I think we should ban writing checks in stores

Feb 19, 2001
20,155
23
81
RANT:

I was at Safeway (groceries) and there were 2 checkout lines. One was with a bunch of college guys with tons of alcohol. Then there was some hobo buying a beer. Shady looking, so I went to the other aisle where a mom and her kid were buying groceries and a mid-aged lady was buying stuff.

The kid was writing checks. I don't know how old she was, but she was probably 18 at least. She wrote 1 check for groceries, and that took forever. Then she bought $300 worth of gift cards in a 2nd transaction and had to do the whole check writing deal again.

I'm impatient. Apparently the alcohol guys took a little longer than I expected too (maybe 3 - 4 min for their transaction), but the lady in front of me grabbed her stuff and moved out.

I was pissed because I hate check writers. I waited maybe 10 minutes because the first time the $300 check didn't get accepted, and then the cashier had to go find the manager. He also needed an override code for each of the checks... and that whole process just seemed to drag on and on. I was trying my best to stare at the magazines about Justin Timberlake and to doze off into space so I wouldn't get frustrated with the checkout.

You know how many checks I write a month? 1. Rent. That's IT. I wish my roommate had BoA also and could wire money into my account instead of me having to go cash a check every month. I pay my CCs electronically, and my Comcast and cell phone bills are paid via CC. I've only paid in cash maybe ONCE at a major store and that was because I was returning stuff and my new balance was something under $1 once at Staples.

It pisses me off some people don't use CCs or can't use CCs, and if not, almost all banks issue check cards nowadays don't they?

I was annoyed that the lady had to write a $13 check for groceries then a $300 check for a second transaction.

When it was my turn I timed myself with my cell phone. The cashier scanned 4 items, and I entered my phone # for Safeway club. Then I hit the CC button and swiped my card. By then he was done bagging my 4 items, and waited for the receipt to print so I could sign it. Done. Less than 40 seconds.

I notice this only happens in poorer neighborhoods. I've never had an issue shopping at Safeway at home. Maybe I'm stereotyping, but rich people tend to use card for everything right? I mean it makes sense. Who wouldn't want cashback or rewards miles or whatever it is that you get. Plus if you can manage your money, why wouldn't you use card.

/RANT
 
Feb 19, 2001
20,155
23
81
Originally posted by: wahoyaho
err......you can write cheques for groceries? i never knew that

Apparently there are people who do that.... And it's just a PITA cuz you have to check ID and write all that info down too.

I'm almost going to say we should ban cash but I guess a lot of people still use that. Plus, you need to be 18 to have a CC.

But if you need a CC to buy off of Amazon, you should seriously need a CC to buy from Safeway. There should be credit only lines or something. Seriously. 30 seconds tops after your crap is scanned and bagged.

And the story goes on because I went to a gas station right afterwards (to clean my tree sap) and I noticed a girl asking for $10 on a certain pump.

I've NEVER paid for gas in cash in my life. I think I remember as a kid when my parents did, but even when I learned to drive, my parents gave me one of their CCs to use for gas.

Credit cards/debit cards are the way to go.
 

pradeep1

Golden Member
Jun 4, 2005
1,099
1
81
It is unfortunate that people still use checks. But when you are 60, the next next generation will be making fun of you for using *gasp* credit cards that you have to physically swipe on a card reader. They will all be implanted with RFID chips or Iris identification methods and won't even have to say their name to authorize a credit transaction.

That's life. :)
 

ViRGE

Elite Member, Moderator Emeritus
Oct 9, 1999
31,516
167
106
Originally posted by: pradeep1
It is unfortunate that people still use checks. But when you are 60, the next next generation will be making fun of you for using *gasp* credit cards that you have to physically swipe on a card reader. They will all be implanted with RFID chips or Iris identification methods and won't even have to say their name to authorize a credit transaction.

That's life. :)
Granted, I may be turning in to a luddite(I hate and refuse to get another cell phone), but heck if I wouldn't be the first person to sign up for that kind of ID.:D If I ever get to be so stubborn that I'm using some sort of outdated payment method other than cash, ATOT by all means has permission to shoot me.
 
