Is it possible to get a checking account if you're under 18?

[dude8604]

If so, how?

 

[tweakmm]

yes, i had one when i was 15.
You need your parents to co-sign on it

 

[PsychoAndy]

Originally posted by: tweakmm
yes, i had one when i was 15.
You need your parents to co-sign on it

bingo. i opened mine at the credit union under 18.

corporate banks are nothing but a bunch of asshats looking to make a buck. credit unions kick their asses to the curb by FAR.

 

[pay]

Yep, its gotta be a joint account with one of your parents. Also if your under 16 like me, you can only get a Debit Card, no checks until 16.

 

[RossMAN]

Yes, most banks offer student products which includes a checking and savings account.

Valid school ID is usually required.

 

[BlueApple]

You should be able to. I'd get one at whatever bank your parents have their accounts at. You'll be able to order checks (for a fee) and get a debet card that you can use like a Visa, just without accumulating debt.

 

[kami]

I opened my checking account when I was 13...they have student things available

 

[RossMAN]

Originally posted by: kami
I opened my checking account when I was 13...they have student things available

I don't think they open checking accounts here at that age but I'm sure they have products available to students 16-18 years of age.

 

[Ameesh]

did ou even ask the bank before you asked us?

 

[RossMAN]

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Do they ever? No.

If someone wants to know how much a Burger King Whopper with heavy pickles is, what do they do? They post it on AT.

It's beyond me why people can't pick up the phone and call for themself rather than posting on AT.

 

[PsychoAndy]

Originally posted by: RossMAN

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Do they ever? No.

If someone wants to know how much a Burger King Whopper with heavy pickles is, what do they do? They post it on AT.

It's beyond me why people can't pick up the phone and call for themself rather than posting on AT.

why leave the warm glow of our monitors? there should be a study one day...is it more efficient to call, get put on hold for 10 minutes, transferred 8 times to get the answer or just ask OT?

 

[Bignate603]

Originally posted by: tweakmm
yes, i had one when i was 15.
You need your parents to co-sign on it

Yup, I got my checking and debit account at 16.

 

[RossMAN]

Originally posted by: PsychoAndy

Originally posted by: RossMAN

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Do they ever? No.

If someone wants to know how much a Burger King Whopper with heavy pickles is, what do they do? They post it on AT.

It's beyond me why people can't pick up the phone and call for themself rather than posting on AT.

why leave the warm glow of our monitors? there should be a study one day...is it more efficient to call, get put on hold for 10 minutes, transferred 8 times to get the answer or just ask OT?

Who said you have to leave the warm glow of your monitor? The ultimate ATer has their cell and cordless phone on their computer desk next to their cot and mini fridge filled with beverages.

 

[dude8604]

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Yes, actually I did.

 

[ThunderGirl]

Originally posted by: RossMAN

Originally posted by: PsychoAndy

Originally posted by: RossMAN

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Do they ever? No.

If someone wants to know how much a Burger King Whopper with heavy pickles is, what do they do? They post it on AT.

It's beyond me why people can't pick up the phone and call for themself rather than posting on AT.

why leave the warm glow of our monitors? there should be a study one day...is it more efficient to call, get put on hold for 10 minutes, transferred 8 times to get the answer or just ask OT?

Who said you have to leave the warm glow of your monitor? The ultimate ATer has their cell and cordless phone on their computer desk next to their cot and mini fridge filled with beverages.

HAHAHAHA so true! Always have the phone right by me and food and drink.

 

[UCDznutz]

Originally posted by: dude8604

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Yes, actually I did.

so what did they say?

 

[PsychoAndy]

Originally posted by: RossMAN

Originally posted by: PsychoAndy

Originally posted by: RossMAN

Originally posted by: Ameesh
did ou even ask the bank before you asked us?

Do they ever? No.

If someone wants to know how much a Burger King Whopper with heavy pickles is, what do they do? They post it on AT.

It's beyond me why people can't pick up the phone and call for themself rather than posting on AT.

why leave the warm glow of our monitors? there should be a study one day...is it more efficient to call, get put on hold for 10 minutes, transferred 8 times to get the answer or just ask OT?

Who said you have to leave the warm glow of your monitor? The ultimate ATer has their cell and cordless phone on their computer desk next to their cot and mini fridge filled with beverages.

my bad. i have the cordless, working on getting the repo'd cells, no cot, and mom wont spring for the mini fridge. BTW, you forgot the potted plant/urinal.

 

[dude8604]

Originally posted by: UCDznutz

Originally posted by: dude8604

Originally posted by: Ameesh did ou even ask the bank before you asked us?

Yes, actually I did.

so what did they say?

They said that someone under 18 couldn't legally have a checking account. They did say something about having a parent cosign, but it's harder to make withdrawls.

 

[cchen]

Uhhh I got a checking account all by myself when I was 17. Got mine at Chevy Chase Bank

 

[TNTrulez]

Originally posted by: tweakmm
yes, i had one when i was 15.
You need your parents to co-sign on it

yes

 

[dude8604]

I just called Citibank, and they said that I couldn't get a checking account, even with cosigning. Any idea why?

 

[PsychoAndy]

Originally posted by: dude8604
I just called Citibank, and they said that I couldn't get a checking account, even with cosigning. Any idea why?

some banks are just asshats. try another.