that isn't ripple.
Ripple is quick back and forth changes in voltage at the switching frequency...we are talking changes that happend in milliseconds. There is no software that can measure that.
We really need a bold sticky at the top of this forum that tells people not to even bother looking at software readings anyway.....of course there is the sticky that says how to measure voltage with a multi-meter.
If you had measured those voltages with a multi-meter instead of software...then I could tell you, they are perfectly fine. 12.36 is rather high, but it is still within ATX specification...which runs from 11.4V-12.6V.