Feb 19, 2001
20,155
23
81
Originally posted by: pradeep1
It is unfortunate that people still use checks. But when you are 60, the next next generation will be making fun of you for using *gasp* credit cards that you have to physically swipe on a card reader. They will all be implanted with RFID chips or Iris identification methods and won't even have to say their name to authorize a credit transaction.

That's life. :)

The kid was probably 18. If she were 72 I wouldn't complain. Her mom is probably a good 15 years younger than my mom.

I've never written a check in the grocery store. If I insisted on doing so my mom would call me an idiot and pull out her CC just to hurry things up.

I guess you're right about technology though. I like to think of myself as bucking the trend. For example, I pay my Cingular bill through Text2Pay meaning I reply with a word and it auto bills my CC once I get my balance. I'm a computer nerd. Will this all change when I'm 60? It's an interesting thought though. I wonder if my way of doing things are going to be quickly outdated soon, or will I struggle my whole life to keep up with technology?
 
Dec 10, 2005
28,879
14,132
136
I don't have a problem with people writing checks, but why can't they start to fill them out while they are being checked out or before they get to the store? You can at least sign your name, write the date, and who it is for. Then all they would have to do is fill in the amount.

Also, I've seen plenty of people write checks in the supermarket (I worked in one for 3.5 years) and this wasn't a "poor area." But we also didn't have to check ID. The only requirement to write a check was to have a store card that was verified (with 2 forms of ID upon signing up) to get check writing privileges.
 

us3rnotfound

Diamond Member
Jun 7, 2003
5,334
3
81
Yeah I'm a part time cashier at a grocery store, and there is nothing that annoys me more than people who write checks :roll: You'd be surprised, there are many people who write checks for a $15 bill. Come on :roll:
 
Dec 10, 2005
28,879
14,132
136
Originally posted by: us3rnotfound
Yeah I'm a part time cashier at a grocery store, and there is nothing that annoys me more than people who write checks :roll: You'd be surprised, there are many people who write checks for a $15 bill. Come on :roll:

The worst for me was working express - either the people that come with 50 items and ask if they can come on the 5 items or less line (or start unpacking without even asking) and the people that can't figure out how to use the CC machine. I hate to think that I'm actually going to go back to that god forsaken grocery store after my summer camp job ends (I need money to support my new photography hobby :eek:)
 

us3rnotfound

Diamond Member
Jun 7, 2003
5,334
3
81
Oh yeah, NO ONE can run that damn EFT machine! Either the thing is poorly designed or they're all just a bunch of morons, but I think it's the latter ;)
 
Dec 10, 2005
28,879
14,132
136
Originally posted by: us3rnotfound
Oh yeah, NO ONE can run that damn EFT machine! Either the thing is poorly designed or they're all just a bunch of morons, but I think it's the latter ;)

Most definitely. There are only some many ways that the card can be swiped, and most of those ways are illogical because they don't place the magnetic strip in the machine. Grrr... it can be so aggravating.
 

TruePaige

Diamond Member
Oct 22, 2006
9,874
2
0
Originally posted by: Brainonska511
Originally posted by: us3rnotfound
Oh yeah, NO ONE can run that damn EFT machine! Either the thing is poorly designed or they're all just a bunch of morons, but I think it's the latter ;)

Most definitely. There are only some many ways that the card can be swiped, and most of those ways are illogical because they don't place the magnetic strip in the machine. Grrr... it can be so aggravating.

VERY FRUSTRATING! It has a LITTLE PICTURE!
 
Jun 14, 2003
10,442
0
0
while this thread is still short

where i come from its Cheque book and your write Cheques for people from/in it

why do people here call it a check book? your not checking or inspecting anything are you?

or is the same deal as with the word Tire/tyre

i notice in the US tire is used for bother getting physically tired, or tire as in the black rubber bits going round the circumference of your cars wheels

it depends on the context used as to which meaning you take.

here we have tire for getting tired, and tyre for the rubber bits on your wheels.

do you lot use check in the same way?
 

