible, $3000 max out-of-pocket expense, health insurance picks up everything after that, no limit. unlimited mental health visits. this is for medical/dental/vision

shadow9d9 said:
This is why I've always disliked how employer contributions to healthcare has been hidden. The real cost is unknown to most people... makes it way easier for insurance companies to rip off americans even more.

Unfortunately, the ignorant and gullible hacks like mono are too braindead to realize this.
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My employer states the cost to them for health insurance each pay check. $127.95 for me.
 
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Matt1970 said:
You are on to them. They gave out health insurance all these years just so when Obamacare came out they could drop what they pay in.
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I sense sarcasm, but that is exactly what is happening.

In this job environment with falling wages, it is no surprise that benefits are on the chopping block too.

ANY excuse that can be used to justify lowering an employees total lean is justifiable for a large faceless company.
 
Acanthus said:
It sounds like your employer dropped their contribution entirely. This is a direct pay cut to you in the form of reduced benefits. I would raise hell at your company if you have the power to do so without getting fired.
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my employer???

I pay my own way. this is my own policy.. this isn't some dropped contribution, this is a true increase in policy premiums. every year it increases in price. this just happens to be the biggest I have seen in 3 yrs. I saw 36% over 3 increases in an 18 month period. A "normal increase would be something like I saw last year; it went from 468 to 507... and now I healthy jump to 633
 
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Zivic said:
my employer???

I pay my own way. this is my own policy.. this isn't some dropped contribution, this is a true increase in policy premiums. every year it increases in price. this just happens to be the biggest I have seen in 3 yrs. I saw 36% over 3 increases in an 18 month period. A "normal increase would be something like I saw last year; it went from 468 to 507... and now I healthy jump to 633
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Yeah sounds like you had a policy that doesn't meet the minimum requirements of the new law. Probably the case for the OP as well.
 
Londo_Jowo said:
I've been with BCBS for 10 years and never had an issue with their website. I just spent 2 minutes setting up my account access so I could join the wellness program/schedule my annual physical and get a 15% discount on my 2014 premiums per the company policy.
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The BlueCross/BlueShield website is a total pos, long load times, random flash videos, and broken links galore. So much for the "free market" making the most efficient services.
 
Day 4 and still haven't been able to select a plan. Today it's back to being unable to even log in. I work at home and have been trying continually, keeping a widow open on my second monitor. I have managed to complete the initial eligibility app but have yet to be able to see the response. Trying to open it for the last two days has just resulted in an error after a couple of minutes waiting for the page to load.

The wait to attempt to log in is much shorter now, but that's rather pointless when the site still doesn't work. They really need to lower the number of people allowed on the site by the load limiter so that it actually functions for those who get in. If people could actually complete the process that would naturally lower the load.
 
cyclohexane said:
The BlueCross/BlueShield website is a total pos, long load times, random flash videos, and broken links galore. So much for the "free market" making the most efficient services.
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So you can point out a supposedly badly built "free market" site and that excuses any government site from having to be functional. Gotcha.
 
ZaneNBK said:
FYI, Healthcare.gov had 4.7 million unique visitors in the first 24 hours. Not the 50 million some have been throwing around in this thread. http://www.washingtonpost.com/natio...0a4300-2a9d-11e3-8ade-a1f23cda135e_story.html

Not that 4.7 million is anything to sneeze at.
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Government has been lying about his since the start. The websites were down becaues of huge traffic!!!! Turns out the websites were down and there wasn't huge traffic, 1/10th of the initial reports in some cases. But when websites fail, and the key when you are infallible, then it can't be for any other reason that the websites were down because of huge demand.

Kicker is that less than 1% (0.59%) of those visitors which are 1/10th the number of what government was reporting are signing up for Obamacare.

This is a success though, if for only that government can not admit failure. Makes it hard to stop failing with this mindset. But government has been on this route for 3 decades. Whether you realize the tax code is a sham that benefits the wealthy greatly or that Obamacare is an unfordable mess, the fail is aplenty for both sides of the political divide on a number of important policy measures. Because each side is infallible, each side remains rigid in their ideology.

Nation and real people end up suffering for the hubris.
 
ZaneNBK said:
So you can point out a supposedly badly built "free market" site and that excuses any government site from having to be functional. Gotcha.
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How long has the Blue Cross website been up versus the new government ones?

Too bad they don't have three months to work out any initial issues.
 
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