ING accounts rock

[minendo]

Originally posted by: Xiety
So who is using CD here?

Not at the moment, but I am seriously considering it. All I have for now is just one savings account.

 

[randomlinh]

Interest Paid Year to Date: $7.16
Interest Paid in 2003: $11.69

🙁 Granted, I have like $500 in there.. heh... slowly w/ the recurring bi-weekly deposits of $25.... up to a grand... But I may have to dip into it soon 🙁

 

[Night201]

Nice, I was waiting for it to go back up a bit. It's been at 2.0% for a while now.

 

[Night201]

Originally posted by: minendo

Originally posted by: Beattie

Originally posted by: minendo

Interest Paid Year to Date: $212.16
Interest Paid in 2003: $50.88

And I only ever deposited $5.

How does that work?

Referrals. For every person I refer, I get $10 and they get $25. I've been using the referrals to support http://pics.apartment808.com

I was waiting for this post. 🙂

 

[Squisher]

I'm getting 2.75% on a checking account through Presidential Bank Online.

$1500 to open
$1000 minimum
requires an electronic monthly deposit of $200 or more from payroll

 

[pyonir]

Originally posted by: ElFenix

Originally posted by: pyonir

Originally posted by: djheater
accept remembering the damn accuount ID. 🙂

I just keep a little slip of paper in my wallet with the number on it. Simple as that.

*steals pyonir's wallet*

Won't do you much good. You still need my PIN and answer the third question, which ever one may come up. 🙂

 

[TwiceOver]

Originally posted by: minendo

Originally posted by: Beattie

Originally posted by: minendo

Interest Paid Year to Date: $212.16
Interest Paid in 2003: $50.88

And I only ever deposited $5.

How does that work?

Referrals. For every person I refer, I get $10 and they get $25. I've been using the referrals to support http://pics.apartment808.com

Just sent you an email. Going to set up an acct later today.

 

[Mandos]

I remember the commercials for this company, always drive me nuts when there wasnt anything before ING... =P

 

[isasir]

Are there set times when interest rates on CDs change, or can they change at any time the bank wants to change 'em? (Prior to locking in a rate, that is)

 

[Jzero]

Originally posted by: Squisher
I'm getting 2.75% on a checking account through Presidential Bank Online.

$1500 to open
$1000 minimum
requires an electronic monthly deposit of $200 or more from payroll

Pretty good, but what happens if you go below the minimum balance?

 

[minendo]

Originally posted by: Jzero

Originally posted by: Squisher
I'm getting 2.75% on a checking account through Presidential Bank Online.

$1500 to open
$1000 minimum
requires an electronic monthly deposit of $200 or more from payroll

Pretty good, but what happens if you go below the minimum balance?

Curious to know as well.

 

[RossMAN]

Originally posted by: minendo

Originally posted by: Jzero

Originally posted by: Squisher
I'm getting 2.75% on a checking account through Presidential Bank Online.

$1500 to open
$1000 minimum
requires an electronic monthly deposit of $200 or more from payroll

Pretty good, but what happens if you go below the minimum balance?

Curious to know as well.

Most likely you're charged a monthly fee.

Someone please call Presidential Bank at 800-799-1424 to find out.

 

[minendo]

Originally posted by: RossMAN

Originally posted by: minendo

Originally posted by: Jzero

Originally posted by: Squisher
I'm getting 2.75% on a checking account through Presidential Bank Online.

$1500 to open
$1000 minimum
requires an electronic monthly deposit of $200 or more from payroll

Pretty good, but what happens if you go below the minimum balance?

Curious to know as well.

Most likely you're charged a monthly fee.

Someone please call Presidential Bank at 800-799-1424 to find out.

Anyone find out?

 

[z0mb13]

higher interest = greater risk, so there is a catch...

 

[minendo]

Originally posted by: z0mb13
higher interest = greater risk, so there is a catch...

What risk? It is a FDIC insured bank.

 

[z0mb13]

Originally posted by: minendo

Originally posted by: z0mb13
higher interest = greater risk, so there is a catch...

What risk? It is a FDIC insured bank.

only for <100000!!

(not implying that I have more than 100000 with them! 😀)

 

[Squisher]

Originally posted by: minendo

Originally posted by: RossMAN

Originally posted by: minendo

Originally posted by: Jzero

Originally posted by: Squisher
I'm getting 2.75% on a checking account through Presidential Bank Online.

$1500 to open
$1000 minimum
requires an electronic monthly deposit of $200 or more from payroll

Pretty good, but what happens if you go below the minimum balance?

Curious to know as well.

Most likely you're charged a monthly fee.

Someone please call Presidential Bank at 800-799-1424 to find out.

Anyone find out?

$5.00/month charge.

Text

 

[Jzero]

Originally posted by: Squisher
$5.00/month charge.

Never really understood this. "Hey, since you've got less money, we'll take some of it away every month." You would think they would charge people with LOTS of money.

Anyway, I like the flexibility of totally emptying my ING account when the need arises.

 

[Squisher]

With this account though I don't need a savings account, so the $1000 is easy.

 

[Jzero]

Originally posted by: Squisher
With this account though I don't need a savings account, so the $1000 is easy.

Interesting. I didn't notice that it was a checking account....

 

[Swanny]

I too noticed the new 2.1% APY. :beer: to them!

Current Annual Percentage Yield: 2.10%
Get more info on your rate.
Interest Paid Year to Date: $70.00
Interest Earned This Month: $0.45

 

[dquan97]

I forgot my customer #...anyone willing to lend me theirs, along with the pwd and some secret info? 😉

 

[minendo]

Originally posted by: Swanny
I too noticed the new 2.1% APY. :beer: to them!

Current Annual Percentage Yield: 2.10%
Get more info on your rate.
Interest Paid Year to Date: $70.00
Interest Earned This Month: $0.45

Just got an email from them about the increase. 🙂

 

[RossMAN]

Originally posted by: dquan97
I forgot my customer #...anyone willing to lend me theirs, along with the pwd and some secret info? 😉

Only if we can take your wife as collateral, do we have a deal?

 

[Turkish]

Originally posted by: Jzero

Originally posted by: Squisher
$5.00/month charge.

Never really understood this. "Hey, since you've got less money, we'll take some of it away every month." You would think they would charge people with LOTS of money.

Anyway, I like the flexibility of totally emptying my ING account when the need arises.

Huh? People with LOTS of money give them the opportunity to invest LOTS of money... why would they wanna charge their best customers extra? 😕 Someone with LOTS of money is gaining the same interest as you are, although they give the financial institution more money to invest. Of course they won't charge people with LOTS of money...