ING DIRECT up to 4.40 % from 4.35%

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ncage

Golden Member
Jan 14, 2001
1,608
0
71
Does any of the 3 main ones (ING,HSBC, or EM) offer checks of cash back debit cards?
 

bigalt

Golden Member
Oct 12, 2000
1,525
0
0
emigrant direct has a credit card now that's 1.25% cash back, but you have to maintain a balance of $10,000.
 

kongs

Senior member
May 5, 2005
317
0
0
I have ING and have loved it since the beginning. They have continued to increase the rates. I can't complain.
 

esquared

Forum Director & Omnipotent Overlord
Forum Director
Oct 8, 2000
24,837
5,952
146
Originally posted by: miks23
If anyone has referrals please send me a PM. I want to set up my account today.


check your PM. again
 

ECartman

Senior member
Nov 16, 2002
756
0
0
Presidential checking now 4.25%, Emigrant Direct 4.25%, and HSBC 4.8% (til April 30) all on total balance
 

cyberkost

Lifer
Sep 24, 2005
20,228
1
81
I'd appreciate if folks could share their experience with the following:
1) EmigrantDirect credits interest on the first of the month, and that
interest is immediately available for withdrawal [that's a +]
2) HSBC is yet to credit January's interest [that's a -]. Are they generally
slow, or is it only because I opened an account with them on 01/17?)
3) ING -- I think they're prompt with interest, but I don't remember
(and my current balance with them is 0, so I can not really check)
 

esquared

Forum Director & Omnipotent Overlord
Forum Director
Oct 8, 2000
24,837
5,952
146
Originally posted by: cyberkost
I'd appreciate if folks could share their experience with the following:
1) EmigrantDirect credits interest on the first of the month, and that
interest is immediately available for withdrawal [that's a +]
2) HSBC is yet to credit January's interest [that's a -]. Are they generally
slow, or is it only because I opened an account with them on 01/17?)
3) ING -- I think they're prompt with interest, but I don't remember
(and my current balance with them iz 0, so I can not really check)

#1 - Is that a question or a statement? Any interest earned should be available as soon as it is credited, regardless of the bank.
#2 - HSBC credits your interest on the day of the month that you signed up. If you opened an account on 1-17 you will see interest on 2-17.
#3 - ING gives interest on the first of each month
 

cyberkost

Lifer
Sep 24, 2005
20,228
1
81
Originally posted by: esquared
#1 - Is that a question or a statement? Any interest earned should be available as soon as it is credited, regardless of the bank.
#2 - HSBC credits your interest on the day of the month that you signed up. If you opened an account on 1-17 you will see interest on 2-17.
#3 - ING gives interest on the first of each month

1) was a statement
2) thanks for the clarification. Will wait till the calendar hits 2/17.
 

LiquidImpulse

Platinum Member
Nov 5, 2005
2,062
1
76
Originally posted by: crypticlogin
Originally posted by: ECartman
Originally posted by: fitzov
Isn't Paypal up to 3.5 now? How does this compare with Paypal?


If memory serves me PayPal isn't FDIC insured I don't think.
It isn't but then again, I don't think I've ever lost money in their monkey market fund. Still, I wouldn't use Paypal as a savings account... because it isn't. :p


unless you're a rebel which considers online forms of payment as a savings account
 

esquared

Forum Director & Omnipotent Overlord
Forum Director
Oct 8, 2000
24,837
5,952
146
Originally posted by: poisonthewell
someone please PM me a referral

Check your PM
edit:
sent to your address in your profile.
 

Satyrist

Senior member
Dec 11, 2000
458
1
81
ING Direct is now at 4.0%.

That didn't take long after the fed raised the rates again.
 

stuboyle

Junior Member
Mar 30, 2006
4
0
0
Capital One is at 4.25%. They haven't bumped it yet from the last Fed Funds increase. I will have to wait and see if the go to 4.5%