• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Is trip protection a waste of money?

Mai72

Mai72

Lifer
I just ordered my tickets from Priceline today. They offer trip protection for $34.00. I have until 6/11 4:00pm to purchase before it expires.

Is it worth it or is it a waste of money.

priceline-travel-insurance-scam.png
 
Depends. We always use it for expensive/international trips because my wife gets sick often. One trip she slipped down some stairs and really banged up her legs. Trip insurance paid for all our out-of-pocket medical costs (around a couple thousand), after our primary health insurance paid their part first. We also had a family member pass away during another trip in Europe. We finished that trip, but before arriving at that decision, I was able to verify that our prepaid expenses for the rest of that trip would have been covered (hotels, rail tickets, transfers, etc..).

We found calling travel guard directly was cheaper than buying insurance through i.e. priceline, kayak, etc...

Most people don't really need it though.
 
Last edited:
My wife used to manage a large travel agency and say it's definitely worth it. I always just let her handle those things.

She said to check out Allianz for it.

She said Travel Guard is good also.

She's seen people lose thousands not having it, and for covering 100's of thousands if something bad happens, to cover things with it.

*edit*

She asked where you were going, I believe it was back to Korea, as soon as I said that she said hell yes.

She said to call or book online with Allianz, get Medical Coverage, and Medical Evacuation.
 
Last edited:
MongGrel said:
My wife used to manage a large travel agency and say it's definitely worth it. I always just let her handle those things.

She said to check out Allianz for it.

She said Travel Guard is good also.

She's seen people lose thousands not having it, and for covering 100's of thousands if something bad happens, to cover things with it.

*edit*

She asked where you were going, I believe it was back to Korea, as soon as I said that she said hell yes.

She said to call or book online with Allianz, get Medical Coverage, and Medical Evacuation.
Click to expand...


Hey Mongrel. I'm actually going to Thailand for possibly a year. It depends if I decide to work in South Korea, but that's not until September.

2 Options:

1) I will be in Thailand until September and then it's off to South Korea.

2) I decide to work in Thailand for at least a year.

Thanks!
 
Now the wife asking me all kinds of questions after telling her Bangkok, shes in travel agent mode.

Are you staying in a hotel? If you need to cover those and just the ticket. US Citizen?

Anyways, her advice was to call Allianz and I guess they'd ask you the same stuff.

She seems a bit miffed at me now as she used to do these things for people instead of asking her advice, I'm leaving her alone 😛
 
Last edited:
Korea74 said:
Of course.

The thing is I'm going to be in Asia for at least a year. This isn't just a 2 week vacation.
Click to expand...

You are spend $1000 for a one way ticket, what is another $34 in case something happens last minute and you can't make it have to delay the flight? Want to be out $1000?
 
Once I told her that she said oh hell at first you can't get insurance for a year.

Then she said I take that back, there is a long term policy.

She still recommends calling Allianz.

Said to tell them what you're up too and they'd more than likely hook ya up.
 
MongGrel said:
Now the wife asking me all kinds of questions after telling her Bangkok, shes in travel agent mode.

Are you staying in a hotel? If you need to cover those and just the ticket. US Citizen?

Anyways, here advice was to call Allianz and I guess they'd ask you the same stuff.

She seems a bit ow as she used to do these things for people instead of asking her advice, I'm leaving her alone 😛
Click to expand...

I'm living with my girlfriend in Bangkok. I have a double entry visa which allows me to stay in Thailand for 180 days. I also have a job lined up as well, so if I take the job I can stay there one year. I might go to Korea in September but that's up in the air. I live in NJ.

The trip protection from Priceline only covers the flight. It doesn't cover my time in Thailand.

Tell your wife I said "Thank you." 🙂
 
Last edited:
MongGrel said:
Once I told her that she said oh hell at first you can't get insurance for a year.

Then she said I take that back, there is a long term policy.

She still recommends calling Allianz.

Said to tell them what you're up too and they'd more than likely hook ya up.
Click to expand...

Awesome. I will look into it. 🙂
 
my boss went to london and someone slam the door in her face, broke her nose.. luckily she had coverage.. her doctor in US also said dont let anyone there touch your nose (as in UK doctors)..

she didn't even check in, went straight into the airport and flew back to US
 
Only if its international travel. Once you leave the US your health insurance usually won't pay dick. If you get hurt in a 3rd world country you want to be able to get medivac'd back to the US. If the trip is really expensive, if its to a 3rd world destination, if I'm booking really far in advance, I'll typically get the insurance. It also somewhat depends on the cancellation policy of the company I'm traveling with. Inside the US I won't bother.
 
Yes - $34 is nothing.

But, when it comes time to claim back or get reimbursed on the trip you could not make, prepare to jump through a shit load of hoops and navigation of exceptions.

So, all that $34 does is allow you to go through the claims labyrinth to get a % back of what you spent.
 
My brother used Allianz and it paid for itself as he had to cancel his trip due to a medical situation.

Allianz makes you go through hoops with the paperwork but they DO pay up and pay rather quickly.
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top