ING Direct down to %4.30

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Aharami

Lifer
Aug 31, 2001
21,205
165
106
Originally posted by: Svnla
I am using HSBC savings with 5.05% APY as of today 9-20-07.

i just got an email from HSBC last night saying their rates are going to be changed to 4.5%
edit: nevermind. already been covered
 

intogamer

Lifer
Dec 5, 2004
19,219
1
76
Originally posted by: OrganizedChaos
Originally posted by: CTrain
Originally posted by: sheemone00
WAMU.

Opened checking + Online Savings and I got 5.00% APY on the online savings.

YUP Wamu is one of the best one.
Even though ED is at 5.05%, the delay in transfering money to my check makes it worth less the Wamu 5%.
My checking is with Wamu and all my bills are linked to it.
Transaction between savings and checkings are instantneous so its much better.
I keep the absolute minimum in checking until I pay bills.
Heck my checking has .95 cents in it right now.
But Wamu do charges you $10 if you make too many transactions between the 2 accounts.
(I think I had close to 20 transactions between the 2 accounts in that month)

because of FDIC regulation D you get whacked with a fee is you make more than 6 withdrawals per month

I got that gay excuse for opening a Savings Account locally. No checking cause i'm not 16 yet. But Citizens Bank hooked it up. Savings Account + ATM card. Unlimited ATM/ACH transfers
 

Marinski

Golden Member
Apr 5, 2006
1,051
0
0
classicboxingfights.blogspot.com
I just signed up with Flagstar Bank, money market account. Apy is 5.10% starting out. It has some restrictions like how many times a month you can withdraw and how much you can withdraw a day. But, its a local bank so I can get money out through ATM. You can also write checks from the account of use a debit. Personally I'd rather have my money with somebody that has a local branch.