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ING DIRECT up to 4.40 % from 4.35%

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I have ING and have loved it since the beginning. They have continued to increase the rates. I can't complain.
 
I'd appreciate if folks could share their experience with the following:
1) EmigrantDirect credits interest on the first of the month, and that
interest is immediately available for withdrawal [that's a +]
2) HSBC is yet to credit January's interest [that's a -]. Are they generally
slow, or is it only because I opened an account with them on 01/17?)
3) ING -- I think they're prompt with interest, but I don't remember
(and my current balance with them is 0, so I can not really check)
 
Originally posted by: cyberkost
I'd appreciate if folks could share their experience with the following:
1) EmigrantDirect credits interest on the first of the month, and that
interest is immediately available for withdrawal [that's a +]
2) HSBC is yet to credit January's interest [that's a -]. Are they generally
slow, or is it only because I opened an account with them on 01/17?)
3) ING -- I think they're prompt with interest, but I don't remember
(and my current balance with them iz 0, so I can not really check)
Click to expand...

#1 - Is that a question or a statement? Any interest earned should be available as soon as it is credited, regardless of the bank.
#2 - HSBC credits your interest on the day of the month that you signed up. If you opened an account on 1-17 you will see interest on 2-17.
#3 - ING gives interest on the first of each month
 
Originally posted by: esquared
#1 - Is that a question or a statement? Any interest earned should be available as soon as it is credited, regardless of the bank.
#2 - HSBC credits your interest on the day of the month that you signed up. If you opened an account on 1-17 you will see interest on 2-17.
#3 - ING gives interest on the first of each month
Click to expand...

1) was a statement
2) thanks for the clarification. Will wait till the calendar hits 2/17.
 
Originally posted by: crypticlogin
Originally posted by: ECartman
Originally posted by: fitzov
Isn't Paypal up to 3.5 now? How does this compare with Paypal?
Click to expand...


If memory serves me PayPal isn't FDIC insured I don't think.
Click to expand...
It isn't but then again, I don't think I've ever lost money in their monkey market fund. Still, I wouldn't use Paypal as a savings account... because it isn't. 😛
Click to expand...


unless you're a rebel which considers online forms of payment as a savings account
 
Capital One is at 4.25%. They haven't bumped it yet from the last Fed Funds increase. I will have to wait and see if the go to 4.5%
 
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