NFS4

No Lifer
Oct 9, 1999
72,636
47
91
Originally posted by: otispunkmeyer
while this thread is still short

where i come from its Cheque book and your write Cheques for people from/in it

why do people here call it a check book? your not checking or inspecting anything are you?

or is the same deal as with the word Tire/tyre

i notice in the US tire is used for bother getting physically tired, or tire as in the black rubber bits going round the circumference of your cars wheels

it depends on the context used as to which meaning you take.

here we have tire for getting tired, and tyre for the rubber bits on your wheels.

do you lot use check in the same way?

Yes, check = cheque
Tire = tyre
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.
 

Mo0o

Lifer
Jul 31, 2001
24,227
3
76
yeah i hate it. i dont really notice it more in poorer areas. I actually notice groceries getting paid for with cash rather than CC in poorer areas but im guessing that has to do w/ poor people having trouble applying for credit
 
Dec 4, 2002
18,211
1
0
Originally posted by: kranky
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.

Bring cash then?

Unless your writing a check for more then a few hundred, it is really a waste of time.
 
Mar 11, 2004
23,444
5,852
146
Stores need to ban people from using checks in express lanes. I don't know how many times I've gone to a place and some idiot has to write a check in the express lane which instantly backs everything up. To me its just common courtesy to not do that but since the store lets them get away with it they're going to keep doing it.
 

Alone

Diamond Member
Nov 19, 2006
7,490
0
0
Originally posted by: darkswordsman17
Stores need to ban people from using checks in express lanes. I don't know how many times I've gone to a place and some idiot has to write a check in the express lane which instantly backs everything up. To me its just common courtesy to not do that but since the store lets them get away with it they're going to keep doing it.

How hard is it to write a simple cheque? You should have all the pertinent information filled out before even going to the cash.
 

Linflas

Lifer
Jan 30, 2001
15,395
78
91
Originally posted by: kranky
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.

Because that 30 extra seconds is what is keeping them from making that big break through in curing cancer. Just more whining from the most narcissistic generation of Americans to have ever graced the planet. Congratulations, you have officially beaten the baby boomer generation as the most completely self absorbed generation in history.
 
Dec 4, 2002
18,211
1
0
Originally posted by: Linflas
Originally posted by: kranky
I write checks at locally owned stores so they don't have to pay the CC fees. And it sounds ridiculous to be so outraged over something that takes one minute. One minute! It's not like you have to call people from the checkout line to rearrange your schedule.

I have seen this rant numerous times here and I really have a tough time understanding why it aggravates people so badly.

Because that 30 extra seconds is what is keeping them from making that big break through in curing cancer. Just more whining from the most narcissistic generation of Americans to have ever graced the planet. Congratulations, you have officially beaten the baby boomer generation as the most completely self absorbed generation in history.

Why is it self absorbed to not want to wait any amount of time for something that is completely unnecessary? It is a complete waste of time and in actuality, it is rather self absorbed to make everyone else wait while you write out a check.
 

Alone

Diamond Member
Nov 19, 2006
7,490
0
0
Writing a cheque doesn't take a large chunk of time out of your life. If you're in that much of a hurry, maybe you shouldn't be at the grocery store.
 
Dec 4, 2002
18,211
1
0
Originally posted by: Alone
Writing a cheque doesn't take a large chunk of time out of your life. If you're in that much of a hurry, maybe you shouldn't be at the grocery store.

It can take some time, several minutes with some of you check writers. Who are you to make me wait an extra couple of minutes for no reason what so ever?
 

Lalakai

Golden Member
Nov 30, 1999
1,634
0
76
you may be looking at a "generational" issue, and a self-governing issue. Some people were raised with using checks as a main form of payment, instead of carrying cash; these people may not be comfortable with using debit/cc cards. I still write checks so that i can keep track of certain payments. yes i use online payments, but why should i have to pay a fee to have money electronically transferred from my bank to another bank. Writing checks forces you to slow down and consider purchases, instead of just swiping a card. And right with that, I get real mad when a cashier doesn't read my card when the back of it says "ask for ID".

one person commented "writing a check for $15? come on". My view is "using a debit for $3??? come on". yet i have seen that happen many times, usually by young kids. Sorry but i don't think this is good education on managing money.

If you can't wait in line a few minutes, get organized and have your food delivered on a monthly basis, so that you don't have to waste you time standing in line. lol sorry but hopefully you'll find something in life that matters.