ING DIRECT 2.25%APY

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darksine2003

Member
Jul 18, 2001
99
0
0
I have had it for the past 3 years, great service. I'm not sure if they have a limit though, you should just call them and ask. Look around also, they sometimes have liek a 50 dollar sign up bonus, they will give you 50 bucks for putting money into a new ING account. You can also get referred by people who already have accounts and get money but that usually doesn't pay as much.
 
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BlackGlove

Member
Sep 21, 2004
117
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Good post. I have been with ING for over six years. A great way to save some cash in a seperate account for furniture, holidays, etc.. They usually pay a higher APY than traditional brick and mortar banks. No monthly fees or minimums. Not sure if they have atm access. I have always tranfered money directly into my primary bank account when needed (takes about 3 working days). I don't think there is a minimum on the amount you can transfer at one time.
 
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stukincalifornia

Member
Nov 29, 2001
47
0
0
I found this to be a great place to park money when I was between houses. Don't use it anymore because I prefer something that has checkwriting.
 
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NoTalent

Junior Member
Nov 23, 2004
1
0
0
This is a dumb question....
http://forums.anandtech.com/i/...ace-icon-small-mad.gif</a>" border="0">

How does the 2.25% work?

Is it 2.25%/12 per month? Or is it 6 times a year, or quarterly?
 
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mboy

Diamond Member
Jul 29, 2001
3,309
0
0
Another satisfied ING customer. Have a few savings only accounts their for many years now. Never a hassle and best interest rates around by far.
 
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Nick5324

Diamond Member
Aug 19, 2001
3,267
0
0
Originally posted by: NoTalent
This is a dumb question....
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How does the 2.25% work?

Is it 2.25%/12 per month? Or is it 6 times a year, or quarterly?
Click to expand...

"Interest on your savings account is accrued daily, compounded monthly and credited to your available balance at the end of each month"
 
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Wolverine27

Platinum Member
Dec 7, 2000
2,350
0
0
http://forums.anandtech.com/i/ratingicons/thumbsup.gif</a>" border="0"> for ING Direct. Been an account holder for 4+ years now and am very satisfied. You can link up to 3 external accounts to your ING account and transfer money back and forth easily with no fees.

-Wolverine
 
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bman46

Senior member
Nov 17, 2003
682
0
0
Greatest savings account period, curteous customer support and the best interest rates around, I personally have an ING direct savings account and I cant say anything bad about it in fact the interest rate has INCREASED 3 times since I got the account!
 
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AmigaMan

Diamond Member
Oct 12, 1999
3,644
1
0
Originally posted by: Cignal
Anyone have this? and if there is a limit on withdrawals per month?
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Yes, it's a regular savings account. Federal law says that you cannot have more than 6 withdrawals or transfers to another account per month, and I believe only three of those can be by check. That's the purpose of a SAVINGS account.

edit Heres the link at ING Direct's site. Scroll down to Details About the Orange Savings Account ("OSA")
 
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Sigity

Senior member
Jan 29, 2001
682
0
0
I signed up about 6 months ago, no problems, easy to use, and a great rate.

I use it as my savings account...

By the way, there is no ATM access.

sig.
 
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rsd

Platinum Member
Dec 30, 2003
2,293
0
76
Originally posted by: joelmold
I'd like to open an account with ingdirect but I don't see any current promotions. anyone care to send me a referral? first reply to joelmold@gmail.com gets it...

thanks!
Click to expand...

you have referral email!
 
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sdaccord01

Senior member
Jul 9, 2003
291
0
0
Anyone want a referral? I have plenty to give as I just got my ING account too, so if you want $25 for starting up an account, PM me!
 
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