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If your significant other was in great $$$ debt, would you still marry?

P

Passions

Diamond Member
What if you loved this person, but she was in like massive debt, like student loans, credit card, etc. Yet, you were wise with your money and paid yours off. And she had just an avg job.

Would you still marry knowing that financial burden would be on both of you?

I'm sure in heated fights, it would come out in one form or the other.
 
well if im married.. we would have one joint acct and then our indiviual accts. Part of the income goes into the joint acct. Since her debt was before we got married, she will pay from her individual acct. Joint acct's would be for the regular household stuff.

So technically she will still have to pay off her own debt.
 
yes. my fiance has quite a bit of student loans to pay off, but i knew that and i am ok with it. we also have some car loans as well. we have discussed it and we are both aware and ok with it.
and, no, it has NEVER come up, even in our worst fights.
 
Sure.

Though, it does depend on why she has the debt. Law school loans for example, have a huge upside and will likely get paid off (eventually) w/o a problem.
 
Originally posted by: TheGoodGuy
well if im married.. we would have one joint acct and then our indiviual accts. Part of the income goes into the joint acct. Since her debt was before we got married, she will pay from her individual acct. Joint acct's would be for the regular household stuff.

So technically she will still have to pay off her own debt.
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Technically, no. It's on you too.

When she defaults, you are liable also.
 
Poll.


I thought I read somewhere that money was the #1 reason for divorce. Anyone second that?
 
Absolutely. Money isn't something that stops me from loving someone or spending the rest of my life with them. I would help them get their finances under control -well, now that I'm gaining my own understanding and common sense about how to manage my own finances, anyway. Money shouldn't be any reason to stop two people from getting married if they love each other and want to spend the rest of their lives together.
 
Originally posted by: Electric Amish
Yes.

Love is unconditional.

If you have a problem with the SO's debt, then you're not really in love.
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Agree completely.

If your S.O. is not good at managing money, but you are, then you both should agree that you manage the finances. I know a married couple like that. He's horrible with managing money and she's great at it (yes, I know this seems backwards 😉 ). So, they've agreed that she has control of the finances and both of them are OK with it.

 
I have no interest in financial matters at all. I pay my bills, but that's the ONLY thought I'll give to it. Money is utterly, completely, and in every way useless to me. Financial affairs ALWAYS rate dead last in importance no matter what the list is.
 
student loan debt = acceptable
credit card debt = needs explaining. if it's on junk then forget it. you don't want an irresponsible wife holding you back
 
Originally posted by: PrinceofWands
I have no interest in financial matters at all. I pay my bills, but that's the ONLY thought I'll give to it. Money is utterly, completely, and in every way useless to me. Financial affairs ALWAYS rate dead last in importance no matter what the list is.
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I'll "manage" your money for you if you really don't want it 😉
 
Originally posted by: Gurck
Probably not, it implies irresponsibility which is a trait I wouldn't like in the first place anyway.
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student loans are irresponsible?!

so my bf's impending 100k plus in law school loans are irresponsible?

huge difference between student loan debt and credit card debt.
 
Originally posted by: A5
Originally posted by: PrinceofWands
I have no interest in financial matters at all. I pay my bills, but that's the ONLY thought I'll give to it. Money is utterly, completely, and in every way useless to me. Financial affairs ALWAYS rate dead last in importance no matter what the list is.
Click to expand...
I'll "manage" your money for you if you really don't want it 😉
Click to expand...

heeheheh, because I don't care about it, I generally have only enough to live on. I have NO idea what I'll do with myself when I start teaching. 40k a year is so much more than I need I'm gonna be lost.
 
Student loans yes, credit card no. Been there done that. If they aren't committed to paying of their debt, they will start spending your income and running up more debt.
 
Originally posted by: TheGoodGuy
well if im married.. we would have one joint acct and then our indiviual accts. Part of the income goes into the joint acct. Since her debt was before we got married, she will pay from her individual acct. Joint acct's would be for the regular household stuff.

So technically she will still have to pay off her own debt.
Click to expand...

generally seperate accounts are a recipe for disaster
 
I'm married, but if I weren't... If they were irresponsible with money, I wouldn't probably be attracted enough to get to that point. That level of immaturity would rule them out as a potential mate. That's not to say that I wouldn't have dated someone with some debts, like student loans or mortgage or something logical, but I'm too logical and level-headed to get involved with someone that was irresponsible. A flashy expensive car was a turn-off for me when I was younger and single.
 